OFX GroupFRA:OFZ +3.57%85 PB Ratio is 0.76 as of Jun. 25, 2026, which is 84% below its 10-year median of 4.66. GuruFocus rates FRA:OFZ with a GF Score™ of 85/100 and a GF Value™ of €0.82. The stock has 3 warning signs investors should review. Among 778 Capital Markets companies, OFX Group ranks better than 72.62% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), OFX Group's share price is €0.348. OFX Group's Book Value per Share for the quarter that ended in Mar. 2026 was €0.46. Hence, OFX Group's PB Ratio of today is 0.76.
The historical rank and industry rank for OFX Group's PB Ratio or its related term are showing as below:
FRA:OFZ'
s PB Ratio Range Over the Past 10 Years
Min: 0.62 Med: 4.66 Max: 11.22
Current: 0.8
During the past 13 years, OFX Group's highest PB Ratio was 11.22. The lowest was 0.62. And the median was 4.66.
FRA:OFZ's PB Ratio is ranked better than 72.62% of 778
companies
in the Capital Markets industry
Industry Median: 1.31
vs FRA:OFZ: 0.80
During the past 12 months, OFX Group's average Book Value Per Share Growth Rate was -2.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 19.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 15.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of OFX Group was 28.90% per year. The lowest was 8.30% per year. And the median was 11.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
OFX Group PB Ratio Related Terms
OFX Group PB Ratio Historical Data
* Premium members only.
The historical data trend for OFX Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, OFX Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OFX Group PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, OFX Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where OFX Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
OFX Group's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
OFX Group (FRA:OFZ) has a PB Ratio of 0.76 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on OFX Group and its competitors. This is 84% below median its historical median of 4.66. Over the past decade, OFX Group's PB Ratio has ranged from 0.62 to 11.22. According to the industry distribution chart, OFX Group ranks #213 out of 778 companies in the Capital Markets industry, placing it in the top 27.4%.
Is OFX Group's PB Ratio too high?
OFX Group's current PB Ratio of 0.76 is 84% below median its 10-year median of 4.66. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 11.22. The Capital Markets industry median PB Ratio is 1.31. OFX Group's value of 0.76 is 42% below this industry median. Based on the distribution chart, OFX Group ranks #213 out of 778 companies in the Capital Markets industry, which is above the industry midpoint. Overall, OFX Group has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does OFX Group's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, OFX Group ranks #213 out of 778 companies for PB Ratio. This puts OFX Group in the upper half of its industry. The industry median PB Ratio is 1.31. OFX Group's value of 0.76 is 42% below this benchmark. Historically, OFX Group's own PB Ratio has ranged from 0.62 to 11.22 over the past decade. While the company's 10-year median is 4.66 vs. the industry median of 1.31, OFX Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.31, based on 778 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OFX Group's current PB Ratio of 0.76 is 42% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on OFX Group and its competitors. For the Capital Markets industry, the median PB Ratio is 1.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OFX Group's current PB Ratio is 0.76, which is 84% below median its own 10-year median of 4.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFX Group stock overvalued right now?
OFX Group (FRA:OFZ) has a current PB Ratio of 0.76. The stock's GF Value™ is €0.82, compared to a current price of €0.35 — trading 57.6% below its estimated fair value. The current PB Ratio is 0.76, which is 84% below median its 10-year median of 4.66 and 42% below the Capital Markets industry median of 1.31. OFX Group's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For OFX Group (FRA:OFZ), the current PB Ratio is 0.76 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OFX Group (FRA:OFZ) Overvalued in 2026?
Based on GuruFocus' analysis, OFX Group stock appears to be undervalued.
The current stock price of €0.35 is trading 57.6% below its estimated GF Value™ of €0.82.
Key valuation signals for FRA:OFZ:
PB Ratio: 0.76 (84% below median its 10-year median of 4.66)
GF Value™: €0.82 vs. price of €0.35 (57.6% below fair value)
Industry Position: 42% below the Capital Markets median (#213 of 778)
No single metric tells the full story. See the FRA:OFZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OFX Group Ltd is a low-cost international multicurrency payments provider via its online platform and network of global bank accounts. The company's two products are international payment services and international payment solutions. Its International payment services are monitored by geographic region and provide bank-to-bank currency transfers servicing businesses and consumers. International payment solutions are monitored globally and provide strategic partners with a package that includes: the OFX IT platform; client service; compliance; banking relationships; and payment capabilities. The company operates in two operating segments: Business to Business (Corporate) and Business to Consumer (Consumer).
85GF Score
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