Mizuho Leasing Co (STU:LFB) Quick Ratio: 1.31 (As of Mar. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:LFB Mizuho Leasing Co Ltd STU:LFB
76 GF Score
Price €7.30
GF Value €6.57
! 4 Warning Signs
View Full Analysis

What is Mizuho Leasing Co Quick Ratio?

Mizuho Leasing Co STU:LFB +2.10% 76 Quick Ratio is 1.31 as of Mar. 2026, which is 8% below its 10-year median of 1.42. GuruFocus rates STU:LFB with a GF Score™ of 76/100 and a GF Value™ of €6.57. The stock has 4 warning signs investors should review. Among 400 Credit Services companies, Mizuho Leasing Co ranks worse than 79% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Mizuho Leasing Co's quick ratio for the quarter that ended in Mar. 2026 was 1.31.

Mizuho Leasing Co has a quick ratio of 1.31. It generally indicates good short-term financial strength.

The historical rank and industry rank for Mizuho Leasing Co's Quick Ratio or its related term are showing as below:

STU:LFB' s Quick Ratio Range Over the Past 10 Years
Min: 1.24   Med: 1.42   Max: 1.5
Current: 1.24

During the past 13 years, Mizuho Leasing Co's highest Quick Ratio was 1.50. The lowest was 1.24. And the median was 1.42.

STU:LFB's Quick Ratio is ranked worse than
79% of 400 companies
in the Credit Services industry
Industry Median: 3.685 vs STU:LFB: 1.24

Mizuho Leasing Co  (STU:LFB) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Mizuho Leasing Co Quick Ratio Related Terms


Mizuho Leasing Co Quick Ratio Historical Data

* Premium members only.

The historical data trend for Mizuho Leasing Co's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mizuho Leasing Co Quick Ratio Chart

Mizuho Leasing Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.40 1.45 1.39 1.28 1.31

Mizuho Leasing Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.29 1.31 1.23 1.31 1.24

STU:LFB vs V, MA, AXP: Quick Ratio Comparison

For the Credit Services subindustry, Mizuho Leasing Co's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mizuho Leasing Co Quick Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mizuho Leasing Co's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Mizuho Leasing Co's Quick Ratio falls into.


STU:LFB
76GF Score
Mizuho Leasing Co Ltd STU:LFB
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mizuho Leasing Co Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Mizuho Leasing Co's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Quick Ratio (A: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(14186.287-0)/10828.811
=1.31

Mizuho Leasing Co's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(14186.287-0)/10828.811
=1.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 1.31 mean?
Mizuho Leasing Co (STU:LFB) has a Quick Ratio of 1.31 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Mizuho Leasing Co and its competitors. This is near median its historical median of 1.42. Over the past decade, Mizuho Leasing Co's Quick Ratio has ranged from 1.24 to 1.50. According to the industry distribution chart, Mizuho Leasing Co ranks #316 out of 400 companies in the Credit Services industry, placing it in the top 79%.
Is Mizuho Leasing Co's Quick Ratio too high?
Mizuho Leasing Co's current Quick Ratio of 1.31 is near median its 10-year median of 1.42. Over the past 10 years, this metric has ranged from a low of 1.24 to a high of 1.50. The Credit Services industry median Quick Ratio is 3.69. Mizuho Leasing Co's value of 1.31 is 64.5% below this industry median. Based on the distribution chart, Mizuho Leasing Co ranks #316 out of 400 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Mizuho Leasing Co has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Mizuho Leasing Co's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Mizuho Leasing Co ranks #316 out of 400 companies for Quick Ratio. This places Mizuho Leasing Co in the lower half of its industry. The industry median Quick Ratio is 3.69. Mizuho Leasing Co's value of 1.31 is 64.5% below this benchmark. Historically, Mizuho Leasing Co's own Quick Ratio has ranged from 1.24 to 1.50 over the past decade. While the company's 10-year median is 1.42 vs. the industry median of 3.69, Mizuho Leasing Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 3.69, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mizuho Leasing Co's current Quick Ratio of 1.31 is 64.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Mizuho Leasing Co and its competitors. For the Credit Services industry, the median Quick Ratio is 3.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mizuho Leasing Co's current Quick Ratio is 1.31, which is near median its own 10-year median of 1.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mizuho Leasing Co stock overvalued right now?
Mizuho Leasing Co (STU:LFB) has a current Quick Ratio of 1.31. The stock's GF Value™ is €6.57, compared to a current price of €7.30 — trading 11.1% above its estimated fair value. The current Quick Ratio is 1.31, which is near median its 10-year median of 1.42 and 64.5% below the Credit Services industry median of 3.69. Mizuho Leasing Co's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Mizuho Leasing Co (STU:LFB), the current Quick Ratio is 1.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mizuho Leasing Co (STU:LFB) Overvalued in 2026?

Based on GuruFocus' analysis, Mizuho Leasing Co stock appears to be overvalued. The current stock price of €7.30 is trading 11.1% above its estimated GF Value™ of €6.57.

Key valuation signals for STU:LFB:

  • Quick Ratio: 1.31 (near median its 10-year median of 1.42)
  • GF Value™: €6.57 vs. price of €7.30 (11.1% above fair value)
  • GF Score™: 76/100 with 4 warning signs
  • Industry Position: 64.5% below the Credit Services median (#316 of 400)

No single metric tells the full story. See the STU:LFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mizuho Leasing Co Business Description

Other Exchanges 8425:Japan
Address 2-6 Toranomon 1-chome, Minato-ku, Tokyo, JPN, 105-0001
Mizuho Leasing Co Ltd is a Japanese firm which provides total financial services to a range of customers from large companies to small and medium-sized companies. The company has four segments namely Leasing, Installment Sales, Loans and Other. The Leasing segment is engaged in leasing and renting services for industrial machinery, transportation equipment, and information-related equipment. Installment Sales segment is engaged in installment sales of production equipment, construction and engineering machinery, and commercial equipment. Loans segment is engaged in corporate finance, vessel finance, and factoring services. Other segment is engaged in investing in securities that are held for the purpose of generating operational revenues, as well as engaged in assurance services.
76GF Score

Get the complete analysis for STU:LFB

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.30
Price
€6.57
GF Value