Mons Bank AS (OCSE:MNBA) 5-Year Yield-on-Cost %: 1.06 (As of Jul. 22, 2026) — 21% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OCSE:MNBA Mons Bank AS OCSE:MNBA
50 GF Score
Price kr377.00
GF Value kr230.73
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Mons Bank AS 5-Year Yield-on-Cost %?

Mons Bank AS OCSE:MNBA -0.26% 50 5-Year Yield-on-Cost % is 1.06 as of Jul. 22, 2026, which is 21% below its 10-year median of 1.35. GuruFocus rates OCSE:MNBA with a GF Score™ of 50/100 and a GF Value™ of kr230.73 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,251 Banks companies, Mons Bank AS ranks worse than 92.57% on this metric.

Mons Bank AS's yield on cost for the quarter that ended in Mar. 2026 was 1.06.


The historical rank and industry rank for Mons Bank AS's 5-Year Yield-on-Cost % or its related term are showing as below:

OCSE:MNBA' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.95   Med: 1.35   Max: 2.71
Current: 1.06


During the past 13 years, Mons Bank AS's highest Yield on Cost was 2.71. The lowest was 0.95. And the median was 1.35.


OCSE:MNBA's 5-Year Yield-on-Cost % is ranked worse than
92.57% of 1251 companies
in the Banks industry
Industry Median: 3.88 vs OCSE:MNBA: 1.06

Mons Bank AS  (OCSE:MNBA) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Mons Bank AS 5-Year Yield-on-Cost % Related Terms


Mons Bank AS 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, Mons Bank AS's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mons Bank AS 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Mons Bank AS's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Mons Bank AS's 5-Year Yield-on-Cost % falls into.


OCSE:MNBA
50GF Score
Mons Bank AS OCSE:MNBA
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mons Bank AS 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Mons Bank AS is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 1.06 mean?
Mons Bank AS (OCSE:MNBA) has a 5-Year Yield-on-Cost % of 1.06 as of Jul. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mons Bank AS and its competitors. This is 21% below median its historical median of 1.35. Over the past decade, Mons Bank AS's 5-Year Yield-on-Cost % has ranged from 0.95 to 2.71. According to the industry distribution chart, Mons Bank AS ranks #1158 out of 1251 companies in the Banks industry, placing it in the top 92.6%.
Is Mons Bank AS's 5-Year Yield-on-Cost % too high?
Mons Bank AS's current 5-Year Yield-on-Cost % of 1.06 is 21% below median its 10-year median of 1.35. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 2.71. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Mons Bank AS's value of 1.06 is 72.7% below this industry median. Based on the distribution chart, Mons Bank AS ranks #1158 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mons Bank AS has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mons Bank AS's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Mons Bank AS ranks #1158 out of 1251 companies for 5-Year Yield-on-Cost %. This places Mons Bank AS in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. Mons Bank AS's value of 1.06 is 72.7% below this benchmark. Historically, Mons Bank AS's own 5-Year Yield-on-Cost % has ranged from 0.95 to 2.71 over the past decade. While the company's 10-year median is 1.35 vs. the industry median of 3.88, Mons Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mons Bank AS's current 5-Year Yield-on-Cost % of 1.06 is 72.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mons Bank AS and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mons Bank AS's current 5-Year Yield-on-Cost % is 1.06, which is 21% below median its own 10-year median of 1.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mons Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Mons Bank AS (OCSE:MNBA) is currently considered Significantly Overvalued. The stock's GF Value™ is kr230.73, compared to a current price of kr377.00 — trading 63.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.06, which is 21% below median its 10-year median of 1.35 and 72.7% below the Banks industry median of 3.88. Mons Bank AS's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Mons Bank AS (OCSE:MNBA), the current 5-Year Yield-on-Cost % is 1.06 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mons Bank AS (OCSE:MNBA) Overvalued in 2026?

Based on GuruFocus' analysis, Mons Bank AS stock appears to be overvalued. The current stock price of kr377.00 is trading 63.4% above its estimated GF Value™ of kr230.73. GuruFocus considers Mons Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:MNBA:

  • 5-Year Yield-on-Cost %: 1.06 (21% below median its 10-year median of 1.35)
  • GF Value™: kr230.73 vs. price of kr377.00 (63.4% above fair value)
  • GF Score™: 50/100 with 7 warning signs
  • Industry Position: 72.7% below the Banks median (#1158 of 1251)

No single metric tells the full story. See the OCSE:MNBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mons Bank AS Business Description

Address Storegade 29, Stege, DNK, 4780
Mons Bank AS is a regional bank in Denmark. The Bank provides banking and other financial services to private individuals and local businesses in and around the island of Mon (Moen). It has branches in Praesto, Naestved and Vordingborg.
50GF Score

Get the complete analysis for OCSE:MNBA

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr377.00
Price
kr230.73
GF Value