Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. United Cooperative Assurance Co's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.00.
The historical rank and industry rank for United Cooperative Assurance Co's Dividend Payout Ratio or its related term are showing as below:
SAU:8190's Dividend Payout Ratio is not ranked *
in the Insurance industry.
Industry Median: 0.38 * Ranked among companies with meaningful Dividend Payout Ratio only.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
United Cooperative Assurance Co (SAU:8190) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
United Cooperative Assurance Co Dividend Payout Ratio Related Terms
United Cooperative Assurance Co Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Cooperative Assurance Co Dividend Payout Ratio Chart
SAU:8190 vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison
For the Insurance - Diversified subindustry, United Cooperative Assurance Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Cooperative Assurance Co Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, United Cooperative Assurance Co's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where United Cooperative Assurance Co's Dividend Payout Ratio falls into.
United Cooperative Assurance Co Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Cooperative Assurance Co (SAU:8190) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on United Cooperative Assurance Co and its competitors. According to the industry distribution chart, United Cooperative Assurance Co ranks #999999 out of 334 companies in the Insurance industry.
Is United Cooperative Assurance Co's Dividend Payout Ratio too high?
United Cooperative Assurance Co's current Dividend Payout Ratio is 0.00. Based on the distribution chart, United Cooperative Assurance Co ranks #999999 out of 334 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, United Cooperative Assurance Co has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does United Cooperative Assurance Co's Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, United Cooperative Assurance Co ranks #999999 out of 334 companies for Dividend Payout Ratio. This places United Cooperative Assurance Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on United Cooperative Assurance Co and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Cooperative Assurance Co's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Cooperative Assurance Co stock overvalued right now?
Based on GuruFocus' analysis, United Cooperative Assurance Co (SAU:8190) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼8.01, compared to a current price of ﷼3.25 — trading 59.4% below its estimated fair value. The current Dividend Payout Ratio is 0.00. United Cooperative Assurance Co's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For United Cooperative Assurance Co (SAU:8190), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Cooperative Assurance Co (SAU:8190) Overvalued in 2026?
Based on GuruFocus' analysis, United Cooperative Assurance Co stock appears to be undervalued.
The current stock price of ﷼3.25 is trading 59.4% below its estimated GF Value™ of ﷼8.01.
GuruFocus considers United Cooperative Assurance Co to be Possible Value Trap.
Key valuation signals for SAU:8190:
Dividend Payout Ratio: 0.00
GF Value™: ﷼8.01 vs. price of ﷼3.25 (59.4% below fair value)
No single metric tells the full story. See the SAU:8190 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Cooperative Assurance Co Business Description
United Cooperative Assurance Co is a company operating in the insurance sector. Its business is divided into segments including Medical insurance, Motor Insurance, Energy and engineering insurance, and Other classes. The medical insurance segment covers medical costs, medicines, and all other medical services and supplies. Motor Insurance, provides coverage against losses and liability related to motor vehicles, excluding transport insurance. And Other classes segment covers other classes of insurance including property, marine, cargo, aviation, among others. The company generates the majority of the revenue from Motor Insurance.
63GF Score
Get the complete analysis for SAU:8190
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SAU:8190 has been successfully added to your 
