Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) PB Ratio: 0.19 (As of Jul. 08, 2026) — 30% Below Median


CHIX:CRSUP Credit Agricole Sud-Rhone-Alpes CHIX:CRSUP
44 GF Score
Price €160.01
GF Value €96.44
View Full Analysis

What is Credit Agricole Sud-Rhone-Alpes PB Ratio?

Credit Agricole Sud-Rhone-Alpes CHIX:CRSUP 44 PB Ratio is 0.19 as of Jul. 08, 2026, which is 30% below its 10-year median of 0.27. GuruFocus rates CHIX:CRSUP with a GF Score™ of 44/100 and a GF Value™ of €96.44. Among 1,518 Banks companies, Credit Agricole Sud-Rhone-Alpes ranks better than 96.77% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-08), Credit Agricole Sud-Rhone-Alpes's share price is €160.01. Credit Agricole Sud-Rhone-Alpes's Book Value per Share for the quarter that ended in Dec. 2025 was €825.46. Hence, Credit Agricole Sud-Rhone-Alpes's PB Ratio of today is 0.19.

The historical rank and industry rank for Credit Agricole Sud-Rhone-Alpes's PB Ratio or its related term are showing as below:

CHIX:CRSUp' s PB Ratio Range Over the Past 10 Years
Min: 0.16   Med: 0.27   Max: 0.44
Current: 0.27

During the past 13 years, Credit Agricole Sud-Rhone-Alpes's highest PB Ratio was 0.44. The lowest was 0.16. And the median was 0.27.

CHIX:CRSUp's PB Ratio is ranked better than
96.77% of 1518 companies
in the Banks industry
Industry Median: 1.1 vs CHIX:CRSUp: 0.27

During the past 12 months, Credit Agricole Sud-Rhone-Alpes's average Book Value Per Share Growth Rate was 11.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 8.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 6.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Credit Agricole Sud-Rhone-Alpes was 9.50% per year. The lowest was -9.40% per year. And the median was 6.40% per year.

Back to Basics: PB Ratio


Credit Agricole Sud-Rhone-Alpes  (CHIX:CRSUp) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Credit Agricole Sud-Rhone-Alpes PB Ratio Related Terms


Credit Agricole Sud-Rhone-Alpes PB Ratio Historical Data

* Premium members only.

The historical data trend for Credit Agricole Sud-Rhone-Alpes's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Sud-Rhone-Alpes PB Ratio Chart

Credit Agricole Sud-Rhone-Alpes Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.25 0.23 0.22 0.19

Credit Agricole Sud-Rhone-Alpes Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.23 0.22 0.22 0.21 0.19

Credit Agricole Sud-Rhone-Alpes PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole Sud-Rhone-Alpes's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Sud-Rhone-Alpes PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole Sud-Rhone-Alpes's PB Ratio distribution charts can be found below:

* The bar in red indicates where Credit Agricole Sud-Rhone-Alpes's PB Ratio falls into.


CHIX:CRSUP
44GF Score
Credit Agricole Sud-Rhone-Alpes CHIX:CRSUP
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Agricole Sud-Rhone-Alpes PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Credit Agricole Sud-Rhone-Alpes's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=160.01/825.456
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.19 mean?
Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) has a PB Ratio of 0.19 as of Jul. 08, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Credit Agricole Sud-Rhone-Alpes and its competitors. This is 30% below median its historical median of 0.27. Over the past decade, Credit Agricole Sud-Rhone-Alpes' PB Ratio has ranged from 0.16 to 0.44. According to the industry distribution chart, Credit Agricole Sud-Rhone-Alpes ranks #49 out of 1518 companies in the Banks industry, placing it in the top 3.2%.
Is Credit Agricole Sud-Rhone-Alpes' PB Ratio too high?
Credit Agricole Sud-Rhone-Alpes' current PB Ratio of 0.19 is 30% below median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.44. The Banks industry median PB Ratio is 1.10. Credit Agricole Sud-Rhone-Alpes' value of 0.19 is 82.7% below this industry median. Based on the distribution chart, Credit Agricole Sud-Rhone-Alpes ranks #49 out of 1518 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Agricole Sud-Rhone-Alpes has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Sud-Rhone-Alpes' PB Ratio compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Sud-Rhone-Alpes ranks #49 out of 1518 companies for PB Ratio. This places Credit Agricole Sud-Rhone-Alpes in the top 3% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.10. Credit Agricole Sud-Rhone-Alpes' value of 0.19 is 82.7% below this benchmark. Historically, Credit Agricole Sud-Rhone-Alpes' own PB Ratio has ranged from 0.16 to 0.44 over the past decade. While the company's 10-year median is 0.27 vs. the industry median of 1.10, Credit Agricole Sud-Rhone-Alpes has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Sud-Rhone-Alpes's current PB Ratio of 0.19 is 82.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Credit Agricole Sud-Rhone-Alpes and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Sud-Rhone-Alpes's current PB Ratio is 0.19, which is 30% below median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Sud-Rhone-Alpes stock overvalued right now?
Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) has a current PB Ratio of 0.19. The stock's GF Value™ is €96.44, compared to a current price of €160.01 — trading 65.9% above its estimated fair value. The current PB Ratio is 0.19, which is 30% below median its 10-year median of 0.27 and 82.7% below the Banks industry median of 1.10. Credit Agricole Sud-Rhone-Alpes' overall GF Score™ is 44/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP), the current PB Ratio is 0.19 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Sud-Rhone-Alpes (CHIX:CRSUP) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Sud-Rhone-Alpes stock appears to be overvalued. The current stock price of €160.01 is trading 65.9% above its estimated GF Value™ of €96.44.

Key valuation signals for CHIX:CRSUP:

  • PB Ratio: 0.19 (30% below median its 10-year median of 0.27)
  • GF Value™: €96.44 vs. price of €160.01 (65.9% above fair value)
  • GF Score™: 44/100
  • Industry Position: 82.7% below the Banks median (#49 of 1518)

No single metric tells the full story. See the CHIX:CRSUP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Sud-Rhone-Alpes Business Description

Other Exchanges CRSU:France
Address 15-17 Rue Paul Claudel, BP 67, Grenoble, FRA, 38041
Credit Agricole Sud-Rhone-Alpes is a regional bank serving south-eastern France. The company offers credit to businesses, individuals, professionals, agricultural cooperatives and the public sector.
44GF Score

Get the complete analysis for CHIX:CRSUP

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€160.01
Price
€96.44
GF Value