GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » F N B Corp (NYSE:FNB) » Definitions » PB Ratio

F N B (FNB) PB Ratio : 0.82 (As of Apr. 27, 2024)


View and export this data going back to 1986. Start your Free Trial

What is F N B PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-27), F N B's share price is $13.74. F N B's Book Value per Share for the quarter that ended in Dec. 2023 was $16.71. Hence, F N B's PB Ratio of today is 0.82.

The historical rank and industry rank for F N B's PB Ratio or its related term are showing as below:

FNB' s PB Ratio Range Over the Past 10 Years
Min: 0.43   Med: 0.94   Max: 1.4
Current: 0.82

During the past 13 years, F N B's highest PB Ratio was 1.40. The lowest was 0.43. And the median was 0.94.

FNB's PB Ratio is ranked better than
53.77% of 1458 companies
in the Banks industry
Industry Median: 0.85 vs FNB: 0.82

During the past 12 months, F N B's average Book Value Per Share Growth Rate was 7.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 3.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 4.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of F N B was 20.90% per year. The lowest was -31.60% per year. And the median was 4.20% per year.

Back to Basics: PB Ratio


F N B PB Ratio Historical Data

The historical data trend for F N B's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

F N B PB Ratio Chart

F N B Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.86 0.63 0.77 0.85 0.83

F N B Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.72 0.67 0.83 0.84

Competitive Comparison of F N B's PB Ratio

For the Banks - Regional subindustry, F N B's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


F N B's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, F N B's PB Ratio distribution charts can be found below:

* The bar in red indicates where F N B's PB Ratio falls into.



F N B PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

F N B's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=13.74/16.713
=0.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


F N B  (NYSE:FNB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


F N B PB Ratio Related Terms

Thank you for viewing the detailed overview of F N B's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


F N B (FNB) Business Description

Traded in Other Exchanges
Address
12 Federal Street, One North Shore Center, Pittsburgh, PA, USA, 15212
F N B Corp has three reportable business segments: Community Banking, Wealth Management & Insurance. The majority of revenue is from the Community banking segment. It offers commercial & consumer banking services. Commercial banking solutions include corporate banking, small business banking, investment real estate financing, business credit, capital markets & lease financing. Consumer banking products & services include deposit products, mortgage lending, & consumer lending & a complete suite of mobile & online banking services. The group have Banking branches in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C. & Virginia. A majority of FNB's loan portfolio is in commercial real estate, while the majority of its revenue is net interest income.
Executives
William B Campbell director R.D. #2, 45 ROMAIN ROAD, PULASKI PA 16143
Pamela A Bena director 105 PARK AVE, VENETIA PA 15367
David J Malone director 5004 MCKNIGHT ROAD, PITTSBURGH PA 15237
James Orie officer: Chief Legal Officer, other: Corporate Secretary
Bryant Mitchell officer: Chief Wholesale Banking Office 12 FEDERAL STREET, PITTSBURGH PA 15212
Vincent J Calabrese officer: Chief Financial Officer C/O PEOPLE'S BANK, 850 MAIN STREET, BRIDGEPORT CT 06604
James L Dutey officer: Corporate Controller 100 7TH STREET, APT. 1507, PITTSBURGH PA 15222
Barry C Robinson officer: Chief Consumer Banking Officer 8285 WEMBLEY COURT, CHAGRIN FALLS OH 44023
Gary L Guerrieri officer: Chief Credit Officer 163 DODD DR, WASHINGTON PA 15301-9528
William J Strimbu director C/O FNB CORP, 2150 GOODLETTE RD. N., NAPLES FL 34102
Robert M Moorehead officer: Chief WholesaleBanking Officer 3323 SCATHELOCKE ROAD, PITTSBURGH PA 15235
Frank C Mencini director 21574 AWBREY PLACE, BROADLANDS VA 20148
Heidi A Nicholas director 210 WEST HAMILTON AVE, #360, STATE COLLEGE PA 16801
David L Motley director 517 AVONWORTH HEIGHTS DRIVE, PITTSBURGH PA 151237
John S Stanik director