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Mons Bank ASOCSE:MNBA +1.87%50 PB Ratio is 1.04 as of Jul. 15, 2026, which is 51% above its 10-year median of 0.69. GuruFocus rates OCSE:MNBA with a GF Score™ of 50/100 and a GF Value™ of kr230.38 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,517 Banks companies, Mons Bank AS ranks better than 55.31% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), Mons Bank AS's share price is kr382.00. Mons Bank AS's Book Value per Share for the quarter that ended in Mar. 2026 was kr367.48. Hence, Mons Bank AS's PB Ratio of today is 1.04.
Warning Sign:
Mons Bank AS stock PB Ratio (=1.05) is close to 10-year high of 1.1.
The historical rank and industry rank for Mons Bank AS's PB Ratio or its related term are showing as below:
OCSE:MNBA'
s PB Ratio Range Over the Past 10 Years
Min: 0.44 Med: 0.69 Max: 1.1
Current: 1.04
During the past 13 years, Mons Bank AS's highest PB Ratio was 1.10. The lowest was 0.44. And the median was 0.69.
OCSE:MNBA's PB Ratio is ranked better than 55.31% of 1517
companies
in the Banks industry
Industry Median: 1.11
vs OCSE:MNBA: 1.04
During the past 12 months, Mons Bank AS's average Book Value Per Share Growth Rate was 5.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 8.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Mons Bank AS was 117.70% per year. The lowest was -71.40% per year. And the median was 5.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Mons Bank AS PB Ratio Related Terms
Mons Bank AS PB Ratio Historical Data
* Premium members only.
The historical data trend for Mons Bank AS's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mons Bank AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mons Bank AS PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Mons Bank AS's PB Ratio distribution charts can be found below:
* The bar in red indicates where Mons Bank AS's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Mons Bank AS's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Mons Bank AS (OCSE:MNBA) has a PB Ratio of 1.04 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Mons Bank AS and its competitors. This is 51% above median its historical median of 0.69. Over the past decade, Mons Bank AS's PB Ratio has ranged from 0.44 to 1.10. According to the industry distribution chart, Mons Bank AS ranks #678 out of 1517 companies in the Banks industry, placing it in the top 44.7%.
Is Mons Bank AS's PB Ratio too high?
Mons Bank AS's current PB Ratio of 1.04 is 51% above median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 1.10. The Banks industry median PB Ratio is 1.11. Mons Bank AS's value of 1.04 is 6.3% below this industry median. Based on the distribution chart, Mons Bank AS ranks #678 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Mons Bank AS has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mons Bank AS's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Mons Bank AS ranks #678 out of 1517 companies for PB Ratio. This puts Mons Bank AS in the upper half of its industry. The industry median PB Ratio is 1.11. Mons Bank AS's value of 1.04 is 6.3% below this benchmark. Historically, Mons Bank AS's own PB Ratio has ranged from 0.44 to 1.10 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 1.11, Mons Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mons Bank AS's current PB Ratio of 1.04 is 6.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Mons Bank AS and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mons Bank AS's current PB Ratio is 1.04, which is 51% above median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mons Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Mons Bank AS (OCSE:MNBA) is currently considered Significantly Overvalued. The stock's GF Value™ is kr230.38, compared to a current price of kr382.00 — trading 65.8% above its estimated fair value. The current PB Ratio is 1.04, which is 51% above median its 10-year median of 0.69 and 6.3% below the Banks industry median of 1.11. Mons Bank AS's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Mons Bank AS (OCSE:MNBA), the current PB Ratio is 1.04 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mons Bank AS (OCSE:MNBA) Overvalued in 2026?
Based on GuruFocus' analysis, Mons Bank AS stock appears to be overvalued.
The current stock price of kr382.00 is trading 65.8% above its estimated GF Value™ of kr230.38.
GuruFocus considers Mons Bank AS to be Significantly Overvalued.
Key valuation signals for OCSE:MNBA:
PB Ratio: 1.04 (51% above median its 10-year median of 0.69)
GF Value™: kr230.38 vs. price of kr382.00 (65.8% above fair value)
Industry Position: 6.3% below the Banks median (#678 of 1517)
No single metric tells the full story. See the OCSE:MNBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mons Bank AS is a regional bank in Denmark. The Bank provides banking and other financial services to private individuals and local businesses in and around the island of Mon (Moen). It has branches in Praesto, Naestved and Vordingborg.
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