Mons Bank AS (OCSE:MNBA) Cyclically Adjusted PS Ratio: 3.25 (As of Jul. 19, 2026) — 48% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OCSE:MNBA Mons Bank AS OCSE:MNBA
53 GF Score
Price kr376.00
GF Value kr230.58
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Mons Bank AS Cyclically Adjusted PS Ratio?

Mons Bank AS OCSE:MNBA +0.53% 53 Cyclically Adjusted PS Ratio is 3.25 as of Jul. 19, 2026, which is 48% above its 10-year median of 2.20. GuruFocus rates OCSE:MNBA with a GF Score™ of 53/100 and a GF Value™ of kr230.58 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,303 Banks companies, Mons Bank AS ranks better than 52.72% on this metric.

As of today (2026-07-19), Mons Bank AS's current share price is kr376.00. Mons Bank AS's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was kr115.64. Mons Bank AS's Cyclically Adjusted PS Ratio for today is 3.25.

The historical rank and industry rank for Mons Bank AS's Cyclically Adjusted PS Ratio or its related term are showing as below:

OCSE:MNBA' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.18   Med: 2.2   Max: 3.49
Current: 3.25

During the past years, Mons Bank AS's highest Cyclically Adjusted PS Ratio was 3.49. The lowest was 1.18. And the median was 2.20.

OCSE:MNBA's Cyclically Adjusted PS Ratio is ranked better than
52.72% of 1303 companies
in the Banks industry
Industry Median: 3.39 vs OCSE:MNBA: 3.25

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Mons Bank AS's adjusted revenue per share data for the three months ended in Mar. 2026 was kr29.674. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is kr115.64 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Mons Bank AS  (OCSE:MNBA) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Mons Bank AS Cyclically Adjusted PS Ratio Related Terms


Mons Bank AS Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Mons Bank AS's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mons Bank AS Cyclically Adjusted PS Ratio Chart

Mons Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.25 2.05 2.03 2.07 3.20

Mons Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.15 2.49 2.94 3.20 3.44

Mons Bank AS Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Mons Bank AS's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mons Bank AS Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mons Bank AS's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Mons Bank AS's Cyclically Adjusted PS Ratio falls into.


OCSE:MNBA
53GF Score
Mons Bank AS OCSE:MNBA
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mons Bank AS Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Mons Bank AS's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=376.00/115.64
=3.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mons Bank AS's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Mons Bank AS's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=29.674/121.6800*121.6800
=29.674

Current CPI (Mar. 2026) = 121.6800.

Mons Bank AS Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 25.845 100.600 31.261
201609 28.450 100.200 34.549
201612 22.682 100.300 27.517
201703 25.879 101.200 31.116
201706 26.455 101.200 31.809
201709 26.999 101.800 32.271
201712 20.944 101.300 25.158
201803 26.507 101.700 31.715
201806 18.220 102.300 21.672
201809 19.757 102.400 23.477
201812 18.349 102.100 21.868
201903 19.701 102.900 23.297
201906 20.611 102.900 24.373
201909 21.163 102.900 25.025
201912 21.811 102.900 25.792
202003 20.354 103.300 23.976
202006 21.326 103.200 25.145
202009 21.096 103.500 24.802
202012 23.112 103.400 27.198
202103 21.808 104.300 25.442
202106 23.488 105.000 27.219
202109 20.506 105.800 23.584
202112 21.783 106.600 24.864
202203 22.834 109.900 25.282
202206 24.640 113.600 26.393
202209 24.010 116.400 25.099
202212 29.282 115.900 30.742
202303 28.681 117.300 29.752
202306 30.183 116.400 31.552
202309 33.285 117.400 34.498
202312 40.286 116.700 42.005
202403 31.355 118.400 32.224
202406 34.136 118.500 35.052
202409 38.350 118.900 39.247
202412 32.610 118.900 33.372
202503 32.923 120.200 33.328
202506 33.573 120.700 33.846
202509 29.247 121.600 29.266
202512 31.820 121.200 31.946
202603 29.674 121.680 29.674

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.25 mean?
Mons Bank AS (OCSE:MNBA) has a Cyclically Adjusted PS Ratio of 3.25 as of Jul. 19, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Mons Bank AS and its competitors. This is 48% above median its historical median of 2.20. Over the past decade, Mons Bank AS's Cyclically Adjusted PS Ratio has ranged from 1.18 to 3.49. According to the industry distribution chart, Mons Bank AS ranks #616 out of 1303 companies in the Banks industry, placing it in the top 47.3%.
Is Mons Bank AS's Cyclically Adjusted PS Ratio too high?
Mons Bank AS's current Cyclically Adjusted PS Ratio of 3.25 is 48% above median its 10-year median of 2.20. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 3.49. The Banks industry median Cyclically Adjusted PS Ratio is 3.39. Mons Bank AS's value of 3.25 is 4.1% below this industry median. Based on the distribution chart, Mons Bank AS ranks #616 out of 1303 companies in the Banks industry, which is above the industry midpoint. Overall, Mons Bank AS has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mons Bank AS's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Mons Bank AS ranks #616 out of 1303 companies for Cyclically Adjusted PS Ratio. This puts Mons Bank AS in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.39. Mons Bank AS's value of 3.25 is 4.1% below this benchmark. Historically, Mons Bank AS's own Cyclically Adjusted PS Ratio has ranged from 1.18 to 3.49 over the past decade. While the company's 10-year median is 2.20 vs. the industry median of 3.39, Mons Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.39, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mons Bank AS's current Cyclically Adjusted PS Ratio of 3.25 is 4.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Mons Bank AS and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mons Bank AS's current Cyclically Adjusted PS Ratio is 3.25, which is 48% above median its own 10-year median of 2.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mons Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Mons Bank AS (OCSE:MNBA) is currently considered Significantly Overvalued. The stock's GF Value™ is kr230.58, compared to a current price of kr376.00 — trading 63.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.25, which is 48% above median its 10-year median of 2.20 and 4.1% below the Banks industry median of 3.39. Mons Bank AS's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Mons Bank AS (OCSE:MNBA), the current Cyclically Adjusted PS Ratio is 3.25 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mons Bank AS (OCSE:MNBA) Overvalued in 2026?

Based on GuruFocus' analysis, Mons Bank AS stock appears to be overvalued. The current stock price of kr376.00 is trading 63.1% above its estimated GF Value™ of kr230.58. GuruFocus considers Mons Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:MNBA:

  • Cyclically Adjusted PS Ratio: 3.25 (48% above median its 10-year median of 2.20)
  • GF Value™: kr230.58 vs. price of kr376.00 (63.1% above fair value)
  • GF Score™: 53/100 with 7 warning signs
  • Industry Position: 4.1% below the Banks median (#616 of 1303)

No single metric tells the full story. See the OCSE:MNBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mons Bank AS Business Description

Address Storegade 29, Stege, DNK, 4780
Mons Bank AS is a regional bank in Denmark. The Bank provides banking and other financial services to private individuals and local businesses in and around the island of Mon (Moen). It has branches in Praesto, Naestved and Vordingborg.
53GF Score

Get the complete analysis for OCSE:MNBA

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr376.00
Price
kr230.58
GF Value