ClearView WealthASX:CVW -0.78%58 PB Ratio is 1.14 as of Jul. 04, 2026, which is 21% above its 10-year median of 0.94. GuruFocus rates ASX:CVW with a GF Score™ of 58/100 and a GF Value™ of A$0.75 (Modestly Undervalued). The stock has 10 warning signs investors should review. Among 500 Insurance companies, ClearView Wealth ranks better than 62.2% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-04), ClearView Wealth's share price is A$0.64. ClearView Wealth's Book Value per Share for the quarter that ended in Dec. 2025 was A$0.56. Hence, ClearView Wealth's PB Ratio of today is 1.14.
Warning Sign:
ClearView Wealth Ltd stock PB Ratio (=1.16) is close to 5-year high of 1.19.
The historical rank and industry rank for ClearView Wealth's PB Ratio or its related term are showing as below:
ASX:CVW'
s PB Ratio Range Over the Past 10 Years
Min: 0.27 Med: 0.94 Max: 2.55
Current: 1.14
During the past 13 years, ClearView Wealth's highest PB Ratio was 2.55. The lowest was 0.27. And the median was 0.94.
ASX:CVW's PB Ratio is ranked better than 62.2% of 500
companies
in the Insurance industry
Industry Median: 1.405
vs ASX:CVW: 1.14
During the past 12 months, ClearView Wealth's average Book Value Per Share Growth Rate was 0.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -10.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -5.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -0.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of ClearView Wealth was 4.70% per year. The lowest was -17.70% per year. And the median was 0.75% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
ClearView Wealth PB Ratio Related Terms
ClearView Wealth PB Ratio Historical Data
* Premium members only.
The historical data trend for ClearView Wealth's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, ClearView Wealth's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ClearView Wealth PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, ClearView Wealth's PB Ratio distribution charts can be found below:
* The bar in red indicates where ClearView Wealth's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
ClearView Wealth (ASX:CVW) has a PB Ratio of 1.14 as of Jul. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ClearView Wealth and its competitors. This is 21% above median its historical median of 0.94. Over the past decade, ClearView Wealth's PB Ratio has ranged from 0.27 to 2.55. According to the industry distribution chart, ClearView Wealth ranks #189 out of 500 companies in the Insurance industry, placing it in the top 37.8%.
Is ClearView Wealth's PB Ratio too high?
ClearView Wealth's current PB Ratio of 1.14 is 21% above median its 10-year median of 0.94. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 2.55. The Insurance industry median PB Ratio is 1.41. ClearView Wealth's value of 1.14 is 18.9% below this industry median. Based on the distribution chart, ClearView Wealth ranks #189 out of 500 companies in the Insurance industry, which is above the industry midpoint. Overall, ClearView Wealth has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ClearView Wealth's PB Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, ClearView Wealth ranks #189 out of 500 companies for PB Ratio. This puts ClearView Wealth in the upper half of its industry. The industry median PB Ratio is 1.41. ClearView Wealth's value of 1.14 is 18.9% below this benchmark. Historically, ClearView Wealth's own PB Ratio has ranged from 0.27 to 2.55 over the past decade. While the company's 10-year median is 0.94 vs. the industry median of 1.41, ClearView Wealth has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ClearView Wealth's current PB Ratio of 1.14 is 18.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ClearView Wealth and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ClearView Wealth's current PB Ratio is 1.14, which is 21% above median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ClearView Wealth stock overvalued right now?
Based on GuruFocus' analysis, ClearView Wealth (ASX:CVW) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.75, compared to a current price of A$0.64 — trading 14.7% below its estimated fair value. The current PB Ratio is 1.14, which is 21% above median its 10-year median of 0.94 and 18.9% below the Insurance industry median of 1.41. ClearView Wealth's overall GF Score™ is 58/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For ClearView Wealth (ASX:CVW), the current PB Ratio is 1.14 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ClearView Wealth (ASX:CVW) Overvalued in 2026?
Based on GuruFocus' analysis, ClearView Wealth stock appears to be undervalued.
The current stock price of A$0.64 is trading 14.7% below its estimated GF Value™ of A$0.75.
GuruFocus considers ClearView Wealth to be Modestly Undervalued.
Key valuation signals for ASX:CVW:
PB Ratio: 1.14 (21% above median its 10-year median of 0.94)
GF Value™: A$0.75 vs. price of A$0.64 (14.7% below fair value)
Industry Position: 18.9% below the Insurance median (#189 of 500)
No single metric tells the full story. See the ASX:CVW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ClearView Wealth Ltd is an ASX-listed Australian life insurance business. It operates as a non-operating holding company. The company's operating segments include Life Insurance. It offers advised life insurance products and also has an in-force (closed) portfolio of non-advised life insurance products.
58GF Score
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