Primis FinancialFRST -3.36%57 PB Ratio is 0.92 as of Jul. 05, 2026, which is 8% above its 10-year median of 0.85. GuruFocus rates FRST with a GF Score™ of 57/100 and a GF Value™ of $10.97 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,518 Banks companies, Primis Financial ranks better than 65.88% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-05), Primis Financial's share price is $15.81. Primis Financial's Book Value per Share for the quarter that ended in Mar. 2026 was $17.25. Hence, Primis Financial's PB Ratio of today is 0.92.
Warning Sign:
Primis Financial Corp stock PB Ratio (=0.92) is close to 5-year high of 0.97.
The historical rank and industry rank for Primis Financial's PB Ratio or its related term are showing as below:
FRST'
s PB Ratio Range Over the Past 10 Years
Min: 0.44 Med: 0.85 Max: 1.75
Current: 0.92
During the past 13 years, Primis Financial's highest PB Ratio was 1.75. The lowest was 0.44. And the median was 0.85.
FRST's PB Ratio is ranked better than 65.88% of 1518
companies
in the Banks industry
Industry Median: 1.1
vs FRST: 0.92
During the past 12 months, Primis Financial's average Book Value Per Share Growth Rate was 13.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 2.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -0.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Primis Financial was 93.10% per year. The lowest was -5.80% per year. And the median was 3.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Primis Financial PB Ratio Related Terms
Primis Financial PB Ratio Historical Data
* Premium members only.
The historical data trend for Primis Financial's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Primis Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Primis Financial PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Primis Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Primis Financial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Primis Financial (FRST) has a PB Ratio of 0.92 as of Jul. 05, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Primis Financial and its competitors. This is near median its historical median of 0.85. Over the past decade, Primis Financial's PB Ratio has ranged from 0.44 to 1.75. According to the industry distribution chart, Primis Financial ranks #518 out of 1518 companies in the Banks industry, placing it in the top 34.1%.
Is Primis Financial's PB Ratio too high?
Primis Financial's current PB Ratio of 0.92 is near median its 10-year median of 0.85. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 1.75. The Banks industry median PB Ratio is 1.10. Primis Financial's value of 0.92 is 16.4% below this industry median. Based on the distribution chart, Primis Financial ranks #518 out of 1518 companies in the Banks industry, which is above the industry midpoint. Overall, Primis Financial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primis Financial's PB Ratio compare to ISTR and PBFS?
According to the Banks industry distribution chart, Primis Financial ranks #518 out of 1518 companies for PB Ratio. This puts Primis Financial in the upper half of its industry. The industry median PB Ratio is 1.10. Primis Financial's value of 0.92 is 16.4% below this benchmark. Historically, Primis Financial's own PB Ratio has ranged from 0.44 to 1.75 over the past decade. While the company's 10-year median is 0.85 vs. the industry median of 1.10, Primis Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Primis Financial's current PB Ratio of 0.92 is 16.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Primis Financial and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Primis Financial's current PB Ratio is 0.92, which is near median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primis Financial stock overvalued right now?
Based on GuruFocus' analysis, Primis Financial (FRST) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.97, compared to a current price of $15.81 — trading 44.1% above its estimated fair value. The current PB Ratio is 0.92, which is near median its 10-year median of 0.85 and 16.4% below the Banks industry median of 1.10. Primis Financial's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Primis Financial (FRST), the current PB Ratio is 0.92 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Primis Financial (FRST) Overvalued in 2026?
Based on GuruFocus' analysis, Primis Financial stock appears to be overvalued.
The current stock price of $15.81 is trading 44.1% above its estimated GF Value™ of $10.97.
GuruFocus considers Primis Financial to be Significantly Overvalued.
Key valuation signals for FRST:
PB Ratio: 0.92 (near median its 10-year median of 0.85)
GF Value™: $10.97 vs. price of $15.81 (44.1% above fair value)
Industry Position: 16.4% below the Banks median (#518 of 1518)
No single metric tells the full story. See the FRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Primis Financial Corp is the bank holding company for Primis Bank, providing financial services to individuals and small and medium-sized businesses. Primis Bank offers a wide range of commercial banking services, It focuses on making loans secured mainly by commercial real estate and other types of secured and unsecured commercial loans to small and medium-sized businesses in several industries, as well as loans to individuals for a variety of purposes. The company has two reportable segments: Primis Bank. This segment specializes in providing financing services to businesses in various industries along with consumer and residential loans to individuals. Primis Mortgage. This segment specializes in originating mortgages in a majority of the U.S. The revenue is from Primis Bank.
57GF Score
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