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Money Masters Leasing & FinanceBOM:535910 +1.61%49 Return-on-Tangible-Equity is 1.68% as of Jun. 2026, which is 46% below its 10-year median of 3.13. GuruFocus rates BOM:535910 with a GF Score™ of 49/100 and a GF Value™ of ₹2.63 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 527 Credit Services companies, Money Masters Leasing & Finance ranks worse than 61.86% on this metric.
The historical rank and industry rank for Money Masters Leasing & Finance's Return-on-Tangible-Equity or its related term are showing as below:
BOM:535910'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 2.32 Med: 3.13 Max: 3.71
Current: 3.51
During the past 13 years, Money Masters Leasing & Finance's highest Return-on-Tangible-Equity was 3.71%. The lowest was 2.32%. And the median was 3.13%.
BOM:535910's Return-on-Tangible-Equity is ranked worse than 61.86% of 527
companies
in the Credit Services industry
Industry Median: 7.24
vs BOM:535910: 3.51
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Money Masters Leasing & Finance Return-on-Tangible-Equity Related Terms
Money Masters Leasing & Finance Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:535910 vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Money Masters Leasing & Finance's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Money Masters Leasing & Finance Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Money Masters Leasing & Finance's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Money Masters Leasing & Finance's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 1.68% mean?
Money Masters Leasing & Finance (BOM:535910) has a Return-on-Tangible-Equity of 1.68% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Money Masters Leasing & Finance and its competitors. This is 46% below median its historical median of 3.13. Over the past decade, Money Masters Leasing & Finance's Return-on-Tangible-Equity has ranged from 2.32 to 3.71. According to the industry distribution chart, Money Masters Leasing & Finance ranks #326 out of 527 companies in the Credit Services industry, placing it in the top 61.9%.
Is Money Masters Leasing & Finance's Return-on-Tangible-Equity too high?
Money Masters Leasing & Finance's current Return-on-Tangible-Equity of 1.68% is 46% below median its 10-year median of 3.13. Over the past 10 years, this metric has ranged from a low of 2.32 to a high of 3.71. The Credit Services industry median Return-on-Tangible-Equity is 7.24. Money Masters Leasing & Finance's value of 1.68% is 76.8% below this industry median. Based on the distribution chart, Money Masters Leasing & Finance ranks #326 out of 527 companies in the Credit Services industry, which is below the industry midpoint. Overall, Money Masters Leasing & Finance has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Money Masters Leasing & Finance's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Money Masters Leasing & Finance ranks #326 out of 527 companies for Return-on-Tangible-Equity. This places Money Masters Leasing & Finance in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.24. Money Masters Leasing & Finance's value of 1.68% is 76.8% below this benchmark. Historically, Money Masters Leasing & Finance's own Return-on-Tangible-Equity has ranged from 2.32 to 3.71 over the past decade. While the company's 10-year median is 3.13 vs. the industry median of 7.24, Money Masters Leasing & Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.24, based on 527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Money Masters Leasing & Finance's current Return-on-Tangible-Equity of 1.68% is 76.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Money Masters Leasing & Finance and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Money Masters Leasing & Finance's current Return-on-Tangible-Equity is 1.68%, which is 46% below median its own 10-year median of 3.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Money Masters Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, Money Masters Leasing & Finance (BOM:535910) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2.63, compared to a current price of ₹0.63 — trading 76% below its estimated fair value. The current Return-on-Tangible-Equity is 1.68%, which is 46% below median its 10-year median of 3.13 and 76.8% below the Credit Services industry median of 7.24. Money Masters Leasing & Finance's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Money Masters Leasing & Finance (BOM:535910), the current Return-on-Tangible-Equity is 1.68% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Money Masters Leasing & Finance (BOM:535910) Overvalued in 2026?
Based on GuruFocus' analysis, Money Masters Leasing & Finance stock appears to be undervalued.
The current stock price of ₹0.63 is trading 76% below its estimated GF Value™ of ₹2.63.
GuruFocus considers Money Masters Leasing & Finance to be Possible Value Trap.
Key valuation signals for BOM:535910:
Return-on-Tangible-Equity: 1.68% (46% below median its 10-year median of 3.13)
GF Value™: ₹2.63 vs. price of ₹0.63 (76% below fair value)
Industry Position: 76.8% below the Credit Services median (#326 of 527)
No single metric tells the full story. See the BOM:535910 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Money Masters Leasing & Finance Ltd is engaged in asset financing and leasing. The company is mainly engaged in Hire Purchase activity. The company operates in one segment which is Leasing and Finance. The Company has a lending portfolio across retail, SMEs, and commercial customers in urban and rural India. The company accepts public and corporate deposits and offers a variety of financial services products to its customers.
49GF Score
Get the complete analysis for BOM:535910
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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