Hanhua Financial Holding Co (FRA:5HF) PB Ratio: 0.04 (As of Jul. 09, 2026)


FRA:5HF Hanhua Financial Holding Co Ltd FRA:5HF
32 GF Score
Price €0.01
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What is Hanhua Financial Holding Co PB Ratio?

Hanhua Financial Holding Co FRA:5HF 32 PB Ratio is 0.04 as of Jul. 09, 2026. GuruFocus rates FRA:5HF with a GF Score™ of 32/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-09), Hanhua Financial Holding Co's share price is €0.0085. Hanhua Financial Holding Co's Book Value per Share for the quarter that ended in Jun. 2024 was €0.21. Hence, Hanhua Financial Holding Co's PB Ratio of today is 0.04.

The historical rank and industry rank for Hanhua Financial Holding Co's PB Ratio or its related term are showing as below:

FRA:5HF's PB Ratio is not ranked *
in the Credit Services industry.
Industry Median: 1.05
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Hanhua Financial Holding Co  (FRA:5HF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Hanhua Financial Holding Co PB Ratio Related Terms


Hanhua Financial Holding Co PB Ratio Historical Data

* Premium members only.

The historical data trend for Hanhua Financial Holding Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hanhua Financial Holding Co PB Ratio Chart

Hanhua Financial Holding Co Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.10 0.19 0.15 0.10

Hanhua Financial Holding Co Semi-Annual Data
Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.15 0.15 0.10 0.10

FRA:5HF vs V, MA, AXP: PB Ratio Comparison

For the Credit Services subindustry, Hanhua Financial Holding Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hanhua Financial Holding Co PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hanhua Financial Holding Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Hanhua Financial Holding Co's PB Ratio falls into.


FRA:5HF
32GF Score
Hanhua Financial Holding Co Ltd FRA:5HF
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Hanhua Financial Holding Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Hanhua Financial Holding Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2024)
=0.0085/0.206
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.04 mean?
Hanhua Financial Holding Co (FRA:5HF) has a PB Ratio of 0.04 as of Jul. 09, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hanhua Financial Holding Co and its competitors.
Is Hanhua Financial Holding Co's PB Ratio too high?
Hanhua Financial Holding Co's current PB Ratio is 0.04. The Credit Services industry median PB Ratio is 1.05. Hanhua Financial Holding Co's value of 0.04 is 96.2% below this industry median. Overall, Hanhua Financial Holding Co has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Hanhua Financial Holding Co's PB Ratio compare to V and MA?
Hanhua Financial Holding Co's PB Ratio of 0.04 can be compared against companies in the Credit Services industry. The industry median PB Ratio is 1.05. Hanhua Financial Holding Co's value of 0.04 is 96.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hanhua Financial Holding Co's current PB Ratio of 0.04 is 96.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hanhua Financial Holding Co and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hanhua Financial Holding Co's current PB Ratio is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hanhua Financial Holding Co stock overvalued right now?
Hanhua Financial Holding Co (FRA:5HF) has a current PB Ratio of 0.04. The current PB Ratio is 0.04 and 96.2% below the Credit Services industry median of 1.05. Hanhua Financial Holding Co's overall GF Score™ is 32/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Hanhua Financial Holding Co (FRA:5HF), the current PB Ratio is 0.04 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Hanhua Financial Holding Co Business Description

Address No. 11-10 East Honghu Road, Block D, Fortune Tower, 6-9, Building 2, Yubei District, Chongqing, CHN
Hanhua Financial Holding Co Ltd is engaged in the investment business, investment management, and investment advisory. The company offers financial services to serve the financing and business needs of SMEs and microenterprises under several business lines such as credit guarantee, small loans, internet finance, financial factoring, capital management, and financing leases in China. Its segment includes Digital services; Digital finance; capital investment and financial asset management; and others. It derives revenue from Digital Finance segment.
32GF Score

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PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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