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BCO Estado do Rio Grande do Sul SA stock PB Ratio (=0.64) is close to 5-year high of 0.71.
The historical rank and industry rank for BCO Estado do Rio Grande do Sul's PB Ratio or its related term are showing as below:
BSP:BRSR6'
s PB Ratio Range Over the Past 10 Years
Min: 0.43 Med: 0.67 Max: 1.9
Current: 0.64
During the past 13 years, BCO Estado do Rio Grande do Sul's highest PB Ratio was 1.90. The lowest was 0.43. And the median was 0.67.
BSP:BRSR6's PB Ratio is ranked better than 83.49% of 1514
companies
in the Banks industry
Industry Median: 1.11
vs BSP:BRSR6: 0.64
During the past 12 months, BCO Estado do Rio Grande do Sul's average Book Value Per Share Growth Rate was 7.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of BCO Estado do Rio Grande do Sul was 39.60% per year. The lowest was 4.80% per year. And the median was 7.80% per year.
Back to Basics: PB Ratio
BCO Estado do Rio Grande do Sul (BSP:BRSR6) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
BCO Estado do Rio Grande do Sul PB Ratio Related Terms
BCO Estado do Rio Grande do Sul PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCO Estado do Rio Grande do Sul PB Ratio Competitor Comparison
For the Banks - Regional subindustry, BCO Estado do Rio Grande do Sul's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCO Estado do Rio Grande do Sul PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, BCO Estado do Rio Grande do Sul's PB Ratio distribution charts can be found below:
* The bar in red indicates where BCO Estado do Rio Grande do Sul's PB Ratio falls into.
BCO Estado do Rio Grande do Sul PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
BCO Estado do Rio Grande do Sul (BSP:BRSR6) has a PB Ratio of 0.50 as of Jul. 20, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on BCO Estado do Rio Grande do Sul and its competitors. This is 25% below median its historical median of 0.67. Over the past decade, BCO Estado do Rio Grande do Sul's PB Ratio has ranged from 0.43 to 1.90. According to the industry distribution chart, BCO Estado do Rio Grande do Sul ranks #250 out of 1514 companies in the Banks industry, placing it in the top 16.5%.
Is BCO Estado do Rio Grande do Sul's PB Ratio too high?
BCO Estado do Rio Grande do Sul's current PB Ratio of 0.50 is 25% below median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 1.90. The Banks industry median PB Ratio is 1.11. BCO Estado do Rio Grande do Sul's value of 0.50 is 55% below this industry median. Based on the distribution chart, BCO Estado do Rio Grande do Sul ranks #250 out of 1514 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BCO Estado do Rio Grande do Sul has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado do Rio Grande do Sul's PB Ratio compare to competitors?
According to the Banks industry distribution chart, BCO Estado do Rio Grande do Sul ranks #250 out of 1514 companies for PB Ratio. This places BCO Estado do Rio Grande do Sul in the top 17% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. BCO Estado do Rio Grande do Sul's value of 0.50 is 55% below this benchmark. Historically, BCO Estado do Rio Grande do Sul's own PB Ratio has ranged from 0.43 to 1.90 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 1.11, BCO Estado do Rio Grande do Sul has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado do Rio Grande do Sul's current PB Ratio of 0.50 is 55% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on BCO Estado do Rio Grande do Sul and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado do Rio Grande do Sul's current PB Ratio is 0.50, which is 25% below median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado do Rio Grande do Sul stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado do Rio Grande do Sul (BSP:BRSR6) is currently considered Fairly Valued. The stock's GF Value™ is R$13.74, compared to a current price of R$13.81 — trading 0.5% above its estimated fair value. The current PB Ratio is 0.50, which is 25% below median its 10-year median of 0.67 and 55% below the Banks industry median of 1.11. BCO Estado do Rio Grande do Sul's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For BCO Estado do Rio Grande do Sul (BSP:BRSR6), the current PB Ratio is 0.50 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCO Estado do Rio Grande do Sul (BSP:BRSR6) Overvalued in 2026?
Based on GuruFocus' analysis, BCO Estado do Rio Grande do Sul stock appears to be overvalued.
The current stock price of R$13.81 is trading 0.5% above its estimated GF Value™ of R$13.74.
GuruFocus considers BCO Estado do Rio Grande do Sul to be Fairly Valued.
Key valuation signals for BSP:BRSR6:
PB Ratio: 0.50 (25% below median its 10-year median of 0.67)
GF Value™: R$13.74 vs. price of R$13.81 (0.5% above fair value)
Industry Position: 55% below the Banks median (#250 of 1514)
No single metric tells the full story. See the BSP:BRSR6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCO Estado do Rio Grande do Sul Business Description
BCO Estado do Rio Grande do Sul SA is a Brazil-based commercial bank that provides personal and corporate banking services. It provides financial services such as multiple banks, providing brokering services, consortia, card management, and warehouses. The company with its subsidiaries and affiliates operates commercial, lending, financing and investment, mortgage loan, development, leasing, and investment portfolios, including foreign exchange transactions, securities brokerage, and credit card and consortium management.
73GF Score
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