Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Muninova Holdings's yield on cost for the quarter that ended in Dec. 2025 was 0.00.
The historical rank and industry rank for Muninova Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, Muninova Holdings's highest Yield on Cost was 1.69. The lowest was 0.19. And the median was 0.28.
AIFLY's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.555 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Muninova Holdings 5-Year Yield-on-Cost % Related Terms
AIFLY vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Muninova Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muninova Holdings 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Muninova Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Muninova Holdings's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Muninova Holdings (AIFLY) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Muninova Holdings and its competitors. Over the past decade, Muninova Holdings' 5-Year Yield-on-Cost % has ranged from 0.19 to 1.69. According to the industry distribution chart, Muninova Holdings ranks #135 out of 210 companies in the Credit Services industry, placing it in the top 64.3%.
Is Muninova Holdings' 5-Year Yield-on-Cost % too high?
Muninova Holdings' current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 1.69. Based on the distribution chart, Muninova Holdings ranks #135 out of 210 companies in the Credit Services industry, which is below the industry midpoint. Overall, Muninova Holdings has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Muninova Holdings' 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Muninova Holdings ranks #135 out of 210 companies for 5-Year Yield-on-Cost %. This places Muninova Holdings in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.56. Historically, Muninova Holdings' own 5-Year Yield-on-Cost % has ranged from 0.19 to 1.69 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.56, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Muninova Holdings and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muninova Holdings's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muninova Holdings stock overvalued right now?
Muninova Holdings (AIFLY) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is $1.64, compared to a current price of $1.40 — trading 14.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Muninova Holdings' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Muninova Holdings (AIFLY), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muninova Holdings (AIFLY) Overvalued in 2026?
Based on GuruFocus' analysis, Muninova Holdings stock appears to be undervalued.
The current stock price of $1.40 is trading 14.6% below its estimated GF Value™ of $1.64.
Key valuation signals for AIFLY:
5-Year Yield-on-Cost %: 0.00
GF Value™: $1.64 vs. price of $1.40 (14.6% below fair value)
No single metric tells the full story. See the AIFLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muninova Holdings Inc is focused on the management and administration of group companies engaged in consumer finance, credit card, and related businesses.
65GF Score
Get the complete analysis for AIFLY
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AIFLY has been successfully added to your 
