Hypoport AG (FRA:HYQ) Operating Margin %: 6.88% (As of Mar. 2026) — 29% Below Median


FRA:HYQ Hypoport AG FRA:HYQ
76 GF Score
Price €84.00
GF Value €213.05
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Hypoport AG Operating Margin %?

Hypoport AG FRA:HYQ +4.48% 76 Operating Margin % is 6.88% as of Mar. 2026, which is 29% below its 10-year median of 9.67. GuruFocus rates FRA:HYQ with a GF Score™ of 76/100 and a GF Value™ of €213.05 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 411 Credit Services companies, Hypoport AG ranks worse than 67.4% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Hypoport AG's Operating Income for the three months ended in Mar. 2026 was €11.6 Mil. Hypoport AG's Revenue for the three months ended in Mar. 2026 was €169.3 Mil. Therefore, Hypoport AG's Operating Margin % for the quarter that ended in Mar. 2026 was 6.88%.

Warning Sign:

Hypoport AG operating margin has been in a 5-year decline. The average rate of decline per year is -24.2%.

The historical rank and industry rank for Hypoport AG's Operating Margin % or its related term are showing as below:

FRA:HYQ' s Operating Margin % Range Over the Past 10 Years
Min: 2.13   Med: 9.67   Max: 14.89
Current: 4.61


FRA:HYQ's Operating Margin % is ranked worse than
67.4% of 411 companies
in the Credit Services industry
Industry Median: 17.36 vs FRA:HYQ: 4.61

Hypoport AG's 5-Year Average Operating Margin % Growth Rate was -24.20% per year.

Hypoport AG's Operating Income for the three months ended in Mar. 2026 was €11.6 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was €28.2 Mil.


Hypoport AG  (FRA:HYQ) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Hypoport AG Operating Margin % Related Terms


Hypoport AG Operating Margin % Historical Data

* Premium members only.

The historical data trend for Hypoport AG's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hypoport AG Operating Margin % Chart

Hypoport AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.70 5.29 2.13 2.16 4.19

Hypoport AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.45 5.03 4.78 1.32 6.88

FRA:HYQ vs V, MA, AXP: Operating Margin % Comparison

For the Credit Services subindustry, Hypoport AG's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hypoport AG Operating Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hypoport AG's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Hypoport AG's Operating Margin % falls into.


FRA:HYQ
76GF Score
Hypoport AG FRA:HYQ
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hypoport AG Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Hypoport AG's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=25.253 / 602.612
=4.19 %

Hypoport AG's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=11.641 / 169.268
=6.88 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 6.88% mean?
Hypoport AG (FRA:HYQ) has a Operating Margin % of 6.88% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Hypoport AG and its competitors. This is 29% below median its historical median of 9.67. Over the past decade, Hypoport AG's Operating Margin % has ranged from 2.13 to 14.89. According to the industry distribution chart, Hypoport AG ranks #277 out of 411 companies in the Credit Services industry, placing it in the top 67.4%.
Is Hypoport AG's Operating Margin % too high?
Hypoport AG's current Operating Margin % of 6.88% is 29% below median its 10-year median of 9.67. Over the past 10 years, this metric has ranged from a low of 2.13 to a high of 14.89. The Credit Services industry median Operating Margin % is 17.36. Hypoport AG's value of 6.88% is 60.4% below this industry median. Based on the distribution chart, Hypoport AG ranks #277 out of 411 companies in the Credit Services industry, which is below the industry midpoint. Overall, Hypoport AG has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hypoport AG's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Hypoport AG ranks #277 out of 411 companies for Operating Margin %. This places Hypoport AG in the lower half of its industry. The industry median Operating Margin % is 17.36. Hypoport AG's value of 6.88% is 60.4% below this benchmark. Historically, Hypoport AG's own Operating Margin % has ranged from 2.13 to 14.89 over the past decade. While the company's 10-year median is 9.67 vs. the industry median of 17.36, Hypoport AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.36, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hypoport AG's current Operating Margin % of 6.88% is 60.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Hypoport AG and its competitors. For the Credit Services industry, the median Operating Margin % is 17.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypoport AG's current Operating Margin % is 6.88%, which is 29% below median its own 10-year median of 9.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypoport AG stock overvalued right now?
Based on GuruFocus' analysis, Hypoport AG (FRA:HYQ) is currently considered Significantly Undervalued. The stock's GF Value™ is €213.05, compared to a current price of €84.00 — trading 60.6% below its estimated fair value. The current Operating Margin % is 6.88%, which is 29% below median its 10-year median of 9.67 and 60.4% below the Credit Services industry median of 17.36. Hypoport AG's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Hypoport AG (FRA:HYQ), the current Operating Margin % is 6.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hypoport AG (FRA:HYQ) Overvalued in 2026?

Based on GuruFocus' analysis, Hypoport AG stock appears to be undervalued. The current stock price of €84.00 is trading 60.6% below its estimated GF Value™ of €213.05. GuruFocus considers Hypoport AG to be Significantly Undervalued.

Key valuation signals for FRA:HYQ:

  • Operating Margin %: 6.88% (29% below median its 10-year median of 9.67)
  • GF Value™: €213.05 vs. price of €84.00 (60.6% below fair value)
  • GF Score™: 76/100 with 4 warning signs
  • Industry Position: 60.4% below the Credit Services median (#277 of 411)

No single metric tells the full story. See the FRA:HYQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hypoport AG Business Description

Address Heidestrasse 8, Berlin, BB, DEU, 10557
Hypoport AG operates as a technology-based financial service provider in Germany. The company is engaged in the development, operation, and marketing of B2B technology platforms - that is, internet-based digital infrastructures that connect two or more companies without a direct business relationship with end customers for the credit, housing & insurance industries (fintech, proptech, insurtech). The Business segments of the group are divided into Real Estate & Mortgage Platforms, Insurance Platforms, & Financing Platforms. The company generates the majority of its revenue from the Real Estate & Mortgage Platforms segment. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, & valuing private residential properties.
76GF Score

Get the complete analysis for FRA:HYQ

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€84.00
Price
€213.05
GF Value