ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Sri Amarnath Finance's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹28.20 Mil.
Sri Amarnath Finance's average Total Assets over the quarter that ended in Mar. 2026 was ₹809.26 Mil. Therefore, Sri Amarnath Finance's annualized ROA % for the quarter that ended in Mar. 2026 was 3.48%.
The historical rank and industry rank for Sri Amarnath Finance's ROA % or its related term are showing as below:
BOM:538863'
s ROA % Range Over the Past 10 Years
Min: 1.36 Med: 3.76 Max: 4.75
Current: 3.62
During the past 13 years, Sri Amarnath Finance's highest ROA % was 4.75%. The lowest was 1.36%. And the median was 3.76%.
BOM:538863's ROA % is not ranked
in the Capital Markets industry.
Industry Median: 1.51
vs BOM:538863: 3.62
Sri Amarnath Finance (BOM:538863) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Sri Amarnath Finance's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sri Amarnath Finance ROA % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Sri Amarnath Finance's ROA % distribution charts can be found below:
* The bar in red indicates where Sri Amarnath Finance's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Sri Amarnath Finance (BOM:538863) has a ROA % of 3.48% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Sri Amarnath Finance and its competitors. This is near median its historical median of 3.76. Over the past decade, Sri Amarnath Finance's ROA % has ranged from 1.36 to 4.75.
Is Sri Amarnath Finance's ROA % too high?
Sri Amarnath Finance's current ROA % of 3.48% is near median its 10-year median of 3.76. Over the past 10 years, this metric has ranged from a low of 1.36 to a high of 4.75. The Capital Markets industry median ROA % is 1.51. Sri Amarnath Finance's value of 3.48% is 130.5% above this industry median. Overall, Sri Amarnath Finance has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Sri Amarnath Finance's ROA % compare to competitors?
Sri Amarnath Finance's ROA % of 3.48% can be compared against companies in the Capital Markets industry. The industry median ROA % is 1.51. Sri Amarnath Finance's value of 3.48% is 130.5% above this benchmark. Historically, Sri Amarnath Finance's own ROA % has ranged from 1.36 to 4.75 over the past decade. While the company's 10-year median is 3.76 vs. the industry median of 1.51, Sri Amarnath Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.51, based on 815 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sri Amarnath Finance's current ROA % of 3.48% is 130.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Sri Amarnath Finance and its competitors. For the Capital Markets industry, the median ROA % is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sri Amarnath Finance's current ROA % is 3.48%, which is near median its own 10-year median of 3.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sri Amarnath Finance stock overvalued right now?
Sri Amarnath Finance (BOM:538863) has a current ROA % of 3.48%. The stock's GF Value™ is ₹5.25, compared to a current price of ₹7.05 — trading 34.3% above its estimated fair value. The current ROA % is 3.48%, which is near median its 10-year median of 3.76 and 130.5% above the Capital Markets industry median of 1.51. Sri Amarnath Finance's overall GF Score™ is 6/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Sri Amarnath Finance (BOM:538863), the current ROA % is 3.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sri Amarnath Finance (BOM:538863) Overvalued in 2026?
Based on GuruFocus' analysis, Sri Amarnath Finance stock appears to be overvalued.
The current stock price of ₹7.05 is trading 34.3% above its estimated GF Value™ of ₹5.25.
Key valuation signals for BOM:538863:
ROA %: 3.48% (near median its 10-year median of 3.76)
GF Value™: ₹5.25 vs. price of ₹7.05 (34.3% above fair value)
Industry Position: 130.5% above the Capital Markets median
No single metric tells the full story. See the BOM:538863 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sri Amarnath Finance Ltd is an India-based non-banking financial company. The company is engaged in the business of granting loans and making investments, and is engaged in buying, selling, and transfer of shares and securities of various companies in the capital markets. It also provides loans and advances to customers who are eligible as per the criteria for availing the services of the company. The business of the company falls within a single primary segment. The majority of revenue is generated from Interest Income.
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