Wise GroupFRA:6WS 95 ROE % is 26.08% as of Sep. 2025, which is 94% above its 10-year median of 13.41. GuruFocus rates FRA:6WS with a GF Score™ of 95/100 and a GF Value™ of €18.02 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 2,681 Software companies, Wise Group ranks better than 89.44% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Wise Group's annualized net income for the quarter that ended in Sep. 2025 was €431 Mil. Wise Group's average Total Stockholders Equity over the quarter that ended in Sep. 2025 was €1,653 Mil. Therefore, Wise Group's annualized ROE % for the quarter that ended in Sep. 2025 was 26.08%.
The historical rank and industry rank for Wise Group's ROE % or its related term are showing as below:
FRA:6WS'
s ROE % Range Over the Past 10 Years
Min: 8.15 Med: 13.41 Max: 46.33
Current: 29.02
During the past 7 years, Wise Group's highest ROE % was 46.33%. The lowest was 8.15%. And the median was 13.41%.
FRA:6WS's ROE % is ranked better than 89.44% of 2681
companies
in the Software industry
Industry Median: 4.71
vs FRA:6WS: 29.02
Wise Group (FRA:6WS) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Sep. 2025) net income data. The Revenue data used here is two times the semi-annual (Sep. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Wise Group ROE % Related Terms
Wise Group ROE % Historical Data
* Premium members only.
The historical data trend for Wise Group's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Wise Group's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wise Group ROE % vs Software Industry
For the Software industry and Technology sector, Wise Group's ROE % distribution charts can be found below:
* The bar in red indicates where Wise Group's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Sep. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Wise Group (FRA:6WS) has a ROE % of 26.08% as of Sep. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Wise Group and its competitors. This is 94% above median its historical median of 13.41. Over the past decade, Wise Group's ROE % has ranged from 8.15 to 46.33. According to the industry distribution chart, Wise Group ranks #283 out of 2681 companies in the Software industry, placing it in the top 10.6%.
Is Wise Group's ROE % too high?
Wise Group's current ROE % of 26.08% is 94% above median its 10-year median of 13.41. Over the past 10 years, this metric has ranged from a low of 8.15 to a high of 46.33. The Software industry median ROE % is 4.71. Wise Group's value of 26.08% is 453.7% above this industry median. Based on the distribution chart, Wise Group ranks #283 out of 2681 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Wise Group has a GF Score™ of 95/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Wise Group's ROE % compare to APLD and CACI?
According to the Software industry distribution chart, Wise Group ranks #283 out of 2681 companies for ROE %. This places Wise Group in the top 11% of its industry — outperforming the majority of peers. The industry median ROE % is 4.71. Wise Group's value of 26.08% is 453.7% above this benchmark. Historically, Wise Group's own ROE % has ranged from 8.15 to 46.33 over the past decade. While the company's 10-year median is 13.41 vs. the industry median of 4.71, Wise Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.71, based on 2,681 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Group's current ROE % of 26.08% is 453.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Wise Group and its competitors. For the Software industry, the median ROE % is 4.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Group's current ROE % is 26.08%, which is 94% above median its own 10-year median of 13.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Group stock overvalued right now?
Based on GuruFocus' analysis, Wise Group (FRA:6WS) is currently considered Possible Value Trap. The stock's GF Value™ is €18.02, compared to a current price of €12.19 — trading 32.4% below its estimated fair value. The current ROE % is 26.08%, which is 94% above median its 10-year median of 13.41 and 453.7% above the Software industry median of 4.71. Wise Group's overall GF Score™ is 95/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Wise Group (FRA:6WS), the current ROE % is 26.08% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wise Group (FRA:6WS) Overvalued in 2026?
Based on GuruFocus' analysis, Wise Group stock appears to be undervalued.
The current stock price of €12.19 is trading 32.4% below its estimated GF Value™ of €18.02.
GuruFocus considers Wise Group to be Possible Value Trap.
Key valuation signals for FRA:6WS:
ROE %: 26.08% (94% above median its 10-year median of 13.41)
GF Value™: €18.02 vs. price of €12.19 (32.4% below fair value)
Industry Position: 453.7% above the Software median (#283 of 2681)
No single metric tells the full story. See the FRA:6WS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wise is a currency conversion platform that matches, where possible, offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but it is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds in various asset management products.
95GF Score
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