Elah HoldingsELLH 57 PB Ratio is 1.78 as of Jun. 29, 2026, which is 41% below its 10-year median of 3.01. GuruFocus rates ELLH with a GF Score™ of 57/100 and a GF Value™ of $20.06 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 475 Diversified Financial Services companies, Elah Holdings ranks worse than 72.84% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-29), Elah Holdings's share price is $13.00. Elah Holdings's Book Value per Share for the quarter that ended in Sep. 2025 was $7.31. Hence, Elah Holdings's PB Ratio of today is 1.78.
The historical rank and industry rank for Elah Holdings's PB Ratio or its related term are showing as below:
ELLH'
s PB Ratio Range Over the Past 10 Years
Min: 1.36 Med: 3.01 Max: 5.3
Current: 1.78
During the past 13 years, Elah Holdings's highest PB Ratio was 5.30. The lowest was 1.36. And the median was 3.01.
ELLH's PB Ratio is ranked worse than 72.84% of 475
companies
in the Diversified Financial Services industry
Industry Median: 1.39
vs ELLH: 1.78
During the past 12 months, Elah Holdings's average Book Value Per Share Growth Rate was -30.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -19.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -16.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Elah Holdings was 174.90% per year. The lowest was -88.70% per year. And the median was 0.85% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Elah Holdings PB Ratio Related Terms
Elah Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for Elah Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Shell Companies subindustry, Elah Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Elah Holdings PB Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Elah Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Elah Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Elah Holdings's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Elah Holdings (ELLH) has a PB Ratio of 1.78 as of Jun. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Elah Holdings and its competitors. This is 41% below median its historical median of 3.01. Over the past decade, Elah Holdings' PB Ratio has ranged from 1.36 to 5.30. According to the industry distribution chart, Elah Holdings ranks #346 out of 475 companies in the Diversified Financial Services industry, placing it in the top 72.8%.
Is Elah Holdings' PB Ratio too high?
Elah Holdings' current PB Ratio of 1.78 is 41% below median its 10-year median of 3.01. Over the past 10 years, this metric has ranged from a low of 1.36 to a high of 5.30. The Diversified Financial Services industry median PB Ratio is 1.39. Elah Holdings' value of 1.78 is 28.1% above this industry median. Based on the distribution chart, Elah Holdings ranks #346 out of 475 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, Elah Holdings has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Elah Holdings' PB Ratio compare to NIMU and BOREF?
According to the Diversified Financial Services industry distribution chart, Elah Holdings ranks #346 out of 475 companies for PB Ratio. This places Elah Holdings in the lower half of its industry. The industry median PB Ratio is 1.39. Elah Holdings' value of 1.78 is 28.1% above this benchmark. Historically, Elah Holdings' own PB Ratio has ranged from 1.36 to 5.30 over the past decade. While the company's 10-year median is 3.01 vs. the industry median of 1.39, Elah Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Diversified Financial Services company?
The median PB Ratio among Diversified Financial Services companies is 1.39, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Elah Holdings's current PB Ratio of 1.78 is 28.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Elah Holdings and its competitors. For the Diversified Financial Services industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Elah Holdings's current PB Ratio is 1.78, which is 41% below median its own 10-year median of 3.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elah Holdings stock overvalued right now?
Based on GuruFocus' analysis, Elah Holdings (ELLH) is currently considered Possible Value Trap. The stock's GF Value™ is $20.06, compared to a current price of $13.00 — trading 35.2% below its estimated fair value. The current PB Ratio is 1.78, which is 41% below median its 10-year median of 3.01 and 28.1% above the Diversified Financial Services industry median of 1.39. Elah Holdings' overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Elah Holdings (ELLH), the current PB Ratio is 1.78 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Elah Holdings (ELLH) Overvalued in 2026?
Based on GuruFocus' analysis, Elah Holdings stock appears to be undervalued.
The current stock price of $13.00 is trading 35.2% below its estimated GF Value™ of $20.06.
GuruFocus considers Elah Holdings to be Possible Value Trap.
Key valuation signals for ELLH:
PB Ratio: 1.78 (41% below median its 10-year median of 3.01)
GF Value™: $20.06 vs. price of $13.00 (35.2% below fair value)
Industry Position: 28.1% above the Diversified Financial Services median (#346 of 475)
No single metric tells the full story. See the ELLH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Elah Holdings Inc is a holding company. The company has operated as one single segment and continues to execute its longstanding business plan of seeking to acquire profitable businesses in the commercial and industrial markets and supporting the performance of such acquisitions post-closing.
57GF Score
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