United Cooperative Assurance Co (SAU:8190) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8190 United Cooperative Assurance Co SAU:8190
63 GF Score
Price ﷼3.32
GF Value ﷼7.99
Valuation Possible Value Trap
! 4 Warning Signs
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What is United Cooperative Assurance Co Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

SAU:8190
63GF Score
United Cooperative Assurance Co SAU:8190
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is United Cooperative Assurance Co (SAU:8190) Overvalued in 2026?

Based on GuruFocus' analysis, United Cooperative Assurance Co stock appears to be undervalued. The current stock price of ﷼3.32 is trading 58.4% below its estimated GF Value™ of ﷼7.99. GuruFocus considers United Cooperative Assurance Co to be Possible Value Trap.

Key valuation signals for SAU:8190:

  • Altman Z2-Score:
  • GF Value™: ﷼7.99 vs. price of ﷼3.32 (58.4% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the SAU:8190 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Cooperative Assurance Co Business Description

Address Othman Bin Affan Road, Al-Narjis District, Riyadh, SAU
United Cooperative Assurance Co is a company operating in the insurance sector. Its business is divided into segments including Medical insurance, Motor Insurance, Energy and engineering insurance, and Other classes. The medical insurance segment covers medical costs, medicines, and all other medical services and supplies. Motor Insurance, provides coverage against losses and liability related to motor vehicles, excluding transport insurance. And Other classes segment covers other classes of insurance including property, marine, cargo, aviation, among others. The company generates the majority of the revenue from Motor Insurance.
63GF Score

Get the complete analysis for SAU:8190

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼3.32
Price
﷼7.99
GF Value