Wise Group (FRA:6WS) PB Ratio: 7.39 (As of Jun. 26, 2026) — 29% Below Median


FRA:6WS Wise Group PLC FRA:6WS
95 GF Score
Price €12.19
GF Value €18.02
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Wise Group PB Ratio?

Wise Group FRA:6WS 95 PB Ratio is 7.39 as of Jun. 26, 2026, which is 29% below its 10-year median of 10.46. GuruFocus rates FRA:6WS with a GF Score™ of 95/100 and a GF Value™ of €18.02 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 2,624 Software companies, Wise Group ranks worse than 81.29% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Wise Group's share price is €12.19. Wise Group's Book Value per Share for the quarter that ended in Sep. 2025 was €1.65. Hence, Wise Group's PB Ratio of today is 7.39.

Good Sign:

Wise Group PLC stock PB Ratio (=5.65) is close to 5-year low of 5.65.

The historical rank and industry rank for Wise Group's PB Ratio or its related term are showing as below:

FRA:6WS' s PB Ratio Range Over the Past 10 Years
Min: 5.65   Med: 10.46   Max: 39.18
Current: 5.65

During the past 7 years, Wise Group's highest PB Ratio was 39.18. The lowest was 5.65. And the median was 10.46.

FRA:6WS's PB Ratio is ranked worse than
81.29% of 2624 companies
in the Software industry
Industry Median: 2.32 vs FRA:6WS: 5.65

During the past 12 months, Wise Group's average Book Value Per Share Growth Rate was 25.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 49.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 47.10% per year.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Wise Group was 49.90% per year. The lowest was 40.70% per year. And the median was 45.85% per year.

Back to Basics: PB Ratio


Wise Group  (FRA:6WS) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Wise Group PB Ratio Related Terms


Wise Group PB Ratio Historical Data

* Premium members only.

The historical data trend for Wise Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wise Group PB Ratio Chart

Wise Group Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
PB Ratio
Get a 7-Day Free Trial 0.00 12.68 9.29 9.53 6.90

Wise Group Semi-Annual Data
Mar19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.12 9.53 5.67 6.90 7.32

FRA:6WS vs APLD, CACI, IT: PB Ratio Comparison

For the Information Technology Services subindustry, Wise Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wise Group PB Ratio vs Software Industry

For the Software industry and Technology sector, Wise Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Wise Group's PB Ratio falls into.


FRA:6WS
95GF Score
Wise Group PLC FRA:6WS
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wise Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Wise Group's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2025)
=12.19/1.649
=7.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 7.39 mean?
Wise Group (FRA:6WS) has a PB Ratio of 7.39 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Wise Group and its competitors. This is 29% below median its historical median of 10.46. Over the past decade, Wise Group's PB Ratio has ranged from 5.65 to 39.18. According to the industry distribution chart, Wise Group ranks #2133 out of 2624 companies in the Software industry, placing it in the top 81.3%.
Is Wise Group's PB Ratio too high?
Wise Group's current PB Ratio of 7.39 is 29% below median its 10-year median of 10.46. Over the past 10 years, this metric has ranged from a low of 5.65 to a high of 39.18. The Software industry median PB Ratio is 2.32. Wise Group's value of 7.39 is 218.5% above this industry median. Based on the distribution chart, Wise Group ranks #2133 out of 2624 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Wise Group has a GF Score™ of 95/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Wise Group's PB Ratio compare to APLD and CACI?
According to the Software industry distribution chart, Wise Group ranks #2133 out of 2624 companies for PB Ratio. This places Wise Group in the lower half of its industry. The industry median PB Ratio is 2.32. Wise Group's value of 7.39 is 218.5% above this benchmark. Historically, Wise Group's own PB Ratio has ranged from 5.65 to 39.18 over the past decade. While the company's 10-year median is 10.46 vs. the industry median of 2.32, Wise Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.32, based on 2,624 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Group's current PB Ratio of 7.39 is 218.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Wise Group and its competitors. For the Software industry, the median PB Ratio is 2.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Group's current PB Ratio is 7.39, which is 29% below median its own 10-year median of 10.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Group stock overvalued right now?
Based on GuruFocus' analysis, Wise Group (FRA:6WS) is currently considered Possible Value Trap. The stock's GF Value™ is €18.02, compared to a current price of €12.19 — trading 32.4% below its estimated fair value. The current PB Ratio is 7.39, which is 29% below median its 10-year median of 10.46 and 218.5% above the Software industry median of 2.32. Wise Group's overall GF Score™ is 95/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Wise Group (FRA:6WS), the current PB Ratio is 7.39 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wise Group (FRA:6WS) Overvalued in 2026?

Based on GuruFocus' analysis, Wise Group stock appears to be undervalued. The current stock price of €12.19 is trading 32.4% below its estimated GF Value™ of €18.02. GuruFocus considers Wise Group to be Possible Value Trap.

Key valuation signals for FRA:6WS:

  • PB Ratio: 7.39 (29% below median its 10-year median of 10.46)
  • GF Value™: €18.02 vs. price of €12.19 (32.4% below fair value)
  • GF Score™: 95/100 with 4 warning signs
  • Industry Position: 218.5% above the Software median (#2133 of 2624)

No single metric tells the full story. See the FRA:6WS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wise Group Business Description

Address 65 Clifton Street, 1st Floor Worship Square, London, GBR, EC2A 4JE
Wise is a currency conversion platform that matches, where possible, offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but it is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds in various asset management products.
95GF Score

Get the complete analysis for FRA:6WS

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.19
Price
€18.02
GF Value