CASH Financial Services GroupCFLSF 32 PB Ratio is 1.85 as of Jun. 29, 2026, which is 340% above its 10-year median of 0.42. GuruFocus rates CFLSF with a GF Score™ of 32/100 and a GF Value™ of $0.04. The stock has 5 warning signs investors should review. Among 783 Capital Markets companies, CASH Financial Services Group ranks worse than 53.64% on this metric.
The historical rank and industry rank for CASH Financial Services Group's PB Ratio or its related term are showing as below:
CFLSF'
s PB Ratio Range Over the Past 10 Years
Min: 0.15 Med: 0.42 Max: 3.61
Current: 1.51
During the past 13 years, CASH Financial Services Group's highest PB Ratio was 3.61. The lowest was 0.15. And the median was 0.42.
CFLSF's PB Ratio is ranked worse than 53.64% of 783
companies
in the Capital Markets industry
Industry Median: 1.3
vs CFLSF: 1.51
During the past 12 months, CASH Financial Services Group's average Book Value Per Share Growth Rate was -16.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -30.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -28.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -18.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of CASH Financial Services Group was 10.90% per year. The lowest was -49.00% per year. And the median was -14.40% per year.
Back to Basics: PB Ratio
CASH Financial Services Group (OTCPK:CFLSF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
CASH Financial Services Group PB Ratio Related Terms
CASH Financial Services Group PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, CASH Financial Services Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CASH Financial Services Group PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, CASH Financial Services Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where CASH Financial Services Group's PB Ratio falls into.
CASH Financial Services Group PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
CASH Financial Services Group (CFLSF) has a PB Ratio of 1.85 as of Jun. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on CASH Financial Services Group and its competitors. This is 340% above median its historical median of 0.42. Over the past decade, CASH Financial Services Group's PB Ratio has ranged from 0.15 to 3.61. According to the industry distribution chart, CASH Financial Services Group ranks #420 out of 783 companies in the Capital Markets industry, placing it in the top 53.6%.
Is CASH Financial Services Group's PB Ratio too high?
CASH Financial Services Group's current PB Ratio of 1.85 is 340% above median its 10-year median of 0.42. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 3.61. The Capital Markets industry median PB Ratio is 1.30. CASH Financial Services Group's value of 1.85 is 42.3% above this industry median. Based on the distribution chart, CASH Financial Services Group ranks #420 out of 783 companies in the Capital Markets industry, which is below the industry midpoint. Overall, CASH Financial Services Group has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does CASH Financial Services Group's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, CASH Financial Services Group ranks #420 out of 783 companies for PB Ratio. This places CASH Financial Services Group in the lower half of its industry. The industry median PB Ratio is 1.30. CASH Financial Services Group's value of 1.85 is 42.3% above this benchmark. Historically, CASH Financial Services Group's own PB Ratio has ranged from 0.15 to 3.61 over the past decade. While the company's 10-year median is 0.42 vs. the industry median of 1.30, CASH Financial Services Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.30, based on 783 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CASH Financial Services Group's current PB Ratio of 1.85 is 42.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on CASH Financial Services Group and its competitors. For the Capital Markets industry, the median PB Ratio is 1.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CASH Financial Services Group's current PB Ratio is 1.85, which is 340% above median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CASH Financial Services Group stock overvalued right now?
CASH Financial Services Group (CFLSF) has a current PB Ratio of 1.85. The stock's GF Value™ is $0.04, compared to a current price of $0.10 — trading 150% above its estimated fair value. The current PB Ratio is 1.85, which is 340% above median its 10-year median of 0.42 and 42.3% above the Capital Markets industry median of 1.30. CASH Financial Services Group's overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For CASH Financial Services Group (CFLSF), the current PB Ratio is 1.85 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CASH Financial Services Group (CFLSF) Overvalued in 2026?
Based on GuruFocus' analysis, CASH Financial Services Group stock appears to be overvalued.
The current stock price of $0.10 is trading 150% above its estimated GF Value™ of $0.04.
Key valuation signals for CFLSF:
PB Ratio: 1.85 (340% above median its 10-year median of 0.42)
GF Value™: $0.04 vs. price of $0.10 (150% above fair value)
Industry Position: 42.3% above the Capital Markets median (#420 of 783)
No single metric tells the full story. See the CFLSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CASH Financial Services Group Business Description
CASH Financial Services Group Ltd is engaged in the provision of online and traditional brokerage of securities, futures and options as well as general and life insurance, mutual funds and mandatory provident fund products; proprietary trading of equity securities and derivatives; provision of margin financing and money lending services; and provision of investment management services. Its segments include Financial services, and Investment management. It derives revenue from Broking services, Wealth management services, Investment management services, Handling and other services. Geographically, the company derives maximum revenue from Hong Kong, and also has its presence in the PRC.
32GF Score
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