EQB (EQGPF) PB Ratio: 1.46 (As of Jul. 02, 2026) — 33% Above Median


EQGPF EQB Inc EQGPF
82 GF Score
Price $96.70
GF Value $81.54
Valuation Modestly Overvalued
! 7 Warning Signs
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What is EQB PB Ratio?

EQB EQGPF +4.02% 82 PB Ratio is 1.46 as of Jul. 02, 2026, which is 33% above its 10-year median of 1.10. GuruFocus rates EQGPF with a GF Score™ of 82/100 and a GF Value™ of $81.54 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,517 Banks companies, EQB ranks worse than 75.15% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-02), EQB's share price is $96.70. EQB's Book Value per Share for the quarter that ended in Apr. 2026 was $66.31. Hence, EQB's PB Ratio of today is 1.46.

Warning Sign:

EQB Inc stock PB Ratio (=1.41) is close to 5-year high of 1.52.

The historical rank and industry rank for EQB's PB Ratio or its related term are showing as below:

EQGPF' s PB Ratio Range Over the Past 10 Years
Min: 0.61   Med: 1.1   Max: 1.57
Current: 1.52

During the past 13 years, EQB's highest PB Ratio was 1.57. The lowest was 0.61. And the median was 1.10.

EQGPF's PB Ratio is ranked worse than
75.15% of 1517 companies
in the Banks industry
Industry Median: 1.1 vs EQGPF: 1.52

During the past 12 months, EQB's average Book Value Per Share Growth Rate was 7.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 15.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 16.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 15.60% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of EQB was 24.10% per year. The lowest was 12.40% per year. And the median was 16.10% per year.

Back to Basics: PB Ratio


EQB  (OTCPK:EQGPF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


EQB PB Ratio Related Terms


EQB PB Ratio Historical Data

* Premium members only.

The historical data trend for EQB's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EQB PB Ratio Chart

EQB Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Oct24 Oct25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.04 1.26 0.90 1.30 1.03

EQB Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.07 1.18 1.03 1.25 1.34

EQGPF vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, EQB's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EQB PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, EQB's PB Ratio distribution charts can be found below:

* The bar in red indicates where EQB's PB Ratio falls into.


EQGPF
82GF Score
EQB Inc EQGPF
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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EQB PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

EQB's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Apr. 2026)
=96.70/66.307
=1.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.46 mean?
EQB (EQGPF) has a PB Ratio of 1.46 as of Jul. 02, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on EQB and its competitors. This is 33% above median its historical median of 1.10. Over the past decade, EQB's PB Ratio has ranged from 0.61 to 1.57. According to the industry distribution chart, EQB ranks #1140 out of 1517 companies in the Banks industry, placing it in the top 75.1%.
Is EQB's PB Ratio too high?
EQB's current PB Ratio of 1.46 is 33% above median its 10-year median of 1.10. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 1.57. The Banks industry median PB Ratio is 1.10. EQB's value of 1.46 is 32.7% above this industry median. Based on the distribution chart, EQB ranks #1140 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, EQB has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EQB's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, EQB ranks #1140 out of 1517 companies for PB Ratio. This places EQB in the lower half of its industry. The industry median PB Ratio is 1.10. EQB's value of 1.46 is 32.7% above this benchmark. Historically, EQB's own PB Ratio has ranged from 0.61 to 1.57 over the past decade. While the company's 10-year median is 1.10 vs. the industry median of 1.10, EQB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EQB's current PB Ratio of 1.46 is 32.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on EQB and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EQB's current PB Ratio is 1.46, which is 33% above median its own 10-year median of 1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EQB stock overvalued right now?
Based on GuruFocus' analysis, EQB (EQGPF) is currently considered Modestly Overvalued. The stock's GF Value™ is $81.54, compared to a current price of $96.70 — trading 18.6% above its estimated fair value. The current PB Ratio is 1.46, which is 33% above median its 10-year median of 1.10 and 32.7% above the Banks industry median of 1.10. EQB's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For EQB (EQGPF), the current PB Ratio is 1.46 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EQB (EQGPF) Overvalued in 2026?

Based on GuruFocus' analysis, EQB stock appears to be overvalued. The current stock price of $96.70 is trading 18.6% above its estimated GF Value™ of $81.54. GuruFocus considers EQB to be Modestly Overvalued.

Key valuation signals for EQGPF:

  • PB Ratio: 1.46 (33% above median its 10-year median of 1.10)
  • GF Value™: $81.54 vs. price of $96.70 (18.6% above fair value)
  • GF Score™: 82/100 with 7 warning signs
  • Industry Position: 32.7% above the Banks median (#1140 of 1517)

No single metric tells the full story. See the EQGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EQB Business Description

Other Exchanges V22:GermanyEQB:Canada
Address 25 Ontario Street, Suite 2200, Toronto, ON, CAN, M5A 0Y9
EQB Inc operates through its wholly owned subsidiary, Equitable Bank, Canada's Challenger BankTM. It serves Canadians through two business lines, Personal Banking and Business Banking. The company differentiates by providing a host of challenger bank deposit services, alternative single-family lending, reverse mortgage lending, insurance lending, Specialized finance, Commercial finance group, Equipment financing, credit union services and trust services.
82GF Score

Get the complete analysis for EQGPF

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$96.70
Price
$81.54
GF Value