Aiful (AIFLY) PB Ratio : 1.03 (As of Apr. 29, 2024)

View and export this data going back to 2004. Start your Free Trial

What is Aiful PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-29), Aiful's share price is $1.41. Aiful's Book Value per Share for the quarter that ended in Dec. 2023 was $1.37. Hence, Aiful's PB Ratio of today is 1.03.

The historical rank and industry rank for Aiful's PB Ratio or its related term are showing as below:

AIFLY' s PB Ratio Range Over the Past 10 Years
Min: 0.7 Med: 1.24 Max: 3.23
Current: 1.17

During the past 13 years, Aiful's highest PB Ratio was 3.23. The lowest was 0.70. And the median was 1.24.

AIFLY's PB Ratio is ranked worse than
57.42% of 512 companies
in the Credit Services industry
Industry Median: 1.035 vs AIFLY: 1.17

During the past 12 months, Aiful's average Book Value Per Share Growth Rate was 11.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 11.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 8.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 4.60% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Aiful was 29.50% per year. The lowest was -48.80% per year. And the median was 4.10% per year.

Back to Basics: PB Ratio

Aiful PB Ratio Historical Data

The historical data trend for Aiful's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Aiful PB Ratio Chart

Aiful Annual Data

Trend

Mar14

Mar15

Mar16

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

PB Ratio

Get a 7-Day Free Trial

1.06

0.81

1.01

1.06

0.96

Aiful Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
PB Ratio	Get a 7-Day Free Trial															1.15	0.96	0.83	0.85	0.80

Competitive Comparison of Aiful's PB Ratio

For the Credit Services subindustry, Aiful's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Aiful's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Aiful's PB Ratio distribution charts can be found below:

* The bar in red indicates where Aiful's PB Ratio falls into.

Aiful PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Aiful's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Dec. 2023)
	=	1.41	/	1.367
	=	1.03

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Aiful (OTCPK:AIFLY) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Aiful PB Ratio Related Terms

Thank you for viewing the detailed overview of Aiful's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.

Aiful (AIFLY) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Aiful Corp (OTCPK:AIFLY) » Definitions » PB Ratio

Comparable Companies

Traded in Other Exchanges

8515:Japan

Address

381-1, Takasago-cho Gojo-Agaru, Karasuma-Dori, Shimogyo-ku, Kyoto, JPN, 600-8420

Website

http://www.aiful.co.jp

Aiful Corp provides consumer financing and consumer credit services exclusively in Japan. The company operates and reports results through four segments: its loan business, its credit card business, and its credit guarantee business, as well as its other segment. The company generates nearly all of its revenue through interest and its largest contributor to revenue is its loan business. The vast majority of the company's loans on its books are unsecured. Other loans include mortgages and small-business loans. The company handles its credit guarantee services in tie-ups with commercial banks.

Aiful (AIFLY) Headlines

No Headlines