Jaiz Bank (NSA:JAIZBANK) Dividend Payout Ratio: 0.00 (As of Mar. 2026)

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NSA:JAIZBANK Jaiz Bank PLC NSA:JAIZBANK
67 GF Score
Price ₦8.70
GF Value ₦4.28
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Jaiz Bank Dividend Payout Ratio?

Jaiz Bank NSA:JAIZBANK +0.58% 67 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates NSA:JAIZBANK with a GF Score™ of 67/100 and a GF Value™ of ₦4.28 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,171 Banks companies, Jaiz Bank ranks better than 94.11% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Jaiz Bank's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for Jaiz Bank's Dividend Payout Ratio or its related term are showing as below:

NSA:JAIZBANK' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.06   Med: 0.16   Max: 0.31
Current: 0.1

During the past 11 years, the highest Dividend Payout Ratio of Jaiz Bank was 0.31. The lowest was 0.06. And the median was 0.16.

NSA:JAIZBANK's Dividend Payout Ratio is ranked better than
94.11% of 1171 companies
in the Banks industry
Industry Median: 0.32 vs NSA:JAIZBANK: 0.10

As of today (2026-08-04), the Dividend Yield % of Jaiz Bank is 1.27%.

During the past 11 years, the highest Trailing Annual Dividend Yield of Jaiz Bank was 5.78%. The lowest was 0.55%. And the median was 3.22%.

Jaiz Bank's Dividends per Share for the months ended in Mar. 2026 was ₦0.00.

During the past 12 months, Jaiz Bank's average Dividends Per Share Growth Rate was 75.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 24.80% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 19.30% per year.

During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of Jaiz Bank was 24.80% per year. The lowest was 14.00% per year. And the median was 18.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Jaiz Bank (NSA:JAIZBANK) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Jaiz Bank Dividend Payout Ratio Related Terms

Jaiz Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Jaiz Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jaiz Bank Dividend Payout Ratio Chart

Jaiz Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.22 0.18 0.14 0.06 0.10

Jaiz Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.37 0.00 0.00

NSA:JAIZBANK vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Jaiz Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jaiz Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jaiz Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Jaiz Bank's Dividend Payout Ratio falls into.


NSA:JAIZBANK
67GF Score
Jaiz Bank PLC NSA:JAIZBANK
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jaiz Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Jaiz Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.07/ 0.676
=0.10

Jaiz Bank's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 0.176
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Jaiz Bank (NSA:JAIZBANK) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Jaiz Bank and its competitors. Over the past decade, Jaiz Bank's Dividend Payout Ratio has ranged from 0.06 to 0.31. According to the industry distribution chart, Jaiz Bank ranks #69 out of 1171 companies in the Banks industry, placing it in the top 5.9%.
Is Jaiz Bank's Dividend Payout Ratio too high?
Jaiz Bank's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.31. Based on the distribution chart, Jaiz Bank ranks #69 out of 1171 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Jaiz Bank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jaiz Bank's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Jaiz Bank ranks #69 out of 1171 companies for Dividend Payout Ratio. This places Jaiz Bank in the top 6% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Historically, Jaiz Bank's own Dividend Payout Ratio has ranged from 0.06 to 0.31 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Jaiz Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaiz Bank's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaiz Bank stock overvalued right now?
Based on GuruFocus' analysis, Jaiz Bank (NSA:JAIZBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦4.28, compared to a current price of ₦8.70 — trading 103.3% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Jaiz Bank's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Jaiz Bank (NSA:JAIZBANK), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jaiz Bank (NSA:JAIZBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Jaiz Bank stock appears to be overvalued. The current stock price of ₦8.70 is trading 103.3% above its estimated GF Value™ of ₦4.28. GuruFocus considers Jaiz Bank to be Significantly Overvalued.

Key valuation signals for NSA:JAIZBANK:

  • Dividend Payout Ratio: 0.00
  • GF Value™: ₦4.28 vs. price of ₦8.70 (103.3% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the NSA:JAIZBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jaiz Bank Business Description

Address J.S. Tarka Street, Plot 1073, Area 3, Garki Abuja, NGA, P.M.B 31
Jaiz Bank PLC is a full-fledged Non-Interest financial institution in Nigeria. The company's reportable segments are divisions include Retail Banking, Commercial Banking, Private Banking, SME Banking, Corporate Banking, and Public sector. The products and services of the company include JAIZ Kids Savings Account, JAIZ Premium Savings Account, Working Capital Finance, Project Financing, and JaizOnline.
67GF Score

Get the complete analysis for NSA:JAIZBANK

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦8.70
Price
₦4.28
GF Value