ESAF Small Finance Bank (BOM:544020) Other Financing: ₹0 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:544020 ESAF Small Finance Bank Ltd BOM:544020
49 GF Score
Price ₹41.79
GF Value ₹36.65
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is ESAF Small Finance Bank Other Financing?

ESAF Small Finance Bank BOM:544020 -0.59% 49 Other Financing is ₹0 Mil as of Jun. 2026. GuruFocus rates BOM:544020 with a GF Score™ of 49/100 and a GF Value™ of ₹36.65 (Modestly Overvalued). The stock has 4 warning signs investors should review.

ESAF Small Finance Bank's Other Financing for the three months ended in Jun. 2026 was ₹0 Mil.

ESAF Small Finance Bank's Other Financing for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0 Mil.


ESAF Small Finance Bank Other Financing Historical Data

* Premium members only.

The historical data trend for ESAF Small Finance Bank's Other Financing can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ESAF Small Finance Bank Other Financing Chart

ESAF Small Finance Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Other Financing
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -22.96 -239.31 0.00 0.00

ESAF Small Finance Bank Quarterly Data
Mar20 Sep20 Mar21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Other Financing Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
BOM:544020
49GF Score
ESAF Small Finance Bank Ltd BOM:544020
Other Financing is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ESAF Small Finance Bank Other Financing Calculation

Other Financing represents other cash flow from financing activity that not otherwise classified, which includes:
Proceeds From Stock Option Exercised
Other Financing Charges

Other Financing for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Other Financing →
What does a Other Financing of ₹0 Mil mean?
ESAF Small Finance Bank (BOM:544020) has a Other Financing of ₹0 Mil as of Jun. 2026. Other Financing represents other cash flow from financing activity that not otherwise classified. View historical data for ESAF Small Finance Bank and its competitors.
Is ESAF Small Finance Bank's Other Financing too high?
ESAF Small Finance Bank's current Other Financing is ₹0 Mil. Overall, ESAF Small Finance Bank has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ESAF Small Finance Bank's Other Financing compare to competitors?
ESAF Small Finance Bank's Other Financing of ₹0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Other Financing for a Banks company?
A good Other Financing depends on the Banks industry context. However, Other Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Other Financing mean?
A high Other Financing can signal that a stock is expensive relative to its fundamentals. Other Financing represents other cash flow from financing activity that not otherwise classified. View historical data for ESAF Small Finance Bank and its competitors. ESAF Small Finance Bank's current Other Financing is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ESAF Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, ESAF Small Finance Bank (BOM:544020) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹36.65, compared to a current price of ₹41.79 — trading 14% above its estimated fair value. The current Other Financing is ₹0 Mil. ESAF Small Finance Bank's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Other Financing calculated?
Other Financing is calculated from a company's financial statements. For ESAF Small Finance Bank (BOM:544020), the current Other Financing is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ESAF Small Finance Bank (BOM:544020) Overvalued in 2026?

Based on GuruFocus' analysis, ESAF Small Finance Bank stock appears to be overvalued. The current stock price of ₹41.79 is trading 14% above its estimated GF Value™ of ₹36.65. GuruFocus considers ESAF Small Finance Bank to be Modestly Overvalued.

Key valuation signals for BOM:544020:

  • Other Financing: ₹0 Mil
  • GF Value™: ₹36.65 vs. price of ₹41.79 (14% above fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the BOM:544020 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ESAF Small Finance Bank Business Description

Other Exchanges ESAFSFB:India
Address Thrissur-Palakkad National Highway, Building No.VII/83/8, ESAF Bhavan, Mannuthy, Thrissur, KL, IND, 680651
ESAF Small Finance Bank Ltd is one of the dominant small finance banks in India in terms of client base size, the yield on advances, Net Interest Margin, assets under management CAGR, total deposit CAGR, loan portfolio concentration in rural and semi-urban areas, and the ratio of microloan advances to gross advances. It delivers its products and services through its business correspondents, customer service centers (which are operated by its business correspondents), Branches, banking agents, ATMs, ATM cum debit cards, mobile banking platforms, SMS alerts, internet banking portals, & unified payment interface facilities. It has business segments, segregating them into Treasury, Wholesale Banking, Retail Banking, & Other Banking Operations. The majority of revenue comes from Retail Banking.
49GF Score

Get the complete analysis for BOM:544020

Other Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹41.79
Price
₹36.65
GF Value