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Kairosoft AI SolutionsBOM:506122 +4.99%47 PB Ratio is 0.35 as of Aug. 19, 2026, which is 250% above its 10-year median of 0.10. GuruFocus rates BOM:506122 with a GF Score™ of 47/100 and a GF Value™ of ₹64.44 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 527 Credit Services companies, Kairosoft AI Solutions ranks better than 89.75% on this metric.
Kairosoft AI Solutions Ltd stock PB Ratio (=0.33) is close to 1-year high of 0.33.
The historical rank and industry rank for Kairosoft AI Solutions's PB Ratio or its related term are showing as below:
BOM:506122'
s PB Ratio Range Over the Past 10 Years
Min: 0.03 Med: 0.1 Max: 0.98
Current: 0.35
During the past 13 years, Kairosoft AI Solutions's highest PB Ratio was 0.98. The lowest was 0.03. And the median was 0.10.
BOM:506122's PB Ratio is ranked better than 89.75% of 527
companies
in the Credit Services industry
Industry Median: 1.05
vs BOM:506122: 0.35
During the past 12 months, Kairosoft AI Solutions's average Book Value Per Share Growth Rate was -0.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -19.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -13.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -5.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Kairosoft AI Solutions was 0.40% per year. The lowest was -19.10% per year. And the median was -0.90% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Kairosoft AI Solutions's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kairosoft AI Solutions PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Kairosoft AI Solutions's PB Ratio distribution charts can be found below:
* The bar in red indicates where Kairosoft AI Solutions's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Kairosoft AI Solutions (BOM:506122) has a PB Ratio of 0.35 as of Aug. 19, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Kairosoft AI Solutions and its competitors. This is 250% above median its historical median of 0.10. Over the past decade, Kairosoft AI Solutions' PB Ratio has ranged from 0.03 to 0.98. According to the industry distribution chart, Kairosoft AI Solutions ranks #54 out of 527 companies in the Credit Services industry, placing it in the top 10.2%.
Is Kairosoft AI Solutions' PB Ratio too high?
Kairosoft AI Solutions' current PB Ratio of 0.35 is 250% above median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.98. The Credit Services industry median PB Ratio is 1.05. Kairosoft AI Solutions' value of 0.35 is 66.7% below this industry median. Based on the distribution chart, Kairosoft AI Solutions ranks #54 out of 527 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Kairosoft AI Solutions has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kairosoft AI Solutions' PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Kairosoft AI Solutions ranks #54 out of 527 companies for PB Ratio. This places Kairosoft AI Solutions in the top 10% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.05. Kairosoft AI Solutions' value of 0.35 is 66.7% below this benchmark. Historically, Kairosoft AI Solutions' own PB Ratio has ranged from 0.03 to 0.98 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 1.05, Kairosoft AI Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 527 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kairosoft AI Solutions's current PB Ratio of 0.35 is 66.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Kairosoft AI Solutions and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kairosoft AI Solutions's current PB Ratio is 0.35, which is 250% above median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kairosoft AI Solutions stock overvalued right now?
Based on GuruFocus' analysis, Kairosoft AI Solutions (BOM:506122) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹64.44, compared to a current price of ₹116.89 — trading 81.4% above its estimated fair value. The current PB Ratio is 0.35, which is 250% above median its 10-year median of 0.10 and 66.7% below the Credit Services industry median of 1.05. Kairosoft AI Solutions' overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Kairosoft AI Solutions (BOM:506122), the current PB Ratio is 0.35 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kairosoft AI Solutions (BOM:506122) Overvalued in 2026?
Based on GuruFocus' analysis, Kairosoft AI Solutions stock appears to be overvalued.
The current stock price of ₹116.89 is trading 81.4% above its estimated GF Value™ of ₹64.44.
GuruFocus considers Kairosoft AI Solutions to be Significantly Overvalued.
Key valuation signals for BOM:506122:
PB Ratio: 0.35 (250% above median its 10-year median of 0.10)
GF Value™: ₹64.44 vs. price of ₹116.89 (81.4% above fair value)
Industry Position: 66.7% below the Credit Services median (#54 of 527)
No single metric tells the full story. See the BOM:506122 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kairosoft AI Solutions Ltd is engaged in the business of designing, developing, licensing, maintaining, and supporting Artificial Intelligence (AI) powered software solutions in India and elsewhere in the world and undertake research and development in the field of Al and machine learning for the purpose of creating software solutions, provide consultancy services related to Al implementation, integration, and application across various industries. The company has identified four reportable segments, viz., trading in shares & securities, fabric, financing of loans, and Artificial Intelligence. The company generates key revenue from the financing of loans.
47GF Score
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