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Money Masters Leasing & FinanceBOM:535910 -1.52%45 ROC (Joel Greenblatt) % is 810.22% as of Jun. 2026, which is 56% below its 10-year median of 1,848.67. GuruFocus rates BOM:535910 with a GF Score™ of 45/100 and a GF Value™ of ₹2.62 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 417 Credit Services companies, Money Masters Leasing & Finance ranks better than 92.33% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Money Masters Leasing & Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 810.22%.
The historical rank and industry rank for Money Masters Leasing & Finance's ROC (Joel Greenblatt) % or its related term are showing as below:
BOM:535910'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 310.65 Med: 1848.67 Max: 3190.57
Current: 1668.23
During the past 13 years, Money Masters Leasing & Finance's highest ROC (Joel Greenblatt) % was 3190.57%. The lowest was 310.65%. And the median was 1848.67%.
BOM:535910's ROC (Joel Greenblatt) % is ranked better than 92.33% of 417
companies
in the Credit Services industry
Industry Median: 28.9
vs BOM:535910: 1668.23
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:535910 vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison
For the Credit Services subindustry, Money Masters Leasing & Finance's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Money Masters Leasing & Finance ROC (Joel Greenblatt) % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Money Masters Leasing & Finance's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Money Masters Leasing & Finance's ROC (Joel Greenblatt) % falls into.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 810.22% mean?
Money Masters Leasing & Finance (BOM:535910) has a ROC (Joel Greenblatt) % of 810.22% as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Money Masters Leasing & Finance and its competitors. This is 56% below median its historical median of 1,848.67. Over the past decade, Money Masters Leasing & Finance's ROC (Joel Greenblatt) % has ranged from 310.65 to 3,190.57. According to the industry distribution chart, Money Masters Leasing & Finance ranks #32 out of 417 companies in the Credit Services industry, placing it in the top 7.7%.
Is Money Masters Leasing & Finance's ROC (Joel Greenblatt) % too high?
Money Masters Leasing & Finance's current ROC (Joel Greenblatt) % of 810.22% is 56% below median its 10-year median of 1,848.67. Over the past 10 years, this metric has ranged from a low of 310.65 to a high of 3,190.57. The Credit Services industry median ROC (Joel Greenblatt) % is 28.90. Money Masters Leasing & Finance's value of 810.22% is 2703.5% above this industry median. Based on the distribution chart, Money Masters Leasing & Finance ranks #32 out of 417 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Money Masters Leasing & Finance has a GF Score™ of 45/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Money Masters Leasing & Finance's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Money Masters Leasing & Finance ranks #32 out of 417 companies for ROC (Joel Greenblatt) %. This places Money Masters Leasing & Finance in the top 8% of its industry — outperforming the majority of peers. The industry median ROC (Joel Greenblatt) % is 28.90. Money Masters Leasing & Finance's value of 810.22% is 2703.5% above this benchmark. Historically, Money Masters Leasing & Finance's own ROC (Joel Greenblatt) % has ranged from 310.65 to 3,190.57 over the past decade. While the company's 10-year median is 1,848.67 vs. the industry median of 28.90, Money Masters Leasing & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 28.90, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Money Masters Leasing & Finance's current ROC (Joel Greenblatt) % of 810.22% is 2703.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Money Masters Leasing & Finance and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 28.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Money Masters Leasing & Finance's current ROC (Joel Greenblatt) % is 810.22%, which is 56% below median its own 10-year median of 1,848.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Money Masters Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, Money Masters Leasing & Finance (BOM:535910) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2.62, compared to a current price of ₹0.65 — trading 75.2% below its estimated fair value. The current ROC (Joel Greenblatt) % is 810.22%, which is 56% below median its 10-year median of 1,848.67 and 2703.5% above the Credit Services industry median of 28.90. Money Masters Leasing & Finance's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Money Masters Leasing & Finance (BOM:535910), the current ROC (Joel Greenblatt) % is 810.22% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Money Masters Leasing & Finance (BOM:535910) Overvalued in 2026?
Based on GuruFocus' analysis, Money Masters Leasing & Finance stock appears to be undervalued.
The current stock price of ₹0.65 is trading 75.2% below its estimated GF Value™ of ₹2.62.
GuruFocus considers Money Masters Leasing & Finance to be Possible Value Trap.
Key valuation signals for BOM:535910:
ROC (Joel Greenblatt) %: 810.22% (56% below median its 10-year median of 1,848.67)
GF Value™: ₹2.62 vs. price of ₹0.65 (75.2% below fair value)
Industry Position: 2703.5% above the Credit Services median (#32 of 417)
No single metric tells the full story. See the BOM:535910 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Money Masters Leasing & Finance Ltd is engaged in asset financing and leasing. The company is mainly engaged in Hire Purchase activity. The company operates in one segment which is Leasing and Finance. The Company has a lending portfolio across retail, SMEs, and commercial customers in urban and rural India. The company accepts public and corporate deposits and offers a variety of financial services products to its customers.
45GF Score
Get the complete analysis for BOM:535910
ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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