Univest Financial (FRA:UVE) Dividend Payout Ratio: 0.24 (As of Jun. 2026) — 31% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:UVE Univest Financial Corp FRA:UVE
65 GF Score
Price €36.20
GF Value €29.90
! 8 Warning Signs
View Full Analysis

What is Univest Financial Dividend Payout Ratio?

Univest Financial FRA:UVE -0.55% 65 Dividend Payout Ratio is 0.24 as of Jun. 2026, which is 31% below its 10-year median of 0.35. GuruFocus rates FRA:UVE with a GF Score™ of 65/100 and a GF Value™ of €29.90. The stock has 8 warning signs investors should review. Among 1,175 Banks companies, Univest Financial ranks better than 68.09% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Univest Financial's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.24.

The historical rank and industry rank for Univest Financial's Dividend Payout Ratio or its related term are showing as below:

FRA:UVE' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.25   Med: 0.35   Max: 0.54
Current: 0.25

During the past 13 years, the highest Dividend Payout Ratio of Univest Financial was 0.54. The lowest was 0.25. And the median was 0.35.

FRA:UVE's Dividend Payout Ratio is ranked better than
68.09% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs FRA:UVE: 0.25

As of today (2026-08-20), the Dividend Yield % of Univest Financial is 2.14%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Univest Financial was 5.59%. The lowest was 1.97%. And the median was 2.98%.

Univest Financial's Dividends per Share for the months ended in Jun. 2026 was €0.20.

During the past 12 months, Univest Financial's average Dividends Per Share Growth Rate was 4.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 1.60% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 5.90% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 0.80% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Univest Financial was 29.30% per year. The lowest was -9.10% per year. And the median was 1.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Univest Financial (FRA:UVE) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Univest Financial Dividend Payout Ratio Related Terms

Univest Financial Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Univest Financial's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Univest Financial Dividend Payout Ratio Chart

Univest Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.26 0.31 0.34 0.33 0.28

Univest Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.25 0.28 0.23 0.24

FRA:UVE vs OSBC, PFBC, HBT: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Univest Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Univest Financial Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Univest Financial's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Univest Financial's Dividend Payout Ratio falls into.


FRA:UVE
65GF Score
Univest Financial Corp FRA:UVE
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Univest Financial Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Univest Financial's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.743/ 2.673
=0.28

Univest Financial's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.2/ 0.843
=0.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.24 mean?
Univest Financial (FRA:UVE) has a Dividend Payout Ratio of 0.24 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Univest Financial and its competitors. This is 31% below median its historical median of 0.35. Over the past decade, Univest Financial's Dividend Payout Ratio has ranged from 0.25 to 0.54. According to the industry distribution chart, Univest Financial ranks #375 out of 1175 companies in the Banks industry, placing it in the top 31.9%.
Is Univest Financial's Dividend Payout Ratio too high?
Univest Financial's current Dividend Payout Ratio of 0.24 is 31% below median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 0.54. The Banks industry median Dividend Payout Ratio is 0.32. Univest Financial's value of 0.24 is 25% below this industry median. Based on the distribution chart, Univest Financial ranks #375 out of 1175 companies in the Banks industry, which is above the industry midpoint. Overall, Univest Financial has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Univest Financial's Dividend Payout Ratio compare to OSBC and PFBC?
According to the Banks industry distribution chart, Univest Financial ranks #375 out of 1175 companies for Dividend Payout Ratio. This puts Univest Financial in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Univest Financial's value of 0.24 is 25% below this benchmark. Historically, Univest Financial's own Dividend Payout Ratio has ranged from 0.25 to 0.54 over the past decade. While the company's 10-year median is 0.35 vs. the industry median of 0.32, Univest Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Univest Financial's current Dividend Payout Ratio of 0.24 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Univest Financial and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Univest Financial's current Dividend Payout Ratio is 0.24, which is 31% below median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Univest Financial stock overvalued right now?
Univest Financial (FRA:UVE) has a current Dividend Payout Ratio of 0.24. The stock's GF Value™ is €29.90, compared to a current price of €36.20 — trading 21.1% above its estimated fair value. The current Dividend Payout Ratio is 0.24, which is 31% below median its 10-year median of 0.35 and 25% below the Banks industry median of 0.32. Univest Financial's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Univest Financial (FRA:UVE), the current Dividend Payout Ratio is 0.24 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Univest Financial (FRA:UVE) Overvalued in 2026?

Based on GuruFocus' analysis, Univest Financial stock appears to be overvalued. The current stock price of €36.20 is trading 21.1% above its estimated GF Value™ of €29.90.

Key valuation signals for FRA:UVE:

  • Dividend Payout Ratio: 0.24 (31% below median its 10-year median of 0.35)
  • GF Value™: €29.90 vs. price of €36.20 (21.1% above fair value)
  • GF Score™: 65/100 with 8 warning signs
  • Industry Position: 25% below the Banks median (#375 of 1175)

No single metric tells the full story. See the FRA:UVE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Univest Financial Business Description

Other Exchanges UVSP:USA
Address 14 North Main Street, Souderton, PA, USA, 18964
Univest Financial Corp is engaged in domestic banking services for individuals, businesses, municipalities and non-profit organizations. The bank has three operating segments; Banking segment provides financial services including a full range of banking services such as deposit taking, loan origination, and servicing, mortgage banking, other general banking services, and equipment lease financing, Wealth Management segment offers investment advisory, financial planning, trust and brokerage services, and The Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, employee benefits solutions, personal insurance lines and human resources consulting. It generates majority of its revenue from the banking segment.
65GF Score

Get the complete analysis for FRA:UVE

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.20
Price
€29.90
GF Value