Mizuho Leasing Co (STU:LFB) Operating Margin %: 3.34% (As of Mar. 2026) — 34% Below Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:LFB Mizuho Leasing Co Ltd STU:LFB
76 GF Score
Price €7.30
GF Value €6.57
! 4 Warning Signs
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What is Mizuho Leasing Co Operating Margin %?

Mizuho Leasing Co STU:LFB +2.10% 76 Operating Margin % is 3.34% as of Mar. 2026, which is 34% below its 10-year median of 5.05. GuruFocus rates STU:LFB with a GF Score™ of 76/100 and a GF Value™ of €6.57. The stock has 4 warning signs investors should review. Among 416 Credit Services companies, Mizuho Leasing Co ranks worse than 66.35% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Mizuho Leasing Co's Operating Income for the three months ended in Mar. 2026 was €51 Mil. Mizuho Leasing Co's Revenue for the three months ended in Mar. 2026 was €1,536 Mil. Therefore, Mizuho Leasing Co's Operating Margin % for the quarter that ended in Mar. 2026 was 3.34%.

Good Sign:

Mizuho Leasing Co Ltd operating margin is expanding. Margin expansion is usually a good sign.

The historical rank and industry rank for Mizuho Leasing Co's Operating Margin % or its related term are showing as below:

STU:LFB' s Operating Margin % Range Over the Past 10 Years
Min: 3.23   Med: 5.05   Max: 7.04
Current: 5.4


STU:LFB's Operating Margin % is ranked worse than
66.35% of 416 companies
in the Credit Services industry
Industry Median: 17.905 vs STU:LFB: 5.40

Mizuho Leasing Co's 5-Year Average Operating Margin % Growth Rate was 5.80% per year.

Mizuho Leasing Co's Operating Income for the three months ended in Mar. 2026 was €51 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was €271 Mil.


Mizuho Leasing Co  (STU:LFB) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Mizuho Leasing Co Operating Margin % Related Terms


Mizuho Leasing Co Operating Margin % Historical Data

* Premium members only.

The historical data trend for Mizuho Leasing Co's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mizuho Leasing Co Operating Margin % Chart

Mizuho Leasing Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.23 6.00 6.02 7.04 4.85

Mizuho Leasing Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.30 5.60 5.64 3.34 7.71

STU:LFB vs V, MA, AXP: Operating Margin % Comparison

For the Credit Services subindustry, Mizuho Leasing Co's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mizuho Leasing Co Operating Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mizuho Leasing Co's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Mizuho Leasing Co's Operating Margin % falls into.


STU:LFB
76GF Score
Mizuho Leasing Co Ltd STU:LFB
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mizuho Leasing Co Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Mizuho Leasing Co's Operating Margin % for the fiscal year that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (A: Mar. 2026 ) / Revenue (A: Mar. 2026 )
=243.524 / 5023.718
=4.85 %

Mizuho Leasing Co's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=51.273 / 1535.932
=3.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 3.34% mean?
Mizuho Leasing Co (STU:LFB) has a Operating Margin % of 3.34% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Mizuho Leasing Co and its competitors. This is 34% below median its historical median of 5.05. Over the past decade, Mizuho Leasing Co's Operating Margin % has ranged from 3.23 to 7.04. According to the industry distribution chart, Mizuho Leasing Co ranks #276 out of 416 companies in the Credit Services industry, placing it in the top 66.3%.
Is Mizuho Leasing Co's Operating Margin % too high?
Mizuho Leasing Co's current Operating Margin % of 3.34% is 34% below median its 10-year median of 5.05. Over the past 10 years, this metric has ranged from a low of 3.23 to a high of 7.04. The Credit Services industry median Operating Margin % is 17.91. Mizuho Leasing Co's value of 3.34% is 81.3% below this industry median. Based on the distribution chart, Mizuho Leasing Co ranks #276 out of 416 companies in the Credit Services industry, which is below the industry midpoint. Overall, Mizuho Leasing Co has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Mizuho Leasing Co's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Mizuho Leasing Co ranks #276 out of 416 companies for Operating Margin %. This places Mizuho Leasing Co in the lower half of its industry. The industry median Operating Margin % is 17.91. Mizuho Leasing Co's value of 3.34% is 81.3% below this benchmark. Historically, Mizuho Leasing Co's own Operating Margin % has ranged from 3.23 to 7.04 over the past decade. While the company's 10-year median is 5.05 vs. the industry median of 17.91, Mizuho Leasing Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.91, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mizuho Leasing Co's current Operating Margin % of 3.34% is 81.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Mizuho Leasing Co and its competitors. For the Credit Services industry, the median Operating Margin % is 17.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mizuho Leasing Co's current Operating Margin % is 3.34%, which is 34% below median its own 10-year median of 5.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mizuho Leasing Co stock overvalued right now?
Mizuho Leasing Co (STU:LFB) has a current Operating Margin % of 3.34%. The stock's GF Value™ is €6.57, compared to a current price of €7.30 — trading 11.1% above its estimated fair value. The current Operating Margin % is 3.34%, which is 34% below median its 10-year median of 5.05 and 81.3% below the Credit Services industry median of 17.91. Mizuho Leasing Co's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Mizuho Leasing Co (STU:LFB), the current Operating Margin % is 3.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mizuho Leasing Co (STU:LFB) Overvalued in 2026?

Based on GuruFocus' analysis, Mizuho Leasing Co stock appears to be overvalued. The current stock price of €7.30 is trading 11.1% above its estimated GF Value™ of €6.57.

Key valuation signals for STU:LFB:

  • Operating Margin %: 3.34% (34% below median its 10-year median of 5.05)
  • GF Value™: €6.57 vs. price of €7.30 (11.1% above fair value)
  • GF Score™: 76/100 with 4 warning signs
  • Industry Position: 81.3% below the Credit Services median (#276 of 416)

No single metric tells the full story. See the STU:LFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mizuho Leasing Co Business Description

Other Exchanges 8425:Japan
Address 2-6 Toranomon 1-chome, Minato-ku, Tokyo, JPN, 105-0001
Mizuho Leasing Co Ltd is a Japanese firm which provides total financial services to a range of customers from large companies to small and medium-sized companies. The company has four segments namely Leasing, Installment Sales, Loans and Other. The Leasing segment is engaged in leasing and renting services for industrial machinery, transportation equipment, and information-related equipment. Installment Sales segment is engaged in installment sales of production equipment, construction and engineering machinery, and commercial equipment. Loans segment is engaged in corporate finance, vessel finance, and factoring services. Other segment is engaged in investing in securities that are held for the purpose of generating operational revenues, as well as engaged in assurance services.
76GF Score

Get the complete analysis for STU:LFB

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.30
Price
€6.57
GF Value