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The historical rank and industry rank for Union Bank of Colombo's PB Ratio or its related term are showing as below:
COL:UBC.N0000'
s PB Ratio Range Over the Past 10 Years
Min: 0.31 Med: 0.69 Max: 1.14
Current: 0.76
During the past 13 years, Union Bank of Colombo's highest PB Ratio was 1.14. The lowest was 0.31. And the median was 0.69.
COL:UBC.N0000's PB Ratio is not ranked
in the Banks industry.
Industry Median: 1.12
vs COL:UBC.N0000: 0.76
During the past 12 months, Union Bank of Colombo's average Book Value Per Share Growth Rate was 1.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 2.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Union Bank of Colombo was 8.20% per year. The lowest was -0.30% per year. And the median was 2.60% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bank of Colombo PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Union Bank of Colombo's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Bank of Colombo PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Union Bank of Colombo's PB Ratio distribution charts can be found below:
* The bar in red indicates where Union Bank of Colombo's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Union Bank of Colombo (COL:UBC.N0000) has a PB Ratio of 0.76 as of Sep. 08, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Union Bank of Colombo and its competitors. This is 10% above median its historical median of 0.69. Over the past decade, Union Bank of Colombo's PB Ratio has ranged from 0.31 to 1.14.
Is Union Bank of Colombo's PB Ratio too high?
Union Bank of Colombo's current PB Ratio of 0.76 is 10% above median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 1.14. The Banks industry median PB Ratio is 1.12. Union Bank of Colombo's value of 0.76 is 32.1% below this industry median. Overall, Union Bank of Colombo has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Union Bank of Colombo's PB Ratio compare to competitors?
Union Bank of Colombo's PB Ratio of 0.76 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.12. Union Bank of Colombo's value of 0.76 is 32.1% below this benchmark. Historically, Union Bank of Colombo's own PB Ratio has ranged from 0.31 to 1.14 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 1.12, Union Bank of Colombo has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Bank of Colombo's current PB Ratio of 0.76 is 32.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Union Bank of Colombo and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bank of Colombo's current PB Ratio is 0.76, which is 10% above median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank of Colombo stock overvalued right now?
Union Bank of Colombo (COL:UBC.N0000) has a current PB Ratio of 0.76. The stock's GF Value™ is රු11.01, compared to a current price of රු14.40 — trading 30.8% above its estimated fair value. The current PB Ratio is 0.76, which is 10% above median its 10-year median of 0.69 and 32.1% below the Banks industry median of 1.12. Union Bank of Colombo's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Union Bank of Colombo (COL:UBC.N0000), the current PB Ratio is 0.76 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Bank of Colombo (COL:UBC.N0000) Overvalued in 2026?
Based on GuruFocus' analysis, Union Bank of Colombo stock appears to be overvalued.
The current stock price of රු14.40 is trading 30.8% above its estimated GF Value™ of රු11.01.
Key valuation signals for COL:UBC.N0000:
PB Ratio: 0.76 (10% above median its 10-year median of 0.69)
GF Value™: රු11.01 vs. price of රු14.40 (30.8% above fair value)
No single metric tells the full story. See the COL:UBC.N0000 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Bank of Colombo PLC is a provider of banking services. The company's services include commercial banking and the provision of related financial services including, accepting deposits, personal banking, retail banking, trade financing, off-shore banking, resident and non-resident foreign currency operations, corporate and retail credit, pawning, project financing, lease financing, rural credit, internet banking, money remittance facilities, dealing in Government Securities and treasury related products and margin trading, among others. It operates under four business segments, namely Corporate Banking, SME, Retail, and Treasury. It generates maximum revenue from Retail Segment. The Bank also operates in Asia, Europe, America, Australia, Middle East, majority of revenue from Asia.
61GF Score
Get the complete analysis for COL:UBC.N0000
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