Wise Group (FRA:6WS) Operating Income: €507 Mil (TTM As of Mar. 2026)

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FRA:6WS Wise Group PLC FRA:6WS
91 GF Score
Price €12.19
GF Value €18.49
! 4 Warning Signs
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What is Wise Group Operating Income?

Wise Group FRA:6WS 91 Operating Income is €507 Mil as of Mar. 2026. GuruFocus rates FRA:6WS with a GF Score™ of 91/100 and a GF Value™ of €18.49. The stock has 4 warning signs investors should review.

Wise Group's Operating Income for the three months ended in Mar. 2026 was €229 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was €507 Mil.

Operating Margin % is calculated as Operating Income divided by its Revenue. Wise Group's Operating Income for the three months ended in Mar. 2026 was €229 Mil. Wise Group's Revenue for the three months ended in Mar. 2026 was €1,225 Mil. Therefore, Wise Group's Operating Margin % for the quarter that ended in Mar. 2026 was 18.71%.

Good Sign:

Wise Group PLC operating margin is expanding. Margin expansion is usually a good sign.

Wise Group's 5-Year average Growth Rate for Operating Margin % was 25.80% per year.

Operating Income or EBIT is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Wise Group's annualized ROC % for the quarter that ended in Mar. 2026 was 170.20%. Wise Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 701.44%.


Wise Group  (FRA:6WS) Operating Income Explanation

1. Operating Income or EBIT is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Wise Group's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=916.384 * ( 1 - 22.35% )/( (513.689 + 322.472)/ 2 )
=711.572176/418.0805
=170.20 %

where

Invested Capital(Q: Sep. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=25314.318 - 23047.996 - ( 17033.36 - max(0, 23258.761 - 25011.394+17033.36))
=513.689

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=28769.727 - 26565.88 - ( 15190.092 - max(0, 26646.844 - 28528.219+15190.092))
=322.472

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Wise Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Sep. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=1118.548/( ( (154.668 + max(-15264.585, 0)) + (164.263 + max(-13289.341, 0)) )/ 2 )
=1118.548/( ( 154.668 + 164.263 )/ 2 )
=1118.548/159.4655
=701.44 %

where Working Capital is:

Working Capital(Q: Sep. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(378.712 + 0 + 7599.322) - (23047.996 + 0 + 194.623)
=-15264.585

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(245.4 + 0 + 13092.727) - (26565.88 + 19.462 + 42.126)
=-13289.341

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. Operating Income is also linked to Operating Margin %:

Wise Group's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=229.096/1224.773
=18.71 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

4. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Operating Income growth rate using Operating Income per share data.


Be Aware

Compared with a company's EBITDA margin, Operating Margin can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin may decline. Often the Operating Margin declines well before the company's revenue or even profit decline. Therefore, Operating Margin is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia's Operating Margin had already been in decline since 2002, although its earnings per share were still rising. Investors who paid attention to Operating Margin would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Wise Group Operating Income Related Terms


Wise Group Operating Income Historical Data

* Premium members only.

The historical data trend for Wise Group's Operating Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wise Group Operating Income Chart

Wise Group Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Operating Income
Get a 7-Day Free Trial 58.09 178.61 598.09 673.59 510.96

Wise Group Quarterly Data
Mar19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Operating Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 377.75 344.84 319.56 277.62 229.10
FRA:6WS
91GF Score
Wise Group PLC FRA:6WS
Operating Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wise Group Operating Income Calculation

Operating Income, is the profit a company earned through operations. All expenses, including cash expenses such as cost of goods sold (COGS), research & development, wages, and non-cash expenses, such as depreciation, depletion and amortization, have been deducted from the sales.

Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €507 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Income →
What does a Operating Income of €507 Mil mean?
Wise Group (FRA:6WS) has a Operating Income of €507 Mil as of Mar. 2026. Operating Income equals sales less all operating expenses. It is linked to EBIT. View historical data on Wise Group and its competitors.
Is Wise Group's Operating Income too high?
Wise Group's current Operating Income is €507 Mil. Overall, Wise Group has a GF Score™ of 91/100, reflecting its overall financial health beyond just this single metric.
How does Wise Group's Operating Income compare to IT and JKHY?
Wise Group's Operating Income of €507 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Income for a Software company?
A good Operating Income depends on the Software industry context. However, Operating Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Income mean?
A high Operating Income can signal that a stock is expensive relative to its fundamentals. Operating Income equals sales less all operating expenses. It is linked to EBIT. View historical data on Wise Group and its competitors. Wise Group's current Operating Income is €507 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Group stock overvalued right now?
Wise Group (FRA:6WS) has a current Operating Income of €507 Mil. The stock's GF Value™ is €18.49, compared to a current price of €12.19 — trading 34.1% below its estimated fair value. The current Operating Income is €507 Mil. Wise Group's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Income calculated?
Operating Income is calculated from a company's financial statements. For Wise Group (FRA:6WS), the current Operating Income is €507 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wise Group (FRA:6WS) Overvalued in 2026?

Based on GuruFocus' analysis, Wise Group stock appears to be undervalued. The current stock price of €12.19 is trading 34.1% below its estimated GF Value™ of €18.49.

Key valuation signals for FRA:6WS:

  • Operating Income: €507 Mil
  • GF Value™: €18.49 vs. price of €12.19 (34.1% below fair value)
  • GF Score™: 91/100 with 4 warning signs

No single metric tells the full story. See the FRA:6WS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wise Group Business Description

Address 65 Clifton Street, 1st Floor Worship Square, London, GBR, EC2A 4JE
Wise Group PLC, formerly TransferWise, operates a global money transfer and financial technology platform. It provides international money transfer services using a peer-to-peer matching system that offsets transactions across borders, along with multi-currency accounts, debit cards, and business accounts. The company serves individuals, freelancers, small and midsize enterprises, and increasingly larger businesses and financial institutions through its Wise Platform, which offers cross-border payment infrastructure as a backend service to banks and other partners. Wise generates revenue primarily through transaction fees and foreign exchange conversion spreads, with additional income from card usage and interest on customer balances. It operates local accounts in numerous jurisdictions and serves customers across Europe, North America, Asia-Pacific, and other regions, enabling faster and lower-cost cross-border payments compared with traditional banks.
91GF Score

Get the complete analysis for FRA:6WS

Operating Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.19
Price
€18.49
GF Value