Fold HoldingsFLD -9.65%8 PB Ratio is 0.65 as of Jun. 26, 2026, which is 66% below its 10-year median of 1.89. GuruFocus rates FLD with a GF Score™ of 8/100. The stock has 3 warning signs investors should review. Among 778 Capital Markets companies, Fold Holdings ranks better than 77.12% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Fold Holdings's share price is $0.4672. Fold Holdings's Book Value per Share for the quarter that ended in Mar. 2026 was $0.72. Hence, Fold Holdings's PB Ratio of today is 0.65.
Good Sign:
Fold Holdings Inc stock PB Ratio (=0.72) is close to 2-year low of 0.72.
The historical rank and industry rank for Fold Holdings's PB Ratio or its related term are showing as below:
FLD'
s PB Ratio Range Over the Past 10 Years
Min: 0.63 Med: 1.89 Max: 3.11
Current: 0.65
During the past 4 years, Fold Holdings's highest PB Ratio was 3.11. The lowest was 0.63. And the median was 1.89.
FLD's PB Ratio is ranked better than 77.12% of 778
companies
in the Capital Markets industry
Industry Median: 1.29
vs FLD: 0.65
During the past 12 months, Fold Holdings's average Book Value Per Share Growth Rate was -53.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Fold Holdings PB Ratio Related Terms
Fold Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for Fold Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Fold Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fold Holdings PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Fold Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Fold Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Fold Holdings's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Fold Holdings (FLD) has a PB Ratio of 0.65 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Fold Holdings and its competitors. This is 66% below median its historical median of 1.89. Over the past decade, Fold Holdings' PB Ratio has ranged from 0.63 to 3.11. According to the industry distribution chart, Fold Holdings ranks #178 out of 778 companies in the Capital Markets industry, placing it in the top 22.9%.
Is Fold Holdings' PB Ratio too high?
Fold Holdings' current PB Ratio of 0.65 is 66% below median its 10-year median of 1.89. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 3.11. The Capital Markets industry median PB Ratio is 1.29. Fold Holdings' value of 0.65 is 49.6% below this industry median. Based on the distribution chart, Fold Holdings ranks #178 out of 778 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Fold Holdings has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Fold Holdings' PB Ratio compare to PLUT and MATH?
According to the Capital Markets industry distribution chart, Fold Holdings ranks #178 out of 778 companies for PB Ratio. This places Fold Holdings in the top 23% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.29. Fold Holdings' value of 0.65 is 49.6% below this benchmark. Historically, Fold Holdings' own PB Ratio has ranged from 0.63 to 3.11 over the past decade. While the company's 10-year median is 1.89 vs. the industry median of 1.29, Fold Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.29, based on 778 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fold Holdings's current PB Ratio of 0.65 is 49.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Fold Holdings and its competitors. For the Capital Markets industry, the median PB Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fold Holdings's current PB Ratio is 0.65, which is 66% below median its own 10-year median of 1.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fold Holdings stock overvalued right now?
Fold Holdings (FLD) has a current PB Ratio of 0.65. The current PB Ratio is 0.65, which is 66% below median its 10-year median of 1.89 and 49.6% below the Capital Markets industry median of 1.29. Fold Holdings' overall GF Score™ is 8/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Fold Holdings (FLD), the current PB Ratio is 0.65 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fold Holdings Inc is a bitcoin financial services company dedicated to expanding access to bitcoin through a comprehensive suite of consumer financial products. Its financial services platform that allows customers to earn, accumulate, and utilize bitcoin in their everyday life. The company offers consumers an FDIC insured checking account through Sutton Bank, a prepaid Visa debit card (the Fold Debit Card), a bitcoin rewards credit card (the Fold Credit Card), a bitcoin gift card, bill payments, and an extensive catalog of merchant reward offers. It also offers various forms of bitcoin buying and selling with low-to-zero fees and insured custody.
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