AIFLY (Muninova Holdings) Profitability Rank: 6 (As of Dec. 2025) — Near Median

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AIFLY Muninova Holdings Inc AIFLY
71 GF Score
Price $1.40
GF Value $1.74
! 6 Warning Signs
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What is Muninova Holdings Profitability Rank?

Muninova Holdings AIFLY 71 Profitability Rank is 6 as of Dec. 2025, which is at its 10-year median of 6.00. GuruFocus rates AIFLY with a GF Score™ of 71/100 and a GF Value™ of $1.74. The stock has 6 warning signs investors should review.

Muninova Holdings has the Profitability Rank of 6.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Muninova Holdings's Operating Margin % for the quarter that ended in Dec. 2025 was 20.02%. As of today, Muninova Holdings's Piotroski F-Score is 5.


Muninova Holdings Profitability Rank Related Terms


AIFLY vs V, MA, AXP: Profitability Rank Comparison

For the Credit Services subindustry, Muninova Holdings's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muninova Holdings Profitability Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Muninova Holdings's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Muninova Holdings's Profitability Rank falls into.


AIFLY
71GF Score
Muninova Holdings Inc AIFLY
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muninova Holdings Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Muninova Holdings has the Profitability Rank of 6.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Muninova Holdings's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=71.811227419196 / 358.63425262543
=20.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Muninova Holdings has an F-score of 5 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

Good Sign:

Muninova Holdings Inc operating margin is expanding. Margin expansion is usually a good sign.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 6 mean?
Muninova Holdings (AIFLY) has a Profitability Rank of 6 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Muninova Holdings and its competitors. This is near median its historical median of 6.00. Over the past decade, Muninova Holdings' Profitability Rank has ranged from 4.00 to 7.00.
Is Muninova Holdings' Profitability Rank too high?
Muninova Holdings' current Profitability Rank of 6 is near median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 7.00. Overall, Muninova Holdings has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Muninova Holdings' Profitability Rank compare to V and MA?
Muninova Holdings' Profitability Rank of 6 can be compared against companies in the Credit Services industry. Historically, Muninova Holdings' own Profitability Rank has ranged from 4.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Credit Services company?
A good Profitability Rank depends on the Credit Services industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Muninova Holdings and its competitors. Muninova Holdings's current Profitability Rank is 6, which is near median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muninova Holdings stock overvalued right now?
Muninova Holdings (AIFLY) has a current Profitability Rank of 6. The stock's GF Value™ is $1.74, compared to a current price of $1.40 — trading 19.5% below its estimated fair value. The current Profitability Rank is 6, which is near median its 10-year median of 6.00. Muninova Holdings' overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Muninova Holdings (AIFLY), the current Profitability Rank is 6 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muninova Holdings (AIFLY) Overvalued in 2026?

Based on GuruFocus' analysis, Muninova Holdings stock appears to be undervalued. The current stock price of $1.40 is trading 19.5% below its estimated GF Value™ of $1.74.

Key valuation signals for AIFLY:

  • Profitability Rank: 6 (near median its 10-year median of 6.00)
  • GF Value™: $1.74 vs. price of $1.40 (19.5% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the AIFLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muninova Holdings Business Description

Other Exchanges 547A:Japan
Address 381-1, Takasago-cho Gojo-Agaru, Karasuma-Dori, Shimogyo-ku, Kyoto, JPN, 600-8420
Muninova Holdings Inc is focused on the management and administration of group companies engaged in consumer finance, credit card, and related businesses.
71GF Score

Get the complete analysis for AIFLY

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.40
Price
$1.74
GF Value