BRAC Bank (DHA:BRACBANK) PB Ratio: 1.30 (As of Aug. 16, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:BRACBANK BRAC Bank PLC DHA:BRACBANK
93 GF Score
Price BDT64.40
GF Value BDT62.73
Valuation Fairly Valued
! 2 Warning Signs
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What is BRAC Bank PB Ratio?

BRAC Bank DHA:BRACBANK -0.31% 93 PB Ratio is 1.30 as of Aug. 16, 2026, which is 4% below its 10-year median of 1.35. GuruFocus rates DHA:BRACBANK with a GF Score™ of 93/100 and a GF Value™ of BDT62.73 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,515 Banks companies, BRAC Bank ranks worse than 63.7% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-16), BRAC Bank's share price is BDT64.40. BRAC Bank's Book Value per Share for the quarter that ended in Jun. 2026 was BDT49.38. Hence, BRAC Bank's PB Ratio of today is 1.30.

Good Sign:

BRAC Bank PLC stock PB Ratio (=1.3) is close to 1-year low of 1.24.

The historical rank and industry rank for BRAC Bank's PB Ratio or its related term are showing as below:

DHA:BRACBANK' s PB Ratio Range Over the Past 10 Years
Min: 0.86   Med: 1.35   Max: 3.7
Current: 1.3

During the past 13 years, BRAC Bank's highest PB Ratio was 3.70. The lowest was 0.86. And the median was 1.35.

DHA:BRACBANK's PB Ratio is ranked worse than
63.7% of 1515 companies
in the Banks industry
Industry Median: 1.12 vs DHA:BRACBANK: 1.30

During the past 12 months, BRAC Bank's average Book Value Per Share Growth Rate was 33.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 16.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 14.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 17.20% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of BRAC Bank was 22.10% per year. The lowest was 10.60% per year. And the median was 14.70% per year.

Back to Basics: PB Ratio


BRAC Bank  (DHA:BRACBANK) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


BRAC Bank PB Ratio Related Terms


BRAC Bank PB Ratio Historical Data

* Premium members only.

The historical data trend for BRAC Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BRAC Bank PB Ratio Chart

BRAC Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.35 0.88 0.87 1.11 1.22

BRAC Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.19 1.34 1.22 1.19 1.33

BRAC Bank PB Ratio Competitor Comparison

For the Banks - Regional subindustry, BRAC Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BRAC Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BRAC Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where BRAC Bank's PB Ratio falls into.


DHA:BRACBANK
93GF Score
BRAC Bank PLC DHA:BRACBANK
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BRAC Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

BRAC Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2026)
=64.40/49.383
=1.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.30 mean?
BRAC Bank (DHA:BRACBANK) has a PB Ratio of 1.30 as of Aug. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on BRAC Bank and its competitors. This is near median its historical median of 1.35. Over the past decade, BRAC Bank's PB Ratio has ranged from 0.86 to 3.70. According to the industry distribution chart, BRAC Bank ranks #965 out of 1515 companies in the Banks industry, placing it in the top 63.7%.
Is BRAC Bank's PB Ratio too high?
BRAC Bank's current PB Ratio of 1.30 is near median its 10-year median of 1.35. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 3.70. The Banks industry median PB Ratio is 1.12. BRAC Bank's value of 1.30 is 16.1% above this industry median. Based on the distribution chart, BRAC Bank ranks #965 out of 1515 companies in the Banks industry, which is below the industry midpoint. Overall, BRAC Bank has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BRAC Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, BRAC Bank ranks #965 out of 1515 companies for PB Ratio. This places BRAC Bank in the lower half of its industry. The industry median PB Ratio is 1.12. BRAC Bank's value of 1.30 is 16.1% above this benchmark. Historically, BRAC Bank's own PB Ratio has ranged from 0.86 to 3.70 over the past decade. While the company's 10-year median is 1.35 vs. the industry median of 1.12, BRAC Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BRAC Bank's current PB Ratio of 1.30 is 16.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on BRAC Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BRAC Bank's current PB Ratio is 1.30, which is near median its own 10-year median of 1.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRAC Bank stock overvalued right now?
Based on GuruFocus' analysis, BRAC Bank (DHA:BRACBANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT62.73, compared to a current price of BDT64.40 — trading 2.7% above its estimated fair value. The current PB Ratio is 1.30, which is near median its 10-year median of 1.35 and 16.1% above the Banks industry median of 1.12. BRAC Bank's overall GF Score™ is 93/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For BRAC Bank (DHA:BRACBANK), the current PB Ratio is 1.30 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BRAC Bank (DHA:BRACBANK) Overvalued in 2026?

Based on GuruFocus' analysis, BRAC Bank stock appears to be overvalued. The current stock price of BDT64.40 is trading 2.7% above its estimated GF Value™ of BDT62.73. GuruFocus considers BRAC Bank to be Fairly Valued.

Key valuation signals for DHA:BRACBANK:

  • PB Ratio: 1.30 (near median its 10-year median of 1.35)
  • GF Value™: BDT62.73 vs. price of BDT64.40 (2.7% above fair value)
  • GF Score™: 93/100 with 2 warning signs
  • Industry Position: 16.1% above the Banks median (#965 of 1515)

No single metric tells the full story. See the DHA:BRACBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BRAC Bank Business Description

Address Tejgaon-Gulshan Link Road, Anik Tower, 220/B, Tejgaon Industrial Area, Dhaka, BGD, 1208
BRAC Bank PLC is a Bangladesh-based banking corporation that provides various banking and non-banking services. Its services include deposit schemes such as current deposits, saving deposits, term deposits and other deposits. The company also provides loans and advances, guarantees, term loans, business loans, home loans and other credit facilities. In addition, it offers brokerage services to local institutions, retail clients and non-resident Bangladeshis. The group operates its business through reportable segments namely Small and medium enterprises, Retail, Corporate and Treasury.
93GF Score

Get the complete analysis for DHA:BRACBANK

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT64.40
Price
BDT62.73
GF Value