Money Masters Leasing & Finance (BOM:535910) PB Ratio: 0.47 (As of Jul. 31, 2026) — 96% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:535910 Money Masters Leasing & Finance Ltd BOM:535910
49 GF Score
Price ₹0.70
GF Value ₹2.64
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Money Masters Leasing & Finance PB Ratio?

Money Masters Leasing & Finance BOM:535910 +4.48% 49 PB Ratio is 0.47 as of Jul. 31, 2026, which is 96% above its 10-year median of 0.24. GuruFocus rates BOM:535910 with a GF Score™ of 49/100 and a GF Value™ of ₹2.64 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 525 Credit Services companies, Money Masters Leasing & Finance ranks better than 84.38% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-31), Money Masters Leasing & Finance's share price is ₹0.70. Money Masters Leasing & Finance's Book Value per Share for the quarter that ended in Jun. 2026 was ₹1.50. Hence, Money Masters Leasing & Finance's PB Ratio of today is 0.47.

The historical rank and industry rank for Money Masters Leasing & Finance's PB Ratio or its related term are showing as below:

BOM:535910' s PB Ratio Range Over the Past 10 Years
Min: 0.19   Med: 0.24   Max: 12.28
Current: 0.45

During the past 13 years, Money Masters Leasing & Finance's highest PB Ratio was 12.28. The lowest was 0.19. And the median was 0.24.

BOM:535910's PB Ratio is ranked better than
84.38% of 525 companies
in the Credit Services industry
Industry Median: 1.07 vs BOM:535910: 0.45

During the past 12 months, Money Masters Leasing & Finance's average Book Value Per Share Growth Rate was -4.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 2.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Money Masters Leasing & Finance was 8.00% per year. The lowest was -9.60% per year. And the median was 2.20% per year.

Back to Basics: PB Ratio


Money Masters Leasing & Finance  (BOM:535910) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Money Masters Leasing & Finance PB Ratio Related Terms


Money Masters Leasing & Finance PB Ratio Historical Data

* Premium members only.

The historical data trend for Money Masters Leasing & Finance's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Money Masters Leasing & Finance PB Ratio Chart

Money Masters Leasing & Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.53 1.44 9.78 1.25 0.37

Money Masters Leasing & Finance Quarterly Data
Sep20 Mar21 Sep21 Mar22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.81 0.00 0.37 0.00

BOM:535910 vs V, MA, AXP: PB Ratio Comparison

For the Credit Services subindustry, Money Masters Leasing & Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Money Masters Leasing & Finance PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Money Masters Leasing & Finance's PB Ratio distribution charts can be found below:

* The bar in red indicates where Money Masters Leasing & Finance's PB Ratio falls into.


BOM:535910
49GF Score
Money Masters Leasing & Finance Ltd BOM:535910
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Money Masters Leasing & Finance PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Money Masters Leasing & Finance's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2026)
=0.70/1.5
=0.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.47 mean?
Money Masters Leasing & Finance (BOM:535910) has a PB Ratio of 0.47 as of Jul. 31, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Money Masters Leasing & Finance and its competitors. This is 96% above median its historical median of 0.24. Over the past decade, Money Masters Leasing & Finance's PB Ratio has ranged from 0.19 to 12.28. According to the industry distribution chart, Money Masters Leasing & Finance ranks #82 out of 525 companies in the Credit Services industry, placing it in the top 15.6%.
Is Money Masters Leasing & Finance's PB Ratio too high?
Money Masters Leasing & Finance's current PB Ratio of 0.47 is 96% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 12.28. The Credit Services industry median PB Ratio is 1.07. Money Masters Leasing & Finance's value of 0.47 is 56.1% below this industry median. Based on the distribution chart, Money Masters Leasing & Finance ranks #82 out of 525 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Money Masters Leasing & Finance has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Money Masters Leasing & Finance's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Money Masters Leasing & Finance ranks #82 out of 525 companies for PB Ratio. This places Money Masters Leasing & Finance in the top 16% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.07. Money Masters Leasing & Finance's value of 0.47 is 56.1% below this benchmark. Historically, Money Masters Leasing & Finance's own PB Ratio has ranged from 0.19 to 12.28 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 1.07, Money Masters Leasing & Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.07, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Money Masters Leasing & Finance's current PB Ratio of 0.47 is 56.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Money Masters Leasing & Finance and its competitors. For the Credit Services industry, the median PB Ratio is 1.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Money Masters Leasing & Finance's current PB Ratio is 0.47, which is 96% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Money Masters Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, Money Masters Leasing & Finance (BOM:535910) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2.64, compared to a current price of ₹0.70 — trading 73.5% below its estimated fair value. The current PB Ratio is 0.47, which is 96% above median its 10-year median of 0.24 and 56.1% below the Credit Services industry median of 1.07. Money Masters Leasing & Finance's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Money Masters Leasing & Finance (BOM:535910), the current PB Ratio is 0.47 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Money Masters Leasing & Finance (BOM:535910) Overvalued in 2026?

Based on GuruFocus' analysis, Money Masters Leasing & Finance stock appears to be undervalued. The current stock price of ₹0.70 is trading 73.5% below its estimated GF Value™ of ₹2.64. GuruFocus considers Money Masters Leasing & Finance to be Possible Value Trap.

Key valuation signals for BOM:535910:

  • PB Ratio: 0.47 (96% above median its 10-year median of 0.24)
  • GF Value™: ₹2.64 vs. price of ₹0.70 (73.5% below fair value)
  • GF Score™: 49/100 with 6 warning signs
  • Industry Position: 56.1% below the Credit Services median (#82 of 525)

No single metric tells the full story. See the BOM:535910 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Money Masters Leasing & Finance Business Description

Address TPS VI, 1st Road, 4, Akash Deep, Milan Subway, Ground Floor, Santacruz (West), Mumbai, MH, IND, 400054
Money Masters Leasing & Finance Ltd is engaged in asset financing and leasing. The company is mainly engaged in Hire Purchase activity. The company operates in one segment which is Leasing and Finance. The Company has a lending portfolio across retail, SMEs, and commercial customers in urban and rural India. The company accepts public and corporate deposits and offers a variety of financial services products to its customers.
49GF Score

Get the complete analysis for BOM:535910

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹0.70
Price
₹2.64
GF Value