Net digital AGFRA:VRL +1.74%7 PB Ratio is 12.70 as of Jun. 26, 2026, which is 558% above its 10-year median of 1.93. GuruFocus rates FRA:VRL with a GF Score™ of 7/100 and a GF Value™ of €5.16 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 2,624 Software companies, Net digital AG ranks worse than 93.75% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Net digital AG's share price is €14.60. Net digital AG's Book Value per Share for the quarter that ended in Jun. 2025 was €1.15. Hence, Net digital AG's PB Ratio of today is 12.70.
The historical rank and industry rank for Net digital AG's PB Ratio or its related term are showing as below:
FRA:VRL'
s PB Ratio Range Over the Past 10 Years
Min: 0.66 Med: 1.93 Max: 20.82
Current: 13.38
During the past 9 years, Net digital AG's highest PB Ratio was 20.82. The lowest was 0.66. And the median was 1.93.
FRA:VRL's PB Ratio is ranked worse than 93.75% of 2624
companies
in the Software industry
Industry Median: 2.32
vs FRA:VRL: 13.38
During the past 12 months, Net digital AG's average Book Value Per Share Growth Rate was -29.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -30.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -31.00% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Net digital AG was 187.50% per year. The lowest was -49.40% per year. And the median was -12.20% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Net digital AG PB Ratio Related Terms
Net digital AG PB Ratio Historical Data
* Premium members only.
The historical data trend for Net digital AG's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Net digital AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Net digital AG PB Ratio vs Software Industry
For the Software industry and Technology sector, Net digital AG's PB Ratio distribution charts can be found below:
* The bar in red indicates where Net digital AG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Net digital AG's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Net digital AG (FRA:VRL) has a PB Ratio of 12.70 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Net digital AG and its competitors. This is 558% above median its historical median of 1.93. Over the past decade, Net digital AG's PB Ratio has ranged from 0.66 to 20.82. According to the industry distribution chart, Net digital AG ranks #2460 out of 2624 companies in the Software industry, placing it in the top 93.7%.
Is Net digital AG's PB Ratio too high?
Net digital AG's current PB Ratio of 12.70 is 558% above median its 10-year median of 1.93. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 20.82. The Software industry median PB Ratio is 2.32. Net digital AG's value of 12.70 is 447.4% above this industry median. Based on the distribution chart, Net digital AG ranks #2460 out of 2624 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Net digital AG has a GF Score™ of 7/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Net digital AG's PB Ratio compare to CRM and SHOP?
According to the Software industry distribution chart, Net digital AG ranks #2460 out of 2624 companies for PB Ratio. This places Net digital AG in the lower half of its industry. The industry median PB Ratio is 2.32. Net digital AG's value of 12.70 is 447.4% above this benchmark. Historically, Net digital AG's own PB Ratio has ranged from 0.66 to 20.82 over the past decade. While the company's 10-year median is 1.93 vs. the industry median of 2.32, Net digital AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.32, based on 2,624 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Net digital AG's current PB Ratio of 12.70 is 447.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Net digital AG and its competitors. For the Software industry, the median PB Ratio is 2.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Net digital AG's current PB Ratio is 12.70, which is 558% above median its own 10-year median of 1.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Net digital AG stock overvalued right now?
Based on GuruFocus' analysis, Net digital AG (FRA:VRL) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.16, compared to a current price of €14.60 — trading 182.9% above its estimated fair value. The current PB Ratio is 12.70, which is 558% above median its 10-year median of 1.93 and 447.4% above the Software industry median of 2.32. Net digital AG's overall GF Score™ is 7/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Net digital AG (FRA:VRL), the current PB Ratio is 12.70 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Net digital AG (FRA:VRL) Overvalued in 2026?
Based on GuruFocus' analysis, Net digital AG stock appears to be overvalued.
The current stock price of €14.60 is trading 182.9% above its estimated GF Value™ of €5.16.
GuruFocus considers Net digital AG to be Significantly Overvalued.
Key valuation signals for FRA:VRL:
PB Ratio: 12.70 (558% above median its 10-year median of 1.93)
GF Value™: €5.16 vs. price of €14.60 (182.9% above fair value)
Industry Position: 447.4% above the Software median (#2460 of 2624)
No single metric tells the full story. See the FRA:VRL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Net digital AG is a group of companies that partners with numerous medium-sized and large companies in the telecommunications, media, and entertainment sectors, as well as public transport companies. The group develops technology platforms for Global and customized digital payment solutions with a focus on digital content distribution. Its services include Global Payment Services, Mobile Payment Services, Content Distribution Services, Artificial Intelligence Solutions, Communication Services, and TV Enabling Services.
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