BAWAY (Bawag Group AG) Scaled Net Operating Assets: N/A (As of Dec. 2025)


BAWAY Bawag Group AG BAWAY
56 GF Score
Price $48.69
GF Value $31.24
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Bawag Group AG Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bawag Group AG's operating assets for the quarter that ended in Dec. 2025 was $68,155 Mil. Bawag Group AG's operating liabilities for the quarter that ended in Dec. 2025 was $58,205 Mil. Bawag Group AG's Total Assets for the quarter that ended in Sep. 2025 was $0 Mil. Therefore, Bawag Group AG's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was N/A.

BAWAY
56GF Score
Bawag Group AG BAWAY
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bawag Group AG Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bawag Group AG's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(68154.567-58204.918)/74702.618
=0.13

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=84656.909 - 16502.342
=68154.567

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=78983.607 - 20778.689 - 0
=58204.918

Bawag Group AG's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Sep. 2025 )
=(68154.567-58204.918)/0
=N/A

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=84656.909 - 16502.342
=68154.567

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=78983.607 - 20778.689 - 0
=58204.918

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Bawag Group AG (BAWAY) Overvalued in 2026?

Based on GuruFocus' analysis, Bawag Group AG stock appears to be overvalued. The current stock price of $48.69 is trading 55.9% above its estimated GF Value™ of $31.24. GuruFocus considers Bawag Group AG to be Significantly Overvalued.

Key valuation signals for BAWAY:

  • Scaled Net Operating Assets: N/A
  • GF Value™: $31.24 vs. price of $48.69 (55.9% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the BAWAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bawag Group AG Business Description

Address Wiedner Gurtel 11, Vienna, AUT, 1100
Bawag Group AG provides banking and financial products and services. The company serves retail, small business, and corporate customers offering comprehensive savings, payment, lending, leasing, investment, building society, and insurance products and services through various online and offline channels. The operating business segments of the company are Retail & SME, Corporates, Real Estate & Public Sector, Treasury and Corporate Center. The majority of the company's revenue is derived from the Retail& SME segment.
56GF Score

Get the complete analysis for BAWAY

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.69
Price
$31.24
GF Value