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Haryana FinancialBOM:530927 24 PB Ratio is 6.07 as of Aug. 07, 2026, which is 166% above its 10-year median of 2.28. GuruFocus rates BOM:530927 with a GF Score™ of 24/100. The stock has 2 warning signs investors should review. Among 525 Credit Services companies, Haryana Financial ranks worse than 94.67% on this metric.
Haryana Financial Corp Ltd stock PB Ratio (=6.07) is close to 1-year low of 5.83.
The historical rank and industry rank for Haryana Financial's PB Ratio or its related term are showing as below:
BOM:530927'
s PB Ratio Range Over the Past 10 Years
Min: 2.28 Med: 2.28 Max: 8.27
Current: 6.07
During the past 13 years, Haryana Financial's highest PB Ratio was 8.27. The lowest was 2.28. And the median was 2.28.
BOM:530927's PB Ratio is ranked worse than 94.67% of 525
companies
in the Credit Services industry
Industry Median: 1.08
vs BOM:530927: 6.07
During the past 10 years, the average Book Value Per Share Growth Rate was 7.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Haryana Financial was 54.50% per year. The lowest was -21.00% per year. And the median was 0.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Haryana Financial PB Ratio Related Terms
Haryana Financial PB Ratio Historical Data
* Premium members only.
The historical data trend for Haryana Financial's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Haryana Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Haryana Financial PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Haryana Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Haryana Financial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Haryana Financial (BOM:530927) has a PB Ratio of 6.07 as of Aug. 07, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Haryana Financial and its competitors. This is 166% above median its historical median of 2.28. Over the past decade, Haryana Financial's PB Ratio has ranged from 2.28 to 8.27. According to the industry distribution chart, Haryana Financial ranks #497 out of 525 companies in the Credit Services industry, placing it in the top 94.7%.
Is Haryana Financial's PB Ratio too high?
Haryana Financial's current PB Ratio of 6.07 is 166% above median its 10-year median of 2.28. Over the past 10 years, this metric has ranged from a low of 2.28 to a high of 8.27. The Credit Services industry median PB Ratio is 1.08. Haryana Financial's value of 6.07 is 462% above this industry median. Based on the distribution chart, Haryana Financial ranks #497 out of 525 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Haryana Financial has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Haryana Financial's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Haryana Financial ranks #497 out of 525 companies for PB Ratio. This places Haryana Financial in the lower half of its industry. The industry median PB Ratio is 1.08. Haryana Financial's value of 6.07 is 462% above this benchmark. Historically, Haryana Financial's own PB Ratio has ranged from 2.28 to 8.27 over the past decade. While the company's 10-year median is 2.28 vs. the industry median of 1.08, Haryana Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.08, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Haryana Financial's current PB Ratio of 6.07 is 462% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Haryana Financial and its competitors. For the Credit Services industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Haryana Financial's current PB Ratio is 6.07, which is 166% above median its own 10-year median of 2.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haryana Financial stock overvalued right now?
Haryana Financial (BOM:530927) has a current PB Ratio of 6.07. The current PB Ratio is 6.07, which is 166% above median its 10-year median of 2.28 and 462% above the Credit Services industry median of 1.08. Haryana Financial's overall GF Score™ is 24/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Haryana Financial (BOM:530927), the current PB Ratio is 6.07 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
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