Bawag Group AGBAWAY -0.63%56 PB Ratio is 2.65 as of Jun. 26, 2026, which is 148% above its 10-year median of 1.07. GuruFocus rates BAWAY with a GF Score™ of 56/100 and a GF Value™ of $31.24 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,516 Banks companies, Bawag Group AG ranks worse than 94.99% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Bawag Group AG's share price is $48.691. Bawag Group AG's Book Value per Share for the quarter that ended in Dec. 2025 was $18.39. Hence, Bawag Group AG's PB Ratio of today is 2.65.
Warning Sign:
Bawag Group AG stock PB Ratio (=2.73) is close to 10-year high of 2.73.
The historical rank and industry rank for Bawag Group AG's PB Ratio or its related term are showing as below:
BAWAY'
s PB Ratio Range Over the Past 10 Years
Min: 0.52 Med: 1.07 Max: 2.78
Current: 2.65
During the past 13 years, Bawag Group AG's highest PB Ratio was 2.78. The lowest was 0.52. And the median was 1.07.
BAWAY's PB Ratio is ranked worse than 94.99% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs BAWAY: 2.65
During the past 12 months, Bawag Group AG's average Book Value Per Share Growth Rate was 4.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Bawag Group AG was 11.90% per year. The lowest was 2.40% per year. And the median was 9.90% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Bawag Group AG PB Ratio Related Terms
Bawag Group AG PB Ratio Historical Data
* Premium members only.
The historical data trend for Bawag Group AG's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bawag Group AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bawag Group AG PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bawag Group AG's PB Ratio distribution charts can be found below:
* The bar in red indicates where Bawag Group AG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Bawag Group AG's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Bawag Group AG (BAWAY) has a PB Ratio of 2.65 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bawag Group AG and its competitors. This is 148% above median its historical median of 1.07. Over the past decade, Bawag Group AG's PB Ratio has ranged from 0.52 to 2.78. According to the industry distribution chart, Bawag Group AG ranks #1440 out of 1516 companies in the Banks industry, placing it in the top 95%.
Is Bawag Group AG's PB Ratio too high?
Bawag Group AG's current PB Ratio of 2.65 is 148% above median its 10-year median of 1.07. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 2.78. The Banks industry median PB Ratio is 1.09. Bawag Group AG's value of 2.65 is 143.1% above this industry median. Based on the distribution chart, Bawag Group AG ranks #1440 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bawag Group AG has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bawag Group AG's PB Ratio compare to PNC?
According to the Banks industry distribution chart, Bawag Group AG ranks #1440 out of 1516 companies for PB Ratio. This places Bawag Group AG in the lower half of its industry. The industry median PB Ratio is 1.09. Bawag Group AG's value of 2.65 is 143.1% above this benchmark. Historically, Bawag Group AG's own PB Ratio has ranged from 0.52 to 2.78 over the past decade. While the company's 10-year median is 1.07 vs. the industry median of 1.09, Bawag Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bawag Group AG's current PB Ratio of 2.65 is 143.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bawag Group AG and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bawag Group AG's current PB Ratio is 2.65, which is 148% above median its own 10-year median of 1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bawag Group AG stock overvalued right now?
Based on GuruFocus' analysis, Bawag Group AG (BAWAY) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.24, compared to a current price of $48.69 — trading 55.9% above its estimated fair value. The current PB Ratio is 2.65, which is 148% above median its 10-year median of 1.07 and 143.1% above the Banks industry median of 1.09. Bawag Group AG's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bawag Group AG (BAWAY), the current PB Ratio is 2.65 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bawag Group AG (BAWAY) Overvalued in 2026?
Based on GuruFocus' analysis, Bawag Group AG stock appears to be overvalued.
The current stock price of $48.69 is trading 55.9% above its estimated GF Value™ of $31.24.
GuruFocus considers Bawag Group AG to be Significantly Overvalued.
Key valuation signals for BAWAY:
PB Ratio: 2.65 (148% above median its 10-year median of 1.07)
GF Value™: $31.24 vs. price of $48.69 (55.9% above fair value)
Industry Position: 143.1% above the Banks median (#1440 of 1516)
No single metric tells the full story. See the BAWAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bawag Group AG provides banking and financial products and services. The company serves retail, small business, and corporate customers offering comprehensive savings, payment, lending, leasing, investment, building society, and insurance products and services through various online and offline channels. The operating business segments of the company are Retail & SME, Corporates, Real Estate & Public Sector, Treasury and Corporate Center. The majority of the company's revenue is derived from the Retail& SME segment.
56GF Score
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