Kraft Bank ASAFRA:709 +0.86%67 PB Ratio is 1.14 as of Jun. 24, 2026, which is 19% above its 10-year median of 0.96. GuruFocus rates FRA:709 with a GF Score™ of 67/100 and a GF Value™ of €1.17 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,516 Banks companies, Kraft Bank ASA ranks worse than 51.78% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-24), Kraft Bank ASA's share price is €1.175. Kraft Bank ASA's Book Value per Share for the quarter that ended in Dec. 2025 was €1.03. Hence, Kraft Bank ASA's PB Ratio of today is 1.14.
Warning Sign:
Kraft Bank ASA stock PB Ratio (=1.13) is close to 3-year high of 1.21.
The historical rank and industry rank for Kraft Bank ASA's PB Ratio or its related term are showing as below:
FRA:709'
s PB Ratio Range Over the Past 10 Years
Min: 0.71 Med: 0.96 Max: 1.81
Current: 1.13
During the past 8 years, Kraft Bank ASA's highest PB Ratio was 1.81. The lowest was 0.71. And the median was 0.96.
FRA:709's PB Ratio is ranked worse than 51.78% of 1516
companies
in the Banks industry
Industry Median: 1.08
vs FRA:709: 1.13
During the past 12 months, Kraft Bank ASA's average Book Value Per Share Growth Rate was 11.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.40% per year.
During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of Kraft Bank ASA was 11.60% per year. The lowest was 7.90% per year. And the median was 9.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Kraft Bank ASA PB Ratio Related Terms
Kraft Bank ASA PB Ratio Historical Data
* Premium members only.
The historical data trend for Kraft Bank ASA's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Kraft Bank ASA's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kraft Bank ASA PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Kraft Bank ASA's PB Ratio distribution charts can be found below:
* The bar in red indicates where Kraft Bank ASA's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Kraft Bank ASA's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Kraft Bank ASA (FRA:709) has a PB Ratio of 1.14 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Kraft Bank ASA and its competitors. This is 19% above median its historical median of 0.96. Over the past decade, Kraft Bank ASA's PB Ratio has ranged from 0.71 to 1.81. According to the industry distribution chart, Kraft Bank ASA ranks #785 out of 1516 companies in the Banks industry, placing it in the top 51.8%.
Is Kraft Bank ASA's PB Ratio too high?
Kraft Bank ASA's current PB Ratio of 1.14 is 19% above median its 10-year median of 0.96. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 1.81. The Banks industry median PB Ratio is 1.08. Kraft Bank ASA's value of 1.14 is 5.6% above this industry median. Based on the distribution chart, Kraft Bank ASA ranks #785 out of 1516 companies in the Banks industry, which is below the industry midpoint. Overall, Kraft Bank ASA has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kraft Bank ASA's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Kraft Bank ASA ranks #785 out of 1516 companies for PB Ratio. This places Kraft Bank ASA in the lower half of its industry. The industry median PB Ratio is 1.08. Kraft Bank ASA's value of 1.14 is 5.6% above this benchmark. Historically, Kraft Bank ASA's own PB Ratio has ranged from 0.71 to 1.81 over the past decade. While the company's 10-year median is 0.96 vs. the industry median of 1.08, Kraft Bank ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kraft Bank ASA's current PB Ratio of 1.14 is 5.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Kraft Bank ASA and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kraft Bank ASA's current PB Ratio is 1.14, which is 19% above median its own 10-year median of 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kraft Bank ASA stock overvalued right now?
Based on GuruFocus' analysis, Kraft Bank ASA (FRA:709) is currently considered Fairly Valued. The stock's GF Value™ is €1.17, compared to a current price of €1.18 — trading 0.4% above its estimated fair value. The current PB Ratio is 1.14, which is 19% above median its 10-year median of 0.96 and 5.6% above the Banks industry median of 1.08. Kraft Bank ASA's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Kraft Bank ASA (FRA:709), the current PB Ratio is 1.14 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kraft Bank ASA (FRA:709) Overvalued in 2026?
Based on GuruFocus' analysis, Kraft Bank ASA stock appears to be overvalued.
The current stock price of €1.18 is trading 0.4% above its estimated GF Value™ of €1.17.
GuruFocus considers Kraft Bank ASA to be Fairly Valued.
Key valuation signals for FRA:709:
PB Ratio: 1.14 (19% above median its 10-year median of 0.96)
GF Value™: €1.17 vs. price of €1.18 (0.4% above fair value)
Industry Position: 5.6% above the Banks median (#785 of 1516)
No single metric tells the full story. See the FRA:709 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kraft Bank ASA is a provider of banking services to its customers. The bank offers refinancing, savings products, loans, loans against mortgages in housing and other assets.
67GF Score
Get the complete analysis for FRA:709
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:709 has been successfully added to your 
