Jaiz Bank (NSA:JAIZBANK) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:JAIZBANK Jaiz Bank PLC NSA:JAIZBANK
67 GF Score
Price ₦7.90
GF Value ₦4.49
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Jaiz Bank ROC (Joel Greenblatt) %?

Jaiz Bank NSA:JAIZBANK -2.47% 67 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates NSA:JAIZBANK with a GF Score™ of 67/100 and a GF Value™ of ₦4.49 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 48 Banks companies, Jaiz Bank ranks worse than 2083331.25% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

NSA:JAIZBANK
67GF Score
Jaiz Bank PLC NSA:JAIZBANK
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Jaiz Bank (NSA:JAIZBANK) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Jaiz Bank and its competitors. According to the industry distribution chart, Jaiz Bank ranks #999999 out of 48 companies in the Banks industry.
Is Jaiz Bank's ROC (Joel Greenblatt) % too high?
Jaiz Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Jaiz Bank ranks #999999 out of 48 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jaiz Bank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jaiz Bank's ROC (Joel Greenblatt) % compare to USB?
According to the Banks industry distribution chart, Jaiz Bank ranks #999999 out of 48 companies for ROC (Joel Greenblatt) %. This places Jaiz Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 51.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 51.60, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Jaiz Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 51.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaiz Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaiz Bank stock overvalued right now?
Based on GuruFocus' analysis, Jaiz Bank (NSA:JAIZBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦4.49, compared to a current price of ₦7.90 — trading 75.9% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Jaiz Bank's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Jaiz Bank (NSA:JAIZBANK), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jaiz Bank (NSA:JAIZBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Jaiz Bank stock appears to be overvalued. The current stock price of ₦7.90 is trading 75.9% above its estimated GF Value™ of ₦4.49. GuruFocus considers Jaiz Bank to be Significantly Overvalued.

Key valuation signals for NSA:JAIZBANK:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ₦4.49 vs. price of ₦7.90 (75.9% above fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the NSA:JAIZBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jaiz Bank Business Description

Address J.S. Tarka Street, Plot 1073, Area 3, Garki Abuja, NGA, P.M.B 31
Jaiz Bank PLC is a full-fledged Non-Interest financial institution in Nigeria. The company's reportable segments are divisions include Retail Banking, Commercial Banking, Private Banking, SME Banking, Corporate Banking, and Public sector. The products and services of the company include JAIZ Kids Savings Account, JAIZ Premium Savings Account, Working Capital Finance, Project Financing, and JaizOnline.
67GF Score

Get the complete analysis for NSA:JAIZBANK

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦7.90
Price
₦4.49
GF Value