Premia Finance SpA (FRA:81U) Dividend Payout Ratio: (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:81U Premia Finance SpA FRA:81U
65 GF Score
Price €0.54
GF Value €1.62
! 6 Warning Signs
View Full Analysis

What is Premia Finance SpA Dividend Payout Ratio?

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Premia Finance SpA's Dividend Payout Ratio for the months ended in Dec. 2025 was .

The historical rank and industry rank for Premia Finance SpA's Dividend Payout Ratio or its related term are showing as below:


During the past 6 years, the highest Dividend Payout Ratio of Premia Finance SpA was 0.44. The lowest was 0.44. And the median was 0.44.

FRA:81U's Dividend Payout Ratio is not ranked *
in the Credit Services industry.
Industry Median: 0.32
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-09-20), the Dividend Yield % of Premia Finance SpA is 0.00%.

During the past 6 years, the highest Trailing Annual Dividend Yield of Premia Finance SpA was 13.64%. The lowest was 0.00%. And the median was 3.55%.

Premia Finance SpA's Dividends per Share for the months ended in Dec. 2025 was .

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Premia Finance SpA (FRA:81U) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Premia Finance SpA Dividend Payout Ratio Related Terms


Premia Finance SpA Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Premia Finance SpA's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Premia Finance SpA Dividend Payout Ratio Chart

Premia Finance SpA Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial 0.94 0.93 - 0.00 -

Premia Finance SpA Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only - 0.00 - 0.00 -

FRA:81U vs V, MA, AXP: Dividend Payout Ratio Comparison

For the Credit Services subindustry, Premia Finance SpA's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Premia Finance SpA Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Premia Finance SpA's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Premia Finance SpA's Dividend Payout Ratio falls into.


FRA:81U
65GF Score
Premia Finance SpA FRA:81U
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Premia Finance SpA Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Premia Finance SpA's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0/ -0.083489929415415
=N/A

Premia Finance SpA's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=/ -0.089113742889766
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Premia Finance SpA (FRA:81U) Overvalued in 2026?

Based on GuruFocus' analysis, Premia Finance SpA stock appears to be undervalued. The current stock price of €0.54 is trading 66.7% below its estimated GF Value™ of €1.62.

Key valuation signals for FRA:81U:

  • Dividend Payout Ratio:
  • GF Value™: €1.62 vs. price of €0.54 (66.7% below fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the FRA:81U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Premia Finance SpA Business Description

Other Exchanges PFI:Italy
Address Corso Italia 104, Catania, ITA, 95129
Premia Finance SpA provides credit brokerage services. The company helps banks, credit organizations, and financial institutions to connect with borrowers for various credit products such as fifth transfer, mortgages, personal loans, microcredit, loan with delegation, insurance, and others.
65GF Score

Get the complete analysis for FRA:81U

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.54
Price
€1.62
GF Value