PSG Financial ServicesFRA:EU4 -1.24%86 PB Ratio is 6.60 as of Jun. 25, 2026, which is 43% above its 10-year median of 4.63. GuruFocus rates FRA:EU4 with a GF Score™ of 86/100 and a GF Value™ of €1.12 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,607 Asset Management companies, PSG Financial Services ranks worse than 96.14% on this metric.
PSG Financial Services Ltd stock PB Ratio (=6.67) is close to 10-year high of 7.38.
The historical rank and industry rank for PSG Financial Services's PB Ratio or its related term are showing as below:
FRA:EU4'
s PB Ratio Range Over the Past 10 Years
Min: 2.06 Med: 4.63 Max: 7.38
Current: 6.67
During the past 13 years, PSG Financial Services's highest PB Ratio was 7.38. The lowest was 2.06. And the median was 4.63.
FRA:EU4's PB Ratio is ranked worse than 96.14% of 1607
companies
in the Asset Management industry
Industry Median: 0.95
vs FRA:EU4: 6.67
During the past 12 months, PSG Financial Services's average Book Value Per Share Growth Rate was 14.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 11.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 10.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 12.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PSG Financial Services was 51.70% per year. The lowest was -11.00% per year. And the median was 11.90% per year.
Back to Basics: PB Ratio
PSG Financial Services (FRA:EU4) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, PSG Financial Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSG Financial Services PB Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PSG Financial Services's PB Ratio distribution charts can be found below:
* The bar in red indicates where PSG Financial Services's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PSG Financial Services (FRA:EU4) has a PB Ratio of 6.60 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PSG Financial Services and its competitors. This is 43% above median its historical median of 4.63. Over the past decade, PSG Financial Services' PB Ratio has ranged from 2.06 to 7.38. According to the industry distribution chart, PSG Financial Services ranks #1545 out of 1607 companies in the Asset Management industry, placing it in the top 96.1%.
Is PSG Financial Services' PB Ratio too high?
PSG Financial Services' current PB Ratio of 6.60 is 43% above median its 10-year median of 4.63. Over the past 10 years, this metric has ranged from a low of 2.06 to a high of 7.38. The Asset Management industry median PB Ratio is 0.95. PSG Financial Services' value of 6.60 is 594.7% above this industry median. Based on the distribution chart, PSG Financial Services ranks #1545 out of 1607 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, PSG Financial Services has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #1545 out of 1607 companies for PB Ratio. This places PSG Financial Services in the lower half of its industry. The industry median PB Ratio is 0.95. PSG Financial Services' value of 6.60 is 594.7% above this benchmark. Historically, PSG Financial Services' own PB Ratio has ranged from 2.06 to 7.38 over the past decade. While the company's 10-year median is 4.63 vs. the industry median of 0.95, PSG Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.95, based on 1,607 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current PB Ratio of 6.60 is 594.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median PB Ratio is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current PB Ratio is 6.60, which is 43% above median its own 10-year median of 4.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PSG Financial Services (FRA:EU4) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.12, compared to a current price of €1.59 — trading 42% above its estimated fair value. The current PB Ratio is 6.60, which is 43% above median its 10-year median of 4.63 and 594.7% above the Asset Management industry median of 0.95. PSG Financial Services' overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PSG Financial Services (FRA:EU4), the current PB Ratio is 6.60 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSG Financial Services (FRA:EU4) Overvalued in 2026?
Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued.
The current stock price of €1.59 is trading 42% above its estimated GF Value™ of €1.12.
GuruFocus considers PSG Financial Services to be Significantly Overvalued.
Key valuation signals for FRA:EU4:
PB Ratio: 6.60 (43% above median its 10-year median of 4.63)
GF Value™: €1.12 vs. price of €1.59 (42% above fair value)
Industry Position: 594.7% above the Asset Management median (#1545 of 1607)
No single metric tells the full story. See the FRA:EU4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
86GF Score
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