Aktia BankFRA:2A41 +1.30%56 PB Ratio is 1.00 as of Jul. 11, 2026, which is 2% below its 10-year median of 1.02. GuruFocus rates FRA:2A41 with a GF Score™ of 56/100 and a GF Value™ of €9.18. The stock has 7 warning signs investors should review. Among 1,515 Banks companies, Aktia Bank ranks better than 57.23% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-11), Aktia Bank's share price is €10.92. Aktia Bank's Book Value per Share for the quarter that ended in Mar. 2026 was €10.91. Hence, Aktia Bank's PB Ratio of today is 1.00.
Good Sign:
Aktia Bank PLC stock PB Ratio (=1.05) is close to 1-year low of 0.97.
The historical rank and industry rank for Aktia Bank's PB Ratio or its related term are showing as below:
FRA:2A41'
s PB Ratio Range Over the Past 10 Years
Min: 0.78 Med: 1.02 Max: 1.32
Current: 1.03
During the past 13 years, Aktia Bank's highest PB Ratio was 1.32. The lowest was 0.78. And the median was 1.02.
FRA:2A41's PB Ratio is ranked better than 57.23% of 1515
companies
in the Banks industry
Industry Median: 1.1
vs FRA:2A41: 1.03
During the past 12 months, Aktia Bank's average Book Value Per Share Growth Rate was 4.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 2.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 0.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 0.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Aktia Bank was 25.10% per year. The lowest was -2.60% per year. And the median was 2.10% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Aktia Bank PB Ratio Related Terms
Aktia Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for Aktia Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Aktia Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aktia Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Aktia Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Aktia Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Aktia Bank's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Aktia Bank (FRA:2A41) has a PB Ratio of 1.00 as of Jul. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Aktia Bank and its competitors. This is near median its historical median of 1.02. Over the past decade, Aktia Bank's PB Ratio has ranged from 0.78 to 1.32. According to the industry distribution chart, Aktia Bank ranks #648 out of 1515 companies in the Banks industry, placing it in the top 42.8%.
Is Aktia Bank's PB Ratio too high?
Aktia Bank's current PB Ratio of 1.00 is near median its 10-year median of 1.02. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 1.32. The Banks industry median PB Ratio is 1.10. Aktia Bank's value of 1.00 is 9.1% below this industry median. Based on the distribution chart, Aktia Bank ranks #648 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, Aktia Bank has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Aktia Bank's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Aktia Bank ranks #648 out of 1515 companies for PB Ratio. This puts Aktia Bank in the upper half of its industry. The industry median PB Ratio is 1.10. Aktia Bank's value of 1.00 is 9.1% below this benchmark. Historically, Aktia Bank's own PB Ratio has ranged from 0.78 to 1.32 over the past decade. While the company's 10-year median is 1.02 vs. the industry median of 1.10, Aktia Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aktia Bank's current PB Ratio of 1.00 is 9.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Aktia Bank and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aktia Bank's current PB Ratio is 1.00, which is near median its own 10-year median of 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aktia Bank stock overvalued right now?
Aktia Bank (FRA:2A41) has a current PB Ratio of 1.00. The stock's GF Value™ is €9.18, compared to a current price of €10.92 — trading 19% above its estimated fair value. The current PB Ratio is 1.00, which is near median its 10-year median of 1.02 and 9.1% below the Banks industry median of 1.10. Aktia Bank's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Aktia Bank (FRA:2A41), the current PB Ratio is 1.00 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aktia Bank (FRA:2A41) Overvalued in 2026?
Based on GuruFocus' analysis, Aktia Bank stock appears to be overvalued.
The current stock price of €10.92 is trading 19% above its estimated GF Value™ of €9.18.
Key valuation signals for FRA:2A41:
PB Ratio: 1.00 (near median its 10-year median of 1.02)
GF Value™: €9.18 vs. price of €10.92 (19% above fair value)
Industry Position: 9.1% below the Banks median (#648 of 1515)
No single metric tells the full story. See the FRA:2A41 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aktia Bank PLC operates in Finland and offers a broad range of financial services, including banking, asset management, and insurance. The vast majority of its customer base lives in the Helsinki metropolitan area, which accounts for most of its loan and deposit activities. It operates through business segments: banking business, which includes individual, corporate, and institutional customers; and asset management, which includes the firm's asset management business and life insurance arm and Group functions. The majority of revenue comes from the banking business segment.
56GF Score
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