Payoneer GlobalFRA:915 -0.83%52 PB Ratio is 3.52 as of Jul. 10, 2026, which is 7% above its 10-year median of 3.29. GuruFocus rates FRA:915 with a GF Score™ of 52/100 and a GF Value™ of €7.58 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 2,626 Software companies, Payoneer Global ranks worse than 66.72% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-10), Payoneer Global's share price is €5.95. Payoneer Global's Book Value per Share for the quarter that ended in Mar. 2026 was €1.69. Hence, Payoneer Global's PB Ratio of today is 3.52.
Warning Sign:
Payoneer Global Inc stock PB Ratio (=3.63) is close to 1-year high of 3.65.
The historical rank and industry rank for Payoneer Global's PB Ratio or its related term are showing as below:
FRA:915'
s PB Ratio Range Over the Past 10 Years
Min: 2.14 Med: 3.29 Max: 7.55
Current: 3.63
During the past 8 years, Payoneer Global's highest PB Ratio was 7.55. The lowest was 2.14. And the median was 3.29.
FRA:915's PB Ratio is ranked worse than 66.72% of 2626
companies
in the Software industry
Industry Median: 2.4
vs FRA:915: 3.63
During the past 12 months, Payoneer Global's average Book Value Per Share Growth Rate was -5.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 9.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 66.70% per year.
During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of Payoneer Global was 195.50% per year. The lowest was 9.30% per year. And the median was 12.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Payoneer Global PB Ratio Related Terms
Payoneer Global PB Ratio Historical Data
* Premium members only.
The historical data trend for Payoneer Global's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Payoneer Global's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Payoneer Global PB Ratio vs Software Industry
For the Software industry and Technology sector, Payoneer Global's PB Ratio distribution charts can be found below:
* The bar in red indicates where Payoneer Global's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Payoneer Global's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Payoneer Global (FRA:915) has a PB Ratio of 3.52 as of Jul. 10, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Payoneer Global and its competitors. This is near median its historical median of 3.29. Over the past decade, Payoneer Global's PB Ratio has ranged from 2.14 to 7.55. According to the industry distribution chart, Payoneer Global ranks #1752 out of 2626 companies in the Software industry, placing it in the top 66.7%.
Is Payoneer Global's PB Ratio too high?
Payoneer Global's current PB Ratio of 3.52 is near median its 10-year median of 3.29. Over the past 10 years, this metric has ranged from a low of 2.14 to a high of 7.55. The Software industry median PB Ratio is 2.40. Payoneer Global's value of 3.52 is 46.7% above this industry median. Based on the distribution chart, Payoneer Global ranks #1752 out of 2626 companies in the Software industry, which is below the industry midpoint. Overall, Payoneer Global has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Payoneer Global's PB Ratio compare to NN and AVPT?
According to the Software industry distribution chart, Payoneer Global ranks #1752 out of 2626 companies for PB Ratio. This places Payoneer Global in the lower half of its industry. The industry median PB Ratio is 2.40. Payoneer Global's value of 3.52 is 46.7% above this benchmark. Historically, Payoneer Global's own PB Ratio has ranged from 2.14 to 7.55 over the past decade. While the company's 10-year median is 3.29 vs. the industry median of 2.40, Payoneer Global has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.40, based on 2,626 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Payoneer Global's current PB Ratio of 3.52 is 46.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Payoneer Global and its competitors. For the Software industry, the median PB Ratio is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Payoneer Global's current PB Ratio is 3.52, which is near median its own 10-year median of 3.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Payoneer Global stock overvalued right now?
Based on GuruFocus' analysis, Payoneer Global (FRA:915) is currently considered Modestly Undervalued. The stock's GF Value™ is €7.58, compared to a current price of €5.95 — trading 21.5% below its estimated fair value. The current PB Ratio is 3.52, which is near median its 10-year median of 3.29 and 46.7% above the Software industry median of 2.40. Payoneer Global's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Payoneer Global (FRA:915), the current PB Ratio is 3.52 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Payoneer Global (FRA:915) Overvalued in 2026?
Based on GuruFocus' analysis, Payoneer Global stock appears to be undervalued.
The current stock price of €5.95 is trading 21.5% below its estimated GF Value™ of €7.58.
GuruFocus considers Payoneer Global to be Modestly Undervalued.
Key valuation signals for FRA:915:
PB Ratio: 3.52 (near median its 10-year median of 3.29)
GF Value™: €7.58 vs. price of €5.95 (21.5% below fair value)
Industry Position: 46.7% above the Software median (#1752 of 2626)
No single metric tells the full story. See the FRA:915 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Payoneer Global Inc is a financial technology company that enables small and medium-sized businesses (SMBs) to grow internationally through its diversified cross-border payments platform. It connects businesses, professionals, countries, and currencies, reducing the complexity of commerce and enabling customers to pay and get paid as easily as locally. The company offers a financial stack that includes cross-border AR/AP capabilities, funds management, working capital solutions, multicurrency accounts, and workforce management services. Its fully hosted platform provides multiple payment options with minimal integration, along with back-office functions and customer support. The company operates in Israel, the United States, and other countries.
52GF Score
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