Sri Amarnath Finance (BOM:538863) PB Ratio: 0.09 (As of Aug. 14, 2026) — 18% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:538863 Sri Amarnath Finance Ltd BOM:538863
6 GF Score
Price ₹7.05
GF Value ₹5.25
! 2 Warning Signs
View Full Analysis

What is Sri Amarnath Finance PB Ratio?

Sri Amarnath Finance BOM:538863 6 PB Ratio is 0.09 as of Aug. 14, 2026, which is 18% below its 10-year median of 0.11. GuruFocus rates BOM:538863 with a GF Score™ of 6/100 and a GF Value™ of ₹5.25. The stock has 2 warning signs investors should review.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-14), Sri Amarnath Finance's share price is ₹7.05. Sri Amarnath Finance's Book Value per Share for the quarter that ended in Mar. 2026 was ₹79.16. Hence, Sri Amarnath Finance's PB Ratio of today is 0.09.

Good Sign:

Sri Amarnath Finance Ltd stock PB Ratio (=0.09) is close to 10-year low of 0.09.

The historical rank and industry rank for Sri Amarnath Finance's PB Ratio or its related term are showing as below:

BOM:538863' s PB Ratio Range Over the Past 10 Years
Min: 0.09   Med: 0.11   Max: 0.13
Current: 0.09

During the past 13 years, Sri Amarnath Finance's highest PB Ratio was 0.13. The lowest was 0.09. And the median was 0.11.

BOM:538863's PB Ratio is not ranked
in the Capital Markets industry.
Industry Median: 1.32 vs BOM:538863: 0.09

During the past 12 months, Sri Amarnath Finance's average Book Value Per Share Growth Rate was 3.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 4.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Sri Amarnath Finance was 4.50% per year. The lowest was 0.80% per year. And the median was 3.85% per year.

Back to Basics: PB Ratio


Sri Amarnath Finance  (BOM:538863) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Sri Amarnath Finance PB Ratio Related Terms


Sri Amarnath Finance PB Ratio Historical Data

* Premium members only.

The historical data trend for Sri Amarnath Finance's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sri Amarnath Finance PB Ratio Chart

Sri Amarnath Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 0.10 0.10 0.09 0.09

Sri Amarnath Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.00 0.09 0.00 0.09

Sri Amarnath Finance PB Ratio Competitor Comparison

For the Capital Markets subindustry, Sri Amarnath Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sri Amarnath Finance PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Sri Amarnath Finance's PB Ratio distribution charts can be found below:

* The bar in red indicates where Sri Amarnath Finance's PB Ratio falls into.


BOM:538863
6GF Score
Sri Amarnath Finance Ltd BOM:538863
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sri Amarnath Finance PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Sri Amarnath Finance's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=7.05/79.155
=0.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.09 mean?
Sri Amarnath Finance (BOM:538863) has a PB Ratio of 0.09 as of Aug. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sri Amarnath Finance and its competitors. This is 18% below median its historical median of 0.11. Over the past decade, Sri Amarnath Finance's PB Ratio has ranged from 0.09 to 0.13.
Is Sri Amarnath Finance's PB Ratio too high?
Sri Amarnath Finance's current PB Ratio of 0.09 is 18% below median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.13. The Capital Markets industry median PB Ratio is 1.32. Sri Amarnath Finance's value of 0.09 is 93.2% below this industry median. Overall, Sri Amarnath Finance has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Sri Amarnath Finance's PB Ratio compare to competitors?
Sri Amarnath Finance's PB Ratio of 0.09 can be compared against companies in the Capital Markets industry. The industry median PB Ratio is 1.32. Sri Amarnath Finance's value of 0.09 is 93.2% below this benchmark. Historically, Sri Amarnath Finance's own PB Ratio has ranged from 0.09 to 0.13 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 1.32, Sri Amarnath Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.32, based on 777 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sri Amarnath Finance's current PB Ratio of 0.09 is 93.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sri Amarnath Finance and its competitors. For the Capital Markets industry, the median PB Ratio is 1.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sri Amarnath Finance's current PB Ratio is 0.09, which is 18% below median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sri Amarnath Finance stock overvalued right now?
Sri Amarnath Finance (BOM:538863) has a current PB Ratio of 0.09. The stock's GF Value™ is ₹5.25, compared to a current price of ₹7.05 — trading 34.3% above its estimated fair value. The current PB Ratio is 0.09, which is 18% below median its 10-year median of 0.11 and 93.2% below the Capital Markets industry median of 1.32. Sri Amarnath Finance's overall GF Score™ is 6/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Sri Amarnath Finance (BOM:538863), the current PB Ratio is 0.09 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sri Amarnath Finance (BOM:538863) Overvalued in 2026?

Based on GuruFocus' analysis, Sri Amarnath Finance stock appears to be overvalued. The current stock price of ₹7.05 is trading 34.3% above its estimated GF Value™ of ₹5.25.

Key valuation signals for BOM:538863:

  • PB Ratio: 0.09 (18% below median its 10-year median of 0.11)
  • GF Value™: ₹5.25 vs. price of ₹7.05 (34.3% above fair value)
  • GF Score™: 6/100 with 2 warning signs
  • Industry Position: 93.2% below the Capital Markets median

No single metric tells the full story. See the BOM:538863 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sri Amarnath Finance Business Description

Address Main Road, Kucha Ustad Dag, 4883 - 84, 2nd Floor, Chandni Chowk, New Delhi, IND, 110006
Sri Amarnath Finance Ltd is an India-based non-banking financial company. The company is engaged in the business of granting loans and making investments, and is engaged in buying, selling, and transfer of shares and securities of various companies in the capital markets. It also provides loans and advances to customers who are eligible as per the criteria for availing the services of the company. The business of the company falls within a single primary segment. The majority of revenue is generated from Interest Income.
6GF Score

Get the complete analysis for BOM:538863

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹7.05
Price
₹5.25
GF Value