BAWAY (Bawag Group AG) ROE % Adjusted to Book Value: 6.20% (As of Dec. 2025)


BAWAY Bawag Group AG BAWAY
56 GF Score
Price $48.69
GF Value $31.24
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Bawag Group AG ROE % Adjusted to Book Value?

Bawag Group AG BAWAY -0.63% 56 ROE % Adjusted to Book Value is 6.20% as of Dec. 2025. GuruFocus rates BAWAY with a GF Score™ of 56/100 and a GF Value™ of $31.24 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Bawag Group AG's ROE % for the quarter that ended in Dec. 2025 was 12.84%. Bawag Group AG's PB Ratio for the quarter that ended in Dec. 2025 was 2.07. Bawag Group AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 6.20%.

Bawag Group AG ROE % Adjusted to Book Value Related Terms

Bawag Group AG ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Bawag Group AG's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bawag Group AG ROE % Adjusted to Book Value Chart

Bawag Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 9.16

Bawag Group AG Quarterly Data
Mar18 Jun18 Sep18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 6.20 0.00

BAWAY vs PNC: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Bawag Group AG's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bawag Group AG ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Bawag Group AG's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Bawag Group AG's ROE % Adjusted to Book Value falls into.


BAWAY
56GF Score
Bawag Group AG BAWAY
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bawag Group AG ROE % Adjusted to Book Value Calculation

Bawag Group AG's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=18.96% / 2.07
=9.16%

Bawag Group AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.84% / 2.07
=6.20%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.20% mean?
Bawag Group AG (BAWAY) has a ROE % Adjusted to Book Value of 6.20% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bawag Group AG and its competitors.
Is Bawag Group AG's ROE % Adjusted to Book Value too high?
Bawag Group AG's current ROE % Adjusted to Book Value is 6.20%. Overall, Bawag Group AG has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bawag Group AG's ROE % Adjusted to Book Value compare to PNC?
Bawag Group AG's ROE % Adjusted to Book Value of 6.20% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bawag Group AG and its competitors. Bawag Group AG's current ROE % Adjusted to Book Value is 6.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bawag Group AG stock overvalued right now?
Based on GuruFocus' analysis, Bawag Group AG (BAWAY) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.24, compared to a current price of $48.69 — trading 55.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 6.20%. Bawag Group AG's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Bawag Group AG (BAWAY), the current ROE % Adjusted to Book Value is 6.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bawag Group AG (BAWAY) Overvalued in 2026?

Based on GuruFocus' analysis, Bawag Group AG stock appears to be overvalued. The current stock price of $48.69 is trading 55.9% above its estimated GF Value™ of $31.24. GuruFocus considers Bawag Group AG to be Significantly Overvalued.

Key valuation signals for BAWAY:

  • ROE % Adjusted to Book Value: 6.20%
  • GF Value™: $31.24 vs. price of $48.69 (55.9% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the BAWAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bawag Group AG Business Description

Address Wiedner Gurtel 11, Vienna, AUT, 1100
Bawag Group AG provides banking and financial products and services. The company serves retail, small business, and corporate customers offering comprehensive savings, payment, lending, leasing, investment, building society, and insurance products and services through various online and offline channels. The operating business segments of the company are Retail & SME, Corporates, Real Estate & Public Sector, Treasury and Corporate Center. The majority of the company's revenue is derived from the Retail& SME segment.
56GF Score

Get the complete analysis for BAWAY

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.69
Price
$31.24
GF Value