FBAK (First National Bank Alaska) PB Ratio: 1.76 (As of Jun. 25, 2026) — 24% Above Median


FBAK First National Bank Alaska FBAK
66 GF Score
Price $320.00
GF Value $264.12
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is First National Bank Alaska PB Ratio?

First National Bank Alaska FBAK +0.71% 66 PB Ratio is 1.76 as of Jun. 25, 2026, which is 24% above its 10-year median of 1.42. GuruFocus rates FBAK with a GF Score™ of 66/100 and a GF Value™ of $264.12 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,515 Banks companies, First National Bank Alaska ranks worse than 85.21% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), First National Bank Alaska's share price is $320.00. First National Bank Alaska's Book Value per Share for the quarter that ended in Mar. 2026 was $182.01. Hence, First National Bank Alaska's PB Ratio of today is 1.76.

Warning Sign:

First National Bank Alaska stock PB Ratio (=1.76) is close to 3-year high of 1.86.

The historical rank and industry rank for First National Bank Alaska's PB Ratio or its related term are showing as below:

FBAK' s PB Ratio Range Over the Past 10 Years
Min: 1   Med: 1.42   Max: 2.01
Current: 1.76

During the past 13 years, First National Bank Alaska's highest PB Ratio was 2.01. The lowest was 1.00. And the median was 1.42.

FBAK's PB Ratio is ranked worse than
85.21% of 1515 companies
in the Banks industry
Industry Median: 1.08 vs FBAK: 1.76

During the past 12 months, First National Bank Alaska's average Book Value Per Share Growth Rate was 7.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 11.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -0.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 0.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of First National Bank Alaska was 11.80% per year. The lowest was -9.40% per year. And the median was 2.40% per year.

Back to Basics: PB Ratio


First National Bank Alaska  (OTCPK:FBAK) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


First National Bank Alaska PB Ratio Related Terms


First National Bank Alaska PB Ratio Historical Data

* Premium members only.

The historical data trend for First National Bank Alaska's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First National Bank Alaska PB Ratio Chart

First National Bank Alaska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.32 1.81 1.36 1.43 1.67

First National Bank Alaska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.39 1.48 1.52 1.67 1.64

FBAK vs NBN, OCFC, CCB: PB Ratio Comparison

For the Banks - Regional subindustry, First National Bank Alaska's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First National Bank Alaska PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First National Bank Alaska's PB Ratio distribution charts can be found below:

* The bar in red indicates where First National Bank Alaska's PB Ratio falls into.


FBAK
66GF Score
First National Bank Alaska FBAK
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First National Bank Alaska PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

First National Bank Alaska's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=320.00/182.014
=1.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.76 mean?
First National Bank Alaska (FBAK) has a PB Ratio of 1.76 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on First National Bank Alaska and its competitors. This is 24% above median its historical median of 1.42. Over the past decade, First National Bank Alaska's PB Ratio has ranged from 1.00 to 2.01. According to the industry distribution chart, First National Bank Alaska ranks #1291 out of 1515 companies in the Banks industry, placing it in the top 85.2%.
Is First National Bank Alaska's PB Ratio too high?
First National Bank Alaska's current PB Ratio of 1.76 is 24% above median its 10-year median of 1.42. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 2.01. The Banks industry median PB Ratio is 1.08. First National Bank Alaska's value of 1.76 is 63% above this industry median. Based on the distribution chart, First National Bank Alaska ranks #1291 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First National Bank Alaska has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First National Bank Alaska's PB Ratio compare to NBN and OCFC?
According to the Banks industry distribution chart, First National Bank Alaska ranks #1291 out of 1515 companies for PB Ratio. This places First National Bank Alaska in the lower half of its industry. The industry median PB Ratio is 1.08. First National Bank Alaska's value of 1.76 is 63% above this benchmark. Historically, First National Bank Alaska's own PB Ratio has ranged from 1.00 to 2.01 over the past decade. While the company's 10-year median is 1.42 vs. the industry median of 1.08, First National Bank Alaska has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First National Bank Alaska's current PB Ratio of 1.76 is 63% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on First National Bank Alaska and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First National Bank Alaska's current PB Ratio is 1.76, which is 24% above median its own 10-year median of 1.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National Bank Alaska stock overvalued right now?
Based on GuruFocus' analysis, First National Bank Alaska (FBAK) is currently considered Modestly Overvalued. The stock's GF Value™ is $264.12, compared to a current price of $320.00 — trading 21.2% above its estimated fair value. The current PB Ratio is 1.76, which is 24% above median its 10-year median of 1.42 and 63% above the Banks industry median of 1.08. First National Bank Alaska's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For First National Bank Alaska (FBAK), the current PB Ratio is 1.76 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First National Bank Alaska (FBAK) Overvalued in 2026?

Based on GuruFocus' analysis, First National Bank Alaska stock appears to be overvalued. The current stock price of $320.00 is trading 21.2% above its estimated GF Value™ of $264.12. GuruFocus considers First National Bank Alaska to be Modestly Overvalued.

Key valuation signals for FBAK:

  • PB Ratio: 1.76 (24% above median its 10-year median of 1.42)
  • GF Value™: $264.12 vs. price of $320.00 (21.2% above fair value)
  • GF Score™: 66/100 with 6 warning signs
  • Industry Position: 63% above the Banks median (#1291 of 1515)

No single metric tells the full story. See the FBAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First National Bank Alaska Business Description

Address 101 West 36th Avenue, Anchorage, AK, USA, 99503
First National Bank Alaska is a commercial banking service provider in the United States. Its primary business operations involve corporate banking and consumer banking services. The Bank provides trust banking services, escrow and contract collection services, bankcard services and safe deposit box facilities for business, industry, and individuals within the State of Alaska. It also offers various real estate loans, including commercial and construction/development loans, multifamily residential loans, and consumer and other loans. The company also has add-on services like the United States Treasury, the United States Government-sponsored enterprises, States and political subdivisions, mortgage-backed-residential and corporate bonds.
66GF Score

Get the complete analysis for FBAK

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$320.00
Price
$264.12
GF Value