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American River Bankshares (American River Bankshares) PB Ratio : 1.31 (As of Apr. 25, 2024)


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What is American River Bankshares PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-25), American River Bankshares's share price is $20.91. American River Bankshares's Book Value per Share for the quarter that ended in Mar. 2021 was $15.91. Hence, American River Bankshares's PB Ratio of today is 1.31.

Warning Sign:

American River Bankshares stock PB Ratio (=1.31) is close to 10-year high of 1.34

The historical rank and industry rank for American River Bankshares's PB Ratio or its related term are showing as below:

AMRB' s PB Ratio Range Over the Past 10 Years
Min: 0.48   Med: 0.86   Max: 1.34
Current: 1.31

During the past 13 years, American River Bankshares's highest PB Ratio was 1.34. The lowest was 0.48. And the median was 0.86.

AMRB's PB Ratio is not ranked
in the Banks industry.
Industry Median: 0.85 vs AMRB: 1.31

During the past 12 months, American River Bankshares's average Book Value Per Share Growth Rate was 11.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 7.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 5.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.20% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of American River Bankshares was 41.60% per year. The lowest was -4.60% per year. And the median was 4.75% per year.

Back to Basics: PB Ratio


American River Bankshares PB Ratio Historical Data

The historical data trend for American River Bankshares's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

American River Bankshares PB Ratio Chart

American River Bankshares Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.20 1.22 1.09 1.06 0.84

American River Bankshares Quarterly Data
Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.70 0.65 0.84 1.05 -

Competitive Comparison of American River Bankshares's PB Ratio

For the Banks - Regional subindustry, American River Bankshares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American River Bankshares's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, American River Bankshares's PB Ratio distribution charts can be found below:

* The bar in red indicates where American River Bankshares's PB Ratio falls into.



American River Bankshares PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

American River Bankshares's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2021)
=20.91/15.912
=1.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


American River Bankshares  (NAS:AMRB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


American River Bankshares PB Ratio Related Terms

Thank you for viewing the detailed overview of American River Bankshares's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


American River Bankshares (American River Bankshares) Business Description

Traded in Other Exchanges
N/A
Address
3100 Zinfandel Drive, Suite 450, Rancho Cordova, CA, USA, 95670
American River Bankshares is a regional bank which serves Northern California. It is involved in the business of serving commercial banking needs of small to mid-sized businesses. The firm's products and services include checking and savings deposits, money market deposit accounts and certificates of deposit, term loans, and other customary banking services and also lease financing for most types of business equipment. It derives the majority of its revenues from interest income from interest and fees on loans and leases.
Executives
Julie A. Raney director 3100 ZINFANDEL DRIVE, STE. 450 RANCHO CORDOVA CA 95670
Jeffery Owensby director 621 CAPITOL MALL 25TH FLOOR SACRAMENTO CA 95814
Nicolas C Anderson director 3100 ZINFANDEL DRIVE, STE. 450, RANCHO CORDOVA CA 95670
Philip Wright director 8979 CONTE LANE WINDSOR CA 95492
Charles D Fite director 8707 HAMMERSMITH LANE, FAIR OAKS CA 95628-6300
William A Robotham director 3550 ROUND BARD BLVD STE 100 PISENTI & BRINKER LLP SANTA ROSA CA 95403
Kimberly Ann Box director 7157 TREELINE CT., GRANITE BAY CA 95746
Mitchell A Derenzo officer: EVP - Chief Financial Officer 3666 BUENA VISTA DR SACRAMENTO CA 95864
Kevin Bender officer: EVP - Chief Operating Officer 1969 CAVERSHAM WAY FOLSOM CA 95630
Ritchie David E Jr director, officer: President - CEO 3100 ZINFANDEL DRIVE STE. 450 RANCHO CORDOVA CA 95670
Dan C. Mcgregor officer: EVP - Chief Credit Officer 3100 ZINFANDEL DRIVE SUITE 450 RANCHO CORDOVA CA 95670
Stephen H Waks director 3506 SIERRA OAKS DR SACRAMENTO CA 95628
Michael A Ziegler director 9845 LOS LAGOS CIRCLE N GRANITE BAY CA 95746
Raymond Dennis F. Jr. officer: EVP - Chief Lending Officer 3100 ZINFANDEL DRIVE STE. 450 RANCHO CORDOVA CA 95670
David T Taber other: Former Pres., CEO & Director POST OFFICE BOX 1009 SHINGLE SPRINGS CA 95682

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