AIFLY (Muninova Holdings) Dividend Payout Ratio: 0.00 (As of Dec. 2025)

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AIFLY Muninova Holdings Inc AIFLY
65 GF Score
Price $1.40
GF Value $1.64
! 5 Warning Signs
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What is Muninova Holdings Dividend Payout Ratio?

Muninova Holdings AIFLY 65 Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus rates AIFLY with a GF Score™ of 65/100 and a GF Value™ of $1.64. The stock has 5 warning signs investors should review. Among 195 Credit Services companies, Muninova Holdings ranks better than 81.03% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Muninova Holdings's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.00.

The historical rank and industry rank for Muninova Holdings's Dividend Payout Ratio or its related term are showing as below:


During the past 13 years, the highest Dividend Payout Ratio of Muninova Holdings was 0.10. The lowest was 0.02. And the median was 0.02.

AIFLY's Dividend Payout Ratio is not ranked *
in the Credit Services industry.
Industry Median: 0.29
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-08-04), the Dividend Yield % of Muninova Holdings is 0.00%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Muninova Holdings was 1.69%. The lowest was 0.19%. And the median was 0.28%.

Muninova Holdings's Dividends per Share for the months ended in Dec. 2025 was $0.00.

During the past 12 months, Muninova Holdings's average Dividends Per Share Growth Rate was 600.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Muninova Holdings (OTCPK:AIFLY) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Muninova Holdings Dividend Payout Ratio Related Terms


Muninova Holdings Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Muninova Holdings's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muninova Holdings Dividend Payout Ratio Chart

Muninova Holdings Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.04 0.02 0.02 0.02

Muninova Holdings Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.05 0.00 0.31 0.00

AIFLY vs V, MA, AXP: Dividend Payout Ratio Comparison

For the Credit Services subindustry, Muninova Holdings's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muninova Holdings Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Muninova Holdings's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Muninova Holdings's Dividend Payout Ratio falls into.


AIFLY
65GF Score
Muninova Holdings Inc AIFLY
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muninova Holdings Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Muninova Holdings's Dividend Payout Ratio for the fiscal year that ended in Mar. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2025 )/ EPS without NRI (A: Mar. 2025 )
=0.003/ 0.174
=0.02

Muninova Holdings's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0/ 0.066
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Muninova Holdings (AIFLY) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Muninova Holdings and its competitors. Over the past decade, Muninova Holdings' Dividend Payout Ratio has ranged from 0.02 to 0.10. According to the industry distribution chart, Muninova Holdings ranks #37 out of 195 companies in the Credit Services industry, placing it in the top 19%.
Is Muninova Holdings' Dividend Payout Ratio too high?
Muninova Holdings' current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.10. Based on the distribution chart, Muninova Holdings ranks #37 out of 195 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Muninova Holdings has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Muninova Holdings' Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Muninova Holdings ranks #37 out of 195 companies for Dividend Payout Ratio. This places Muninova Holdings in the top 19% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.29. Historically, Muninova Holdings' own Dividend Payout Ratio has ranged from 0.02 to 0.10 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.29, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Muninova Holdings and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muninova Holdings's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muninova Holdings stock overvalued right now?
Muninova Holdings (AIFLY) has a current Dividend Payout Ratio of 0.00. The stock's GF Value™ is $1.64, compared to a current price of $1.40 — trading 14.6% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Muninova Holdings' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Muninova Holdings (AIFLY), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muninova Holdings (AIFLY) Overvalued in 2026?

Based on GuruFocus' analysis, Muninova Holdings stock appears to be undervalued. The current stock price of $1.40 is trading 14.6% below its estimated GF Value™ of $1.64.

Key valuation signals for AIFLY:

  • Dividend Payout Ratio: 0.00
  • GF Value™: $1.64 vs. price of $1.40 (14.6% below fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the AIFLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muninova Holdings Business Description

Other Exchanges 547A:Japan
Address 381-1, Takasago-cho Gojo-Agaru, Karasuma-Dori, Shimogyo-ku, Kyoto, JPN, 600-8420
Muninova Holdings Inc is focused on the management and administration of group companies engaged in consumer finance, credit card, and related businesses.
65GF Score

Get the complete analysis for AIFLY

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.40
Price
$1.64
GF Value